I am being told that to comply with new electrical regulations we need a certificate of fitness. I am also being told that the plastic fuse box/consumer unit needs to be replaced with something of non-combustible...
Her husband has a title and earns £174k
and so they have a joint pre tax of perhaps £400k pa HIS FLAT IS IN Little VENICE
Good for working families?
We are all in this together?... Read More
We do have effective inventories but the realistic position is that very few tenants accept responsibility for the damage they caused.
It was never the case that children climbing on a garden wall caused it to have bricks missing, or windows broken by a football in the garden, It must have been “storm damage”
The bath overflowed and flooded the kitchen below?
Oh no it was a leaky tap- we didn't let the bath run and forget?... Read More
Many landlords routinely refinance their properties especially when buying an additional property.
If they were to sell up they would need to get a price which would enable them to pay off the mortgage and pay Capital Gains tax.
A significant increase in capital gains tax may well mean that there is more debt than the house could be sold for?
The Chancellor needs to bear this in mind... Read More
There are some dwellings where retrofitting cavity wall insulation is a silly idea as it causes water to bridge and make the house damp.
Try and tell your mp?
Good luck... Read More
This summer we had a tenant who had been in occupation for several years decide he wanted to buy the property and offered 100,000 less than the fair market value.
He justified this because of the poor condition of the house which was brought about by his deliberate neglect.
This was straight forward old fashioned lying in that he claimed all the defects were caused by lack of maintenance by the landlord. The truth was that damage sustained had been cused by him.
The repairs came to 7500 ( and did include some fair wear and tear) all we could claim form the deposit was 500.
The issue is that when tenants tell lies it is difficult for a landlord to disprove. How does the lovel Angela resolve this please?... Read More
Across our country there are many homes built prior to the second half of the 20th century.
Many of these were built with cavity walls. Now those builders did not say ”Well we should make this construction easy so that when cavity wall insulation is invented it will be easy to retrofit cavity wall insulation”
They did not think to do that and as a consequence there are many instances where cavity wall insulation is not possible to fit at all, or it can only be done badly.
Our ill educated politicians will say that if it was insulated correctly it will meet 21st century standards.
Yes that is correct but it is not possible to do so because of the lack of planning by Victorian builders.
So Mr Milliband what is your solution please? We await your news?... Read More
They will build 1,500,000 homes but most of the electorate want a house with a garden.
High rise flats are not what most people want. Nor do they want dual purpose elevator/urinal nor neighbours with ASBO’s and big dogs .
Let all tenants have pets,
Boa constrictors,
Multiple dogs
And rabbits
Do you know what rabbit urine smells like?
Who will invest in all this?
The Government does not have the money.
Yes there is tons of private money.pension funds etc
BUT
THEY WANT A GOOD RETURN ON INVESTMENT
This is incompatible with allowing difficult tenants free rein.
If a bank has a loan in default to a private landlord then they need to be able to sell up . A tenant in situ will guarantee that they make a loss with their loan being underwater.
The banks will be less likely to make loans available?... Read More
Is Starmer aware on inflation?
Costs of mantainance are greatly increased .
Mortgage cost are dramatically up.
We have put one up for sale.
Unless the Government can throw us a bone others will follow.
More people will be made homeless.... Read More
Where will the money come from to build 1500000 new homes come from?
The gerneral population want a house with a garden and not multistorey council flats.
A dual purpose elevator/urinal is not needed nor are neighbours with big dogs and asbo's.
The Government borrowing is close to gross domestic product. There is very little headroom for Government borrowing,
Where will the money come from?
He will need to tax incentivise investors!... Read More
“All political parties must commit to building genuinely affordable social homes – we need 90,000 a year over 10 years to end the housing emergency for good.”
What GREAT IDEA!
But where is the money to come from?
Councils and Housing Associations do not have the cash. Central Government debt is just in excess of GDP,
WE ARE FULLY BORROWED!!
Unless the private sector can be encouraged to invest there is little hope?
So what would you do to encourage private investment?... Read More
I seem to recall that Labour only get to form a Government by winning seats in Scotland.
For the recent past the SNP have kept them out,
However some of them seem to be facing porridge for breakfast and so the future is uncertain in Scotland?... Read More
13:04 PM, 20th November 2024, About 2 days ago
"Our country’s unfair and inequitable housing system"
yes,
that is right
it drives Landlords nuts... Read More
12:54 PM, 20th November 2024, About 2 days ago
Reply to the comment left by Edward Hammond at 20/11/2024 - 10:09
It must be the Pantomine season again?
As Widow Twankey says;
No Tikee
No Washee!
Or,
put it another way
it is my bat and my ball... Read More
13:49 PM, 9th November 2024, About 2 weeks ago
She calls herself Rachel Reeves
but is she not really Lady Rachel Joicey?... Read More
8:32 AM, 9th November 2024, About 2 weeks ago
Her husband has a title and earns £174k
and so they have a joint pre tax of perhaps £400k pa HIS FLAT IS IN Little VENICE
Good for working families?
We are all in this together?... Read More
10:37 AM, 23rd October 2024, About a month ago
Pennycook does not know?
Yes we do not confide in him.
He is just whistling in the dark.... Read More
11:05 AM, 21st October 2024, About a month ago
We do have effective inventories but the realistic position is that very few tenants accept responsibility for the damage they caused.
It was never the case that children climbing on a garden wall caused it to have bricks missing, or windows broken by a football in the garden, It must have been “storm damage”
The bath overflowed and flooded the kitchen below?
Oh no it was a leaky tap- we didn't let the bath run and forget?... Read More
11:32 AM, 8th October 2024, About 2 months ago
Seems to me that I should cash in my chips and buy Grainger shares?... Read More
9:58 AM, 3rd October 2024, About 2 months ago
Many landlords routinely refinance their properties especially when buying an additional property.
If they were to sell up they would need to get a price which would enable them to pay off the mortgage and pay Capital Gains tax.
A significant increase in capital gains tax may well mean that there is more debt than the house could be sold for?
The Chancellor needs to bear this in mind... Read More
10:20 AM, 1st October 2024, About 2 months ago
If you are charging much more than a third of the tenant's income you are heading towards danger.... Read More
12:31 PM, 26th September 2024, About 2 months ago
There are some dwellings where retrofitting cavity wall insulation is a silly idea as it causes water to bridge and make the house damp.
Try and tell your mp?
Good luck... Read More
9:43 AM, 24th September 2024, About 2 months ago
Reply to the comment left by Neil P at 23/09/2024 - 13:03
Electrically powered vehicles need to be parked close to the dwelling so they can be recharged .... Read More
12:52 PM, 5th September 2024, About 3 months ago
Reply to the comment left by Gromit at 05/09/2024 - 10:29
Big corporate landlords may make donations- but the small landlord has a vote!... Read More
12:49 PM, 5th September 2024, About 3 months ago
Reply to the comment left by Adam Lawrence at 05/09/2024 - 11:50
yes
I thought that but it was not effective. You have to remember that the system is heavily weighted in favour of the poor poor tenant!... Read More
11:35 AM, 5th September 2024, About 3 months ago
This summer we had a tenant who had been in occupation for several years decide he wanted to buy the property and offered 100,000 less than the fair market value.
He justified this because of the poor condition of the house which was brought about by his deliberate neglect.
This was straight forward old fashioned lying in that he claimed all the defects were caused by lack of maintenance by the landlord. The truth was that damage sustained had been cused by him.
The repairs came to 7500 ( and did include some fair wear and tear) all we could claim form the deposit was 500.
The issue is that when tenants tell lies it is difficult for a landlord to disprove. How does the lovel Angela resolve this please?... Read More
10:07 AM, 22nd August 2024, About 3 months ago
Across our country there are many homes built prior to the second half of the 20th century.
Many of these were built with cavity walls. Now those builders did not say ”Well we should make this construction easy so that when cavity wall insulation is invented it will be easy to retrofit cavity wall insulation”
They did not think to do that and as a consequence there are many instances where cavity wall insulation is not possible to fit at all, or it can only be done badly.
Our ill educated politicians will say that if it was insulated correctly it will meet 21st century standards.
Yes that is correct but it is not possible to do so because of the lack of planning by Victorian builders.
So Mr Milliband what is your solution please? We await your news?... Read More
11:46 AM, 13th August 2024, About 3 months ago
Reply to the comment left by Cider Drinker at 13/08/2024 - 10:42
They will build 1,500,000 homes but most of the electorate want a house with a garden.
High rise flats are not what most people want. Nor do they want dual purpose elevator/urinal nor neighbours with ASBO’s and big dogs .
Let all tenants have pets,
Boa constrictors,
Multiple dogs
And rabbits
Do you know what rabbit urine smells like?
Who will invest in all this?
The Government does not have the money.
Yes there is tons of private money.pension funds etc
BUT
THEY WANT A GOOD RETURN ON INVESTMENT
This is incompatible with allowing difficult tenants free rein.
If a bank has a loan in default to a private landlord then they need to be able to sell up . A tenant in situ will guarantee that they make a loss with their loan being underwater.
The banks will be less likely to make loans available?... Read More
8:01 AM, 2nd July 2024, About 5 months ago
Is Starmer aware on inflation?
Costs of mantainance are greatly increased .
Mortgage cost are dramatically up.
We have put one up for sale.
Unless the Government can throw us a bone others will follow.
More people will be made homeless.... Read More
11:15 AM, 1st July 2024, About 5 months ago
Where will the money come from to build 1500000 new homes come from?
The gerneral population want a house with a garden and not multistorey council flats.
A dual purpose elevator/urinal is not needed nor are neighbours with big dogs and asbo's.
The Government borrowing is close to gross domestic product. There is very little headroom for Government borrowing,
Where will the money come from?
He will need to tax incentivise investors!... Read More
10:32 AM, 3rd June 2024, About 6 months ago
“All political parties must commit to building genuinely affordable social homes – we need 90,000 a year over 10 years to end the housing emergency for good.”
What GREAT IDEA!
But where is the money to come from?
Councils and Housing Associations do not have the cash. Central Government debt is just in excess of GDP,
WE ARE FULLY BORROWED!!
Unless the private sector can be encouraged to invest there is little hope?
So what would you do to encourage private investment?... Read More
20:26 PM, 26th May 2024, About 6 months ago
Reply to the comment left by john thompson at 26/05/2024 - 19:21
I seem to recall that Labour only get to form a Government by winning seats in Scotland.
For the recent past the SNP have kept them out,
However some of them seem to be facing porridge for breakfast and so the future is uncertain in Scotland?... Read More