Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Beaver
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Sign Up18:34 PM, 25th October 2021, About 3 years ago
Reply to the comment left by DSR at 25/10/2021 - 17:53
I'm not sure it's pointless. If you have a property that *has* to be heated but cannot be insulated to modern standards then it seems to me that you should put in whatever insulation can be put in without doing too much damage and put in whatever form of renewable energy can be put in. Otherwise your only options are (1) Do nothing (2) demolish.
Chris Byways
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Sign Up23:28 PM, 25th October 2021, About 3 years ago
See useful info on:-
https://www.which.co.uk/reviews/home-grants/article/home-grants/energy-company-obligation-eco-arbLy8A2GejX
and for local grants/advice https://www.simpleenergyadvice.org.uk/grants
Internal wall insulation costs typically £50 per sq metre. External wall insulation costs about £100 p sq m. Perhaps £7,000 to £17,000 (+ possible scaffolding and even traffic lights and council licences to use them.....)
Cavity WI is about £500.
Most houses built pre 1920 have solid walls. Many rented houses are pre 1920.
Wall Insulation would be needed to be able to use a heat pump. Then another £6,000 to £15,000 for the heat pump.
Rough calculations suggest a rather long payback - if I have this correct?
Cheapest for solid wall is IWI @ £50 sq/m (4”, so internal floor area reduced by 8” both directions and considerable disruption).
That reduces losses through external walls by about 1.5w per sq/m. *
With 3.8p per kWh (typical current gas price)
So in 1,000 hours saves about 5.7 pence p sq/m
In 1,000,000 hours of heating use, saves £57 p sq/m
Therefore even if heating used 24hrs/day for 1/2 the year would take 200 years to Break even (at today’s gas costs)
Which is just what the recommendations in my EPC suggested to improve the current C and D ratings!
* https://www.homebuilding.co.uk/advice/internal-wall-insulation-guide
“The U value of a material is the rate at which heat (in watts) is lost through each square meter of the surface. A lower figure means better thermal performance.
An uninsulated cavity wall will have a U value of around 1.5W/m2 and there will also be a relatively high level of cold bridging due to the cavity ties
A solid 225mm brick wall will be around 1.9W/m2
A solid stone wall will be around 1.7W/m2 to 1.4W/m2 (depending on the thickness)
Current Building Regulations require a maximum U value of 0.3W/m2 and realistically 0.2W/m2. Achieving that U value for solid walls will mean installing at least 100mm of rigid insulation (Celotex, Kingspan or similar)”
Beaver
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Sign Up8:53 AM, 26th October 2021, About 3 years ago
Reply to the comment left by Chris Byways at 25/10/2021 - 23:28
That's interesting Chris, thanks for sharing.
One of my properties has cavity walls but no insulation. I've had somebody point a thermal imaging camera at it in winter in the evening with the heating on. The cavity walls are not where the heat is being lost. The heat is being lost around the windows. So I would consider forms of external render (as opposed to cladding); some forms of external render would improve insulation. I would consider upgrading the windows. Putting in internal insulation would result in me having to rip up all the parquet floors and replace them which would probably cost me thousands. And I would consider biomass boilers, photovoltaic tiles, photovoltaic panels and ground source heat pumps for the part of the property that will have modern insulation once extended (effectively meaning that I have zoned heating areas); but I would not consider cavity wall insulation.
Reluctant Landlord
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Sign Up9:45 AM, 26th October 2021, About 3 years ago
Reply to the comment left by Beaver at 25/10/2021 - 18:34
in Grade 2 listed buildings with solid walls and no gas supply this is where its going to be tricky! They are small flats to boot and not south facing. Once for example has the most efficient electric heaters possible. Internal and external is not viable and there is a flat staggered above so there is only half a loft space. This is so limited in headroom you can't get a man up there. I can't put in DG windows either. The old guy is happy as he is. I tried to find out what if any ECO grants are viable (non without any insulation measures first) but he doesn't want to be bothered. Done all I can. What else can I do??
Reluctant Landlord
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Sign Up9:49 AM, 26th October 2021, About 3 years ago
Reply to the comment left by Beaver at 26/10/2021 - 08:53
but the way I understand it is you could have cavity wall insulation to tick the EPC box. While you know that isn't the source of the heat loss, you are doing what the government in their ultimate wisdom have said you need to do to comply. That will score more points and assist to the C level required.
Chris Byways
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Sign Up9:51 AM, 26th October 2021, About 3 years ago
Reply to the comment left by Beaver at 26/10/2021 - 08:53
There’s a scarcity of information on IWI in my view. Taking 4” off internal walls is challenging, though easy if a new build. Surely space age materials could be MUCH thinner, easier to apply, a range of adapters for radiator brackets light switches and sockets, and verification products are approved etc.
Surely a range of verified heat loss reduction carpet underpays for when carpets are being renewed on concrete floors? I asked last year and was advised ‘it’s not worth it’ but I can’t believe it couldn’t be quickly developed effectively.
Why not MHRV with compressors to COP of 3+ on incoming air? Or at least Heat Recovery Ventilation without VAT if our politicians were serious about engaging property owners in reducing energy?
Beaver
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Sign Up9:54 AM, 26th October 2021, About 3 years ago
Reply to the comment left by DSR at 26/10/2021 - 09:49
The problem is that putting in cavity wall insulation would do damage in the properties I would be looking at and would be expensive to rectify. That's why I wouldn't consider it.
Cavity walls have a function - they stop water getting in, they let water out, and they also provide some insulation. The ties between the walls make little or no difference in terms of thermal bridging, or at least, not in the walls in my properties. And that would be fixed by rendering.
Beaver
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Sign Up9:56 AM, 26th October 2021, About 3 years ago
Reply to the comment left by Chris Byways at 26/10/2021 - 09:51
Taking 4 inches off internal walls isn't just challenging; it's very challenging and very expensive.
Chris Byways
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Sign Up10:08 AM, 26th October 2021, About 3 years ago
Reply to the comment left by Beaver at 26/10/2021 - 09:56Yes £6,000 upwards, but if higher EPC grades are demanded something has to be done!
EWI isn’t practical on timber framed buildings (and listed) - as in my avatar.
I will seek permission to install double glazing-in the past the answer was no.
The earlier comment on ‘efficient’ electric heating puzzles me. ALL electric heating is 100% efficient. You can have time & thermostatic controls (or even ‘oil filled’!) or use it in a heat pump to harness external heat. But all the hype by some manufacturers they are highly efficient is rubbish. 1kWh of heat is 1kWh of energy. But electric heating is very expensive - about 4.5 times the cost of natural gas per kWh.
Beaver
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Sign Up13:02 PM, 26th October 2021, About 3 years ago
Reply to the comment left by Chris Byways at 26/10/2021 - 10:08
In terms of the efficiency of electric part of the efficiency debate is how you get it to the property. That's why we transfer electricity at high EMF (volts if you like) but drop down at a sub-station.
The thing to remember is that every house has the potential to lose energy. But every house that has the potential to lose a lot of energy also has the potential to generate power. Whatever that house generates from renewable sources, be that PV tiles or panels, sun powered direct heating of water or anything else is reducing the carbon footprint.
Those houses are not all going to be bulldozed so for any policy to make sense every dwelling should have a way forward.