Universal credit chaos leaves tenants in tears

Universal credit chaos leaves tenants in tears

9:47 AM, 19th January 2024, About 11 months ago 33

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The Department of Work and Pensions (DWP) has sparked fury as Universal Credit (UC) applicants face extensive demands to confirm their eligibility.

One landlord told Property118 that some of his tenants have been “left in tears” as they can not comply with the list of demands.

One of the demands asks to see a full-body picture including the feet of the tenant standing in the doorway of the property.

DWP’s list of demands

The list of extensive demands includes sending the DWP a copy of the full tenancy agreement, a photo of a driving licence including a selfie picture holding the licence, and a letter from a school showing children’s confirmation of attendance.

Other demands include a passport photo, council tax and utility bills and recent wage slips.

The DWP also wants to see a letter from the landlord which confirms what the rent covers e.g council tax, gas, electricity and water.

They also want to know the property’s recent EPC rating and a photo of the tenant at the front door of the property which shows the door and the door number.

Abusing their position

Mick Roberts, one of Nottingham’s largest landlords housing benefit tenants, says the demands are just too much.

He told Property118: “The Department of Work and Pensions is abusing their position and power.

“I have had to help four tenants with their proof for Universal Credit, they have been left in tears as they can’t comply with all of the documents.”

Mr Roberts tenants have been told to send proof before the end of the month otherwise their UC payments could be affected.

Protect against fraud

When approached for comment by Property118, the Department for Work and Pensions said these checks were necessary to protect against fraud.

A spokesperson told Property118: “Our benefits system is designed to support the most vulnerable in society whilst also ensuring the public purse is protected against fraud.

“Support is provided for claimants when requests for evidence are made during case reviews.”

The Department say they have launched a robust plan to drive down fraud and error from the benefits system.

The DWP adds they are committed to cracking down on those who set out to steal from the public purse, boosting resources through their Fraud Plan to help save more than £9 billion by 2027/28.


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Jacque1ine

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8:11 AM, 20th January 2024, About 11 months ago

I write the following letter to UC claiming they want a bill calculating as they do not cover this part of the rent. Ludicrous! They say its a grey area. Most certainly not, it's documented in their very own policies.

Thecletter is used now as verification and clarity to remind the UCR at UC there is a process.

This has been a very cruel and accusatory process aimed at the very people who have nothing. Also people with Mental health, disabilities and low income. Utterly abhorrent to directly accuse people of dubious claims.

Landlord name, address, mobile, email)
(today date)
Dear Universal Credit,
Ref : (tenant name)
I am writing to Confirm (name) resides at (address) they rent 1 room in a licensed shared house ( Mandatory HMO)
On the (date) (name) was issued with a new AST for (address). The rent is £ pm and this includes all bills.
All the information needed is on page 1 and 2 of the tenancy and they rent a room in a shared house.

The Government’s guidance for private landlords (accessible here: href="https://www.gov.uk/government/publications/universal-credit-and-rented-housing--2/universal-credit-and-rented-housing-guide-for-landlords#service-charges-and-universal-credit" rel="nofollow">https://www.gov.uk/government/publications/universal-credit-and-rented-housing--2/universal-credit-and-rented-housing-guide-for-landlords#service-charges-and-universal-credit) states:
In the private rented sector, a tenant’s total rent is usually made up of both rent and service charges, which are not separately identifiable.
DWP will not need to collect separate service charge information for HMO private rented sector tenants. This is because DWP will pay the lesser of the total rent or the appropriate Local Housing Allowance.
As a tenant (name) should therefore not need to supply anything other than the contractual rent amount. His contractual rent month is £ pm. This is documented on the tenancy.
If you need further information please call me on (mobile).
I request the rent continues to be paid directly to me via the UC47 APA landlord portal process.
I hope the above settles and confirms any outstanding queries to your satisfaction.
Kind Regards
(Landlord name)
Credit ref number :

Jacque1ine

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8:24 AM, 20th January 2024, About 11 months ago

(Landlord name, address, mobile, email)

(today date)
Dear Universal Credit,
Ref : (tenant name)

I am writing to Confirm (name) resides at (address) they rent 1 room in a licensed shared house ( Mandatory HMO)
On the (date) (name) was issued with a new AST for (address). The rent is £ pm and this includes all bills.

All the information needed is on page 1 and 2 of the tenancy and they rent a room in a shared house.

The Government’s guidance for private landlords (accessible here: https://www.gov.uk/government/publications/universal-credit-and-rented-housing--2/universal-credit-and-rented-housing-guide-for-landlords#service-charges-and-universal-credit) states:
In the private rented sector, a tenant’s total rent is usually made up of both rent and service charges, which are not separately identifiable.

DWP will not need to collect separate service charge information for HMO private rented sector tenants. This is because DWP will pay the lesser of the total rent or the appropriate Local Housing Allowance.

As a tenant (name) should therefore not need to supply anything other than the contractual rent amount. His contractual rent month is £ pm. This is documented on the tenancy.

If you need further information please call me on (mobile).

I request the rent continues to be paid directly to me via the UC47 APA landlord portal process.

I hope the above settles and confirms any outstanding queries to your satisfaction.

Kind Regards

(Landlord name)
Credit ref number :

JC

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8:28 AM, 20th January 2024, About 11 months ago

They need to re introduce direct payments to landlords that cannot be cancelled or altered by the tenants.
That will end the housing crisis overnight.
Simple.

Bill irvine

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8:52 AM, 20th January 2024, About 11 months ago

Morning Jacqueline

Your template is well crafted and should be copy & pasted by some of the contributors to this site. It sets out for DWP decision makers, the correct position of tenants in the private, charitable and voluntary sectors, who should not be asked to provide a breakdown of their rent or produce utility bills, like gas and electricity, when that remains the responsibility of their landlord. Their maximum rent eligibility is based simply on the LHA rate, nothing else.

This is yet another example of DWP’s staff being poorly trained, demanding validation unnecessarily, and oftentimes cancelling awards retrospectively when the information is not provided. If that occurs, don’t mess about; help your tenant submit a Mandatory Reconsideration (MR) request seeking a “revision” of the poor decision and a MR Notice in response. This should ensure the dispute is passed to a savvier DM and is more likely to secure the desired outcome, quickly.

Bill irvine

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9:19 AM, 20th January 2024, About 11 months ago

Reply to the comment left by J C at 20/01/2024 - 08:28
Hi JC

If the current Alternative Payment Arrangement (APA) scheme was administered correctly most of the problems landlords complain about would disappear. Currently the scheme is administered inconsistently and, in many areas, is a lottery or shambles.

Landlords complete the online application, correctly identifying the appropriate Tier 1 factor e.g., 1.8 relating to rent arrears and can prove the 1 or 2 months’ are outstanding, yet receive a rejection with no explanation being afforded. DWP suggests to do so would breach data protection or confidentiality principles, yet its solicitors maintain there is no such impediments. A case of blatant misrepresentation by DWP’s hierarchy!

The scheme was designed to protect vulnerable tenants, identified in the Tier 1 factors, and their families, from facing repossession and eviction and the safeguarding of public funds. That’s not happening. Instead, we repeatedly see, APA requests being denied or existing APAs being stopped, because some delinquent tenants aware of how to play the system, access and misuse the funds. When that happens DWP claim, this is a simple tenant/landlord issue to be addressed through the court when the overriding objective of the APA scheme is to avoid this situation occurring.

The issues mentioned above, are well known to authorities, have been around for years, are well documented in landlord forums, but no one seems willing to make a serious attempt to challenge DW’s hierarchy, on what is gross maladministration, causing massive rental income loss to landlords and unnecessary legal actions being pursued through the court process.

Mick Roberts

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9:56 AM, 20th January 2024, About 11 months ago

Reply to the comment left by Jacque1ine at 20/01/2024 - 08:11
Great letter for others to copy.
It annoys me when they tell tenant that tenancy is no good, as not got Landlords address on. It's clearly there on page 4.
But UC deletes tenancy as they think no good and u have to start again. Whereas if they communicated with Landlord, save everyone a a lot of time and money

Mick Roberts

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9:58 AM, 20th January 2024, About 11 months ago

Reply to the comment left by J C at 20/01/2024 - 08:28
Save a lot of homeless wouldn't it. They won't listen though.

Mick Roberts

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10:00 AM, 20th January 2024, About 11 months ago

Reply to the comment left by Bill irvine at 20/01/2024 - 09:19
That's it Bill. We fill the online form in correctly only for DWP to send email saying Not accepting.
Yet we have no clue what done wrong as no communication

Roogy

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10:51 AM, 20th January 2024, About 11 months ago

benefit fraud is happening on an industrial scale - unfortunately the decent honest tenants have to go through these checks to find the cheaters

Mick Roberts

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12:30 PM, 20th January 2024, About 11 months ago

Reply to the comment left by Roogy at 20/01/2024 - 10:51
And a lot of this fraud could be stopped if DWP communicated with Landlord.
I've had many tenants leave me and UC kept paying me cause I can't tell DWP to stop. Like HB days, she's left, stop paying me please.

Same with fictitious claiming for rent at houses where no rent is due. No checking with Landlord.

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