Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
David Lawrenson
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up12:10 PM, 29th September 2015, About 9 years ago
Maybe he might take the time to listen to the boyos across the bridge where the penny seems to have dropped.....
In February this year, the Minister for Communities and Tackling Poverty, Lesley Griffiths AM told the Welsh Assembly:
“I do recognise that rent control can look attractive initially, but I think previous experience shows that rent controls reduce the incentive for landlords to invest and can then lead to a reduction in quality housing. Those properties that are still subject to rent control under the Rent Act 1977 are often of the poorest quality, so I think such a proposal would require very careful consideration. Again, I think that could give possible unintended consequences to the supply of private rented properties.”
Thanks to RLA for their timely reminder of this quote...!
money manager
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up12:26 PM, 29th September 2015, About 9 years ago
French city centres are a good example of rent controls, a diversified population but widely dilapidated stock; sheer insanity.
David Lawrenson
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up12:41 PM, 29th September 2015, About 9 years ago
Reply to the comment left by "money manager" at "29/09/2015 - 12:26":
True, and when you look under the surface of the places where rent controls are supposed to have worked, the real story is a very different picture.........In New York there used to be these bizarre interview rituals.... you had to go to the right school to get an apartment in certain blocks or even be of the right religion.
Other places held up as great examples are Stockholm... also Prague... in fact rent control has been a disaster in both.
Laura Delow
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up14:17 PM, 29th September 2015, About 9 years ago
Although many believe Jeremy Corbyn doesn't stand a chance of winning at the next election (assuming he's still party leader), what is worrying is the number of young voters (many of whom never bothered to vote in previous elections) who will vote next time around and as a result, this dangerous animal may have a chance of winning. Just because we believe he's a communist nutter, doesn't mean to say that the rest of the electorate feels the same, especially if they feel the Tory's are only looking after the well healed, irrespective of whether this is true or not. Many a voter is envious of those who have worked & saved hard & sacrificed much to build a property portfolio or a large pension fund or other form of savings. JC is saying to the less well off what they want to hear just like Stalin did in the early 1900's. Even if JC's reign is short, there are a number of party members who agree with him & it's only a matter of time before Labour gain control of UKPlc again & crucify the private rental property sector by whatever means possible eg a tenants right to buy at a discount from a private landlord or no tax break on mortgage interest at all or an onerous Investment Income Surcharge tax reintroduced (previously 15% in the 70's under Labour) which would also effect all investment income whatever its source, or to abolish tax relief on repairs etc etc the list goes on. Even the Tory's have started to chip away (in a big way) at the private landlord sector having introduced in the last Budget to abolish the 10% Wear & Tear Allowance & restrict Buy to Let Mortgage interest relief to the equivalent of 20% (being weaned in from 2017). It is dangerous to ignore the warning signs. Many landlords are proving they're apathetic having still not signed the e-petition regarding the restriction on mortgage interest (this doesn't affect me personally as my portfolio is fortunately unencumbered but it indicates the way the wind is blowing if the Tory's can stoop so low to introduce this). In a nutshell I think there's a bigger problem looming as all the indicators point to private landlords being a major target (no matter which party is in power). If we collectively don't get more aggressive in a pro-active way, we are in serious danger of being on a back foot & being annihilated & becoming extinct or at worst, making us so angry that some more desperate or less scrupulous landlords will resort to Peter Rachman & Nicholas van Hoogstraten methods (don't forget the old adage of desperate people do desperate things). I personally will be looking at ways to extricate myself from what I can only foresee as a very miserable future. This is not because I am scare mongering as I abhor this negative trait in others. It is purely & simply a fact of life I think we face in that UKPlc needs to get more revenue in (and this will only worsen over the next few years) & landlords will be an easy target as they are perceived as a rich seam to exploit (property being a key factor in UKPlc) no matter how much us Landlords sacrificed financially, emotionally & time wise to claw our way there. To ignore what "might" lay ahead and to blindly believe none of the above can possibly happen, is foolish. Who foresaw the recent budget announcements - from a Tory Government? I doubt none of us. Does anyone have an idea how we Landlords can collectively get ahead of the curve on this & control (not just influence like the National Landlords Assoc & other similar bodies do) our futures no matter what party is in power, rather than wait for further things to happen to us & our only (re)action is that we end up signing yet another e-petition after another?
Saeef Khan
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up14:42 PM, 29th September 2015, About 9 years ago
Reply to the comment left by "Laura Delow" at "29/09/2015 - 14:17":
I agree with every word you have stated! I think many landlords are sitting in comfort zone under false pretences that it won't happen to them.
They won't realise until they have been bitten.
Best time to fix the roof is whilst sun is shining. So in other words it might be good time to sell up whilst market and taxes are good.
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up15:00 PM, 29th September 2015, About 9 years ago
David Lawrenson
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up15:22 PM, 29th September 2015, About 9 years ago
I hope more sensible voices in Labour may rein in John n Jeremy should they ever assume power.
I would not discount the appeal of J n J though... I could never understand why Ed n pals did not more robustly attack multinational tax dodging in the way the current leaders are. (Seems to have real resonance with a large chunk of UK society, even though hard to pull off in practice).
Re rent control, the likes of the Rachman type of criminal-posing-as-landlord will be seeing an opportunity if this ever came to pass. Hope Diane and Jeremy might, before then, read the history lessons from the 60s and the last time rent control was tried..
Ian Narbeth
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up16:56 PM, 29th September 2015, About 9 years ago
At the moment I am more worried about the Boy George (Osborne) than Comrade Corbyn. Never mind about 15% surcharges or 98% tax rates under Labour in the 1960s, Osborne's proposals can mean paying tax even though a loss is made, an effective tax rate of infinity percent. Either he doesn't know (in which case he is incompetent) or he doesn't care (in which case he is callous). Be afraid of Mr Infinity, be very afraid!
Equals People
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up17:43 PM, 29th September 2015, About 9 years ago
Reply to the comment left by "Teg's Dad" at "29/09/2015 - 15:00":
People like you are the exact reason why I'll be voting labour in. If you do choose to take the route of sending tenants letters containing: a threat but also what could be construed as pressure/blackmail to vote in a certain way in the next election, be prepared for the consequences.
Laura Delow
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up18:01 PM, 29th September 2015, About 9 years ago
So far today it seems only 8 Landlords who are members of Property118 are concerned enough to comment on the seemingly unfair targeting of Landlords by the Tory's to raise extra revenue, let alone the possible future threat of being targeted by a Labour Government or worse still a Socialist Labour Government. If Landlords cannot collectively work together to fight against these marauders, then what chance do we have? LET ME BE CLEAR - in the UK there are approx 1.4m private landlords yet only 30,975 have signed the e-petition to reverse the planned tax relief restriction on individual landlords. How sad is that?!? Are the other 1,369,025 UK landlords in favour of this planned Bill? That is the message the Petitions Committee have been sent! We MUST MUST MUST first & foremost find a way to change the apathy of the landlord market (if we can't influence a fellow like minded landlord, what chance do we have with influencing a Government?). I beseech you - how do we successfully co-ordinate & engage our own sorry rabble of fellow landlords to help i) with overturning this Bill & then ii) to stave off future attacks on the private landlord sector. If you don't believe how damaging we landlords are to ourselves, just read below the response to our e-petition by The Petitions Committee who made its first decision relating to our petition on 8th Sept with the Treasury's response as follows:-
The Government is committed to a fair tax system so is restricting tax relief landlords can claim on property finance costs to the basic rate of income tax.
Landlords are currently able to offset their mortgage interest and other finance costs against their property income, reducing their tax liability. This relief is not available for ordinary homebuyers and not available to those investing in other assets such as shares. Currently the landlords with the largest incomes benefit the most, receiving relief at their marginal tax rates of 40% or 45%.
By restricting finance cost relief available to the basic rate of income tax (20%) all finance costs incurred by individual landlords will be treated the same by the tax system. This recognises the benefits to the economy that investment in property can bring but ensures the landlords with the largest incomes will no longer benefit from higher rates of tax relief.
By unifying the treatment of finance costs for all individual landlords, the Government is reducing the distortion between property investment and investment in other assets, and reducing the advantage landlords may have in the property market over ordinary homebuyers.
Less than 1 in 5 (18%) of individual landlords are expected to pay more tax as a result of this measure. Taking account of the other measures from the Summer Budget, the Office of Budget Responsibility (OBR) have not adjusted their forecast for house prices. The OBR expect the impact on the housing market will be small. Furthermore, this change is being introduced gradually from April 2017 over 4 years. This will give landlords time to plan for and adjust to these changes.
HM Treasury
HELP!!!!