Referencing agency missed CCJ?

Referencing agency missed CCJ?

0:02 AM, 15th February 2024, About 10 months ago 22

Text Size

Hi, we ran a letting agency for a few years and are landlords ourselves. We used a referencing agency for referencing tenants and allowed a lady in our property based on her having no CCJs, a good credit history and an affordable income.

In fact, we went further and took out a rent guarantee policy with the referencing agency, later on when we went to renew the policy we were told that it was not possible to have a renewal (we had closed our agency down and the referencing agency said they do not deal directly with landlords?).

We then tried to take out a rent guarantee policy with another agency, but they flagged up the CCJ, what recourse do I have with the previous referencing agency? I am now lumbered with a tenant who I would not have let in that could cost me thousands.

Thanks,

Alex


Share This Article


Comments

GlanACC

Become a Member

If you login or become a member you can view this members profile, comments, posts and send them messages!

Sign Up

16:58 PM, 16th February 2024, About 10 months ago

Reply to the comment left by Dylan Morris at 16/02/2024 - 13:09
I agree. There are many landlords who correctly say 'this is a fraud and that is a fraud' and they are 100% correct BUT the justice system in this country doesn't rely on that - its down to a judges interpretation on the day and 'his considered opinion' and 'would it cause disproportionate harm to the tenant'. So unless you have a cast iron case of rent arrears or anti social behaviour (and that is also up to the judges interpretation) you are going to lose. If the tenant is in arrears and hasn't paid for mpnths you WILL NOT get your money back so best thing to do is sue for £300 at a cost of £35 just to give them a CCJ, which eventually will come back to bite them (just not maybe for your tenancy).

Timmo

Become a Member

If you login or become a member you can view this members profile, comments, posts and send them messages!

Sign Up

20:41 PM, 20th February 2024, About 10 months ago

Tenant referencing is totally useless in my experience. Referencing agencies just do not thoroughly check things. Landlords will give a good reference as the only recourse to get rid of a bad tenant. The whole thing needs to be sorted somehow but I'm pretty certain Gove won't be doing it.

Leave Comments

In order to post comments you will need to Sign In or Sign Up for a FREE Membership

or

Don't have an account? Sign Up

Landlord Automated Assistant Read More