Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Mary Latham
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Sign Up16:36 PM, 14th November 2011, About 13 years ago
Ben I have seen MUCH worse than that! In my opinion landlords will be reluctant to use documents provided by a local authority "scheme" than they are to use one provided by a landlords for landlords organisation. Many universities try to force landlords to use their AST's and landlords do not like it. I saw one that was soled to landlord letting to students and it was an Assured not an Assured Shorthold and many of the terms were so squffed to the tenant that is was rediculous. I was at a CRISIS meeting when they were first discussing these agencies (I wonder if you were there that day?) I made the point then that there are many many services that a local authority could offer through this type of scheme and some that they should never get involved in because they cross the line.
Ben Reeve-Lewis
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Sign Up16:46 PM, 14th November 2011, About 13 years ago
Mary if I get that managers job you can rest assured I shall be crossing that line with gusto and gay abandon. I dont just want an operational social lettings agency I want one that everyone turns to as THE model for how it should be done.
I wasnt at that meeting but I attended 1 a month back at the CIH where people already running them were sharing expereinces. All agreed they dont work when council's think like councils traditionally do. You have to look at things from the PRS perspective
Mark Alexander - Founder of Property118
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Sign Up16:53 PM, 14th November 2011, About 13 years ago
Good luck Ben
Mary Latham
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Sign Up17:07 PM, 14th November 2011, About 13 years ago
I genuinely wish you every success and I hope that you do get the job because I think that you will set up a good modle. BUT looking at things from the PRS persepective must include realising that landlords like to feel in control of their lettings and part of that is to produce an AST that they feel comfortable using because they have provided it themselves. I know many landlords who use agents, sometimes for let only and sometimes for full management but they always give them the AST tha they want used. It will be interesting to see if you can gain their confidence enough for them to use one that you provide.
I am a big supporter of local authority bond schemes, mainly becuase the staff who run them give the tenants so much support but recently landlords are telling me that they wont use them because they are "dumping" hard to house tenants in their properties and causing problems with neighbours. I think that the coming changes will make landlords even more suspicious and this will not help schemes like yours - a pity
Ben Reeve-Lewis
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Sign Up18:21 PM, 14th November 2011, About 13 years ago
Cheers both.
Mary those are the challenges I face even if I am just part of the team and not guiding it. I have no problem putting a tenancy agreement together with our local landlords. I wouldnt impose one on them at all. My approach would be to sit down with as mnay as I could and ask "What do you need in this that would work for you?" and then bring my expertise to bear in advising the clauses that may or may not work and what the problems could be in practice.
True collaboration between what the council have to offer and what the PRS need.
I have just received an email from the Guardian who want me to start writing monthly for their Housng network on how it is developing, the ups and downs etc so you can follow it as a work in progress.
I think if a PRS landlord is working with the council there will be an element of 'Hard to House' tenants in there but we should be working closely with our landlords on them, not just saying "Its your problem now" That is what has been going on and we wont last long if that continues. The trouble is the traditional council mindset is not to get involved post sign-up, seeing that as the landlord's risk. Like I said earlier a lot has to change before it all gels together but if I didnt honestly think it was achievable I wouldnt bother
Mary Latham
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Sign Up20:40 PM, 14th November 2011, About 13 years ago
Ben I know you realise what you are taking on, probably more than the landlords do but do you intend to have people helping and tracking benefit claims and rent payments because these are the two areas that I see as high risk once we have universal credit. It is not yet clear who will pay the tenant, likely to be DWP I am told, but as you know many people have no financial skills and asking them to prioritise their spending is going to be a real challenge for us all. With the right support, including Credit Unions, who I am working with at the moment to get everything in place, we can make it work but there is no doubt that there will be tears before bedtime for many landlords. In that environment I think you will be able to ride in on your white charger and actually be seen as a real benefit to many landlords.
The problem which made me write this blog is ASB and again if you have the right people in place you may well be seen as a way of avoiding the issues that landlord will no doubt continue to face if they try to go it alone.
Well done with the Guardian article I look forward to following your progress. I expect you will charge me to speak to you when we do eventually meet hahahahaha
Ben Reeve-Lewis
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Sign Up21:41 PM, 14th November 2011, About 13 years ago
Absolutely Mary. the cornerstone of all this has to be open-ness about HB claims and where things are at all the way through. Hiding behind Data protection is not an option. And I know that fighting HB themsleves is going to be the biggest challenge there. Believe it or not I have environmental health asking me to give them HB info because HB wont share information with them and we have an HB guy in our team. This is the madness of so much council work. People outside see us as 'The council' a unified whole but thats not how ti works on the inside where many departments dont even share information with each other. Trying to get info out of social services, even when we are working on the same client is like trying to get inner sanctum secrets out of the Freemasons haha.
2 years ago when I came back into front line work from 8 years as a self employed trainer I noticed that we were placing people with criminal records with cooperative landlords. i pointed out to the powers that be the problem with landlord's insurance policies being invalidated by tenant's with criminal convictions. This caused a stir and questions were asked about how we should go about this, on the one had we were feeding ex offender clients to our landlords but data protection prohibited us telling them about the tenant's convictions - the legal responsibility under the Rehabilitation of Offenders Act being on the tenants to tell the landlords. The decision was to pretend it doesnt exist and hope the awkward question will go away.
These are the kinds of things that have to be faced square on. We are bound by data protection but I dont think council's should be simply hiding behind it but finding a way around it. Its a knee jerk thing in many cases and tenants often couldnt give a toss themselves.
In my vision of a social lettings agency I wouldnt want any of our landlords to be on their own with an ASB tenant. That is the kind of service and expertise council's can provide and we should be there on those. Thats the kind of thing I mean when I say we have to offer loads. We may not have grants available for much anymore but we have the onboard skills for that kind of stuff. PRS landlords arent prepared for anything like that but we have had decades in that sphere and that experoience and skills sets should be made available outside of the Town Hall
The Escrow accounts with credit unions is what I have been banging on about for ages as a way of inculcating a bit of confidence, well done in getting involved. I would also like to see financial education built in somewhere in the new system too where appropriate, again this is what the council can bring to the party but we need landlords to trust us and we need to change council thinking so that people can break away from old patterns and meet in the middle.
Mary Latham
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Sign Up23:08 PM, 14th November 2011, About 13 years ago
Ben I am only allowed one thumbs up on your post but trust me I would give you a dozen. Very well said. I have a really beautiful high end flat that I could offer you if you would only come and work in the Midlands PLEASE! Frazzy would love it I promise.
I am just coming to the end of an 18 month project where a team of us have worked on a module to put into the national curriculum for 14-16 years olds to educate them about how to handle their finances and their future housing option, including obligations and rights under an AST.The project is part of the work of Homestamp (see Homestamp.com) and has been worked on by local authority officers and me to ensure that all areas are covered. I would be happy to share the module with you once it is finished if you think it might be something that you can use. In reality it can be adapted for any age group where the information is needed.
I knew that you were a fan of Credit Unions and this is something that I am working on with the Homestamp group and my NLA colleague who is very involved with them in her day job. There are so many spin offs apart from ring fencing the rent. 28 days notice if the tenant cancells payment or changes the payment to another landlord to name but one. No more worries about abandonment and right to possession and not to mention rent arrears. I really believe that this is going to make a big difference to landlords and also be financially inclusive to tenants who up to now have been excluded because of their lack of financial awareness and management skills.
Just think what you and I could achieve working together Ben - and we would have some great barnies on the way too hahahaha.
Ben Reeve-Lewis
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Sign Up6:40 AM, 15th November 2011, About 13 years ago
I may well be drawing on Homestamp if I get the new job. It ticks so many of the boxes that need ticking to correct what is missing from the picture.
Cant see us moving to the Midlands though, but I like Brum. In fact I am there all this weekend as Frazzy is at a travel conference
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Sign Up10:14 AM, 15th November 2011, About 13 years ago
So where is the campaign to highlight the solutions already in place to help. Sounds like a fantastic scheme but a costly one for councils more interested in their bottom line than housing vulnerable families.
Shelter - in Why so quiet?!