Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
sharon underwood
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Sign Up15:45 PM, 8th July 2014, About 10 years ago
I would double check your figures as i had 5 bed hmo for which i paid £1000 registration fees plus cost of the work etc, if you have a medium sized hostel or something like that anything over about 7 bed then i believe there is money to be made but my 5 bed was not cost effective bearing in mind cost for all utilities council tax registration AND the chance that council may move the goal posts requiring yet more works etc, I am not trying to put you off but there is an awful lot to consider before going down this road and wish i had known then what i know now i have to say i would not have gone down that road, the other problem is that as you have probably seen the on this site is once u have the council in your life it can get very complicated xx I hope this does work for you and wish you all the best just look into it a little further before taking the plunge GOOD LUCK
AnthonyJames
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Sign Up16:10 PM, 8th July 2014, About 10 years ago
My advice echoes Sharon's - do not buy until you have a crystal-clear understanding of what works the Council are going to demand, as once EHOs and planning officers get their teeth into you, they can be incredibly demanding and, as bad, inconsistent between different officers. Some will demand fire-proofing works on the kitchen ceiling and if a wall connect to the staircase; others will want fire doors on every room; they may want bike and bin stores in the front garden, even when there's patently no room for them. It would help too to contact the NLA or RLA in the Northampton area, to ask to talk with other landlords who have already been done this path.
Would it be simpler and more profitable to look at houses outside the Article 4 area?
Jamie M
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Sign Up18:00 PM, 8th July 2014, About 10 years ago
Dont trust the council for a millisecond and even if you have agreement and terms in writing, they are still prone to change things on you just to make it bloody difficult, expensive and unprofitable for you. They are utter pricks
John Daley
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Sign Up13:40 PM, 9th July 2014, About 10 years ago
Hi Susan,
As you say the Article 4 direction is a part of Planning Law. So you will have to apply for permission to allow the property to be used as an HMO. I suggest you check if there is a planning policy for the area you wish to buy in. There may be a policy against granting permission in which case your plan will be more difficult to realise.
The density of lettings is a bit more difficult but Census data can provide this. I'm not sure if you can get this direct from National Statistics but it is there.
The Council will have HMO standards, probably on their website, which will apply even if the property is not licenseable.
Lastly I assume the property is not three storeys so not subject to mandatory licensing. There may be an additional licensing scheme which covers the area.
All in all well worth some research to find out what you need to do. If the investment is worth while then these costs won't sink it.
Geoffrey Miles
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Sign Up15:10 PM, 26th July 2014, About 10 years ago
I am a landlord with properties in NN1 and have been through the Article 4 process on 3 occasions since it was introduced.
Firstly the Article 4 area is restricted to parts of the area but substantial parts of the town are included. NN1 is in the area.
You are correct in stating that you need planning approval for change of use. The advice you have been given is to request pre planning advice. Normally the fee is 10% of the planning fee but Article 4 applications are exempt so no charge applies.
My experience is that the planning department will make serious efforts to correctly advise you on the acceptability of change of use. They will research the HMO density locally amongst other factors. I have found them to be honest and reasonable. BUT this advice is not legally binding so you would be taking a very large risk in purchasing prior to obtaining full planning consent. The 8 week application process makes it very difficult to buy subject to planning.
Please also be aware that from November 3rd this year additional mandatory licensing is being introduced which would apply to you.
Hope this helps a little.
Sue Whittle
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Sign Up15:43 PM, 9th August 2014, About 10 years ago
Reply to the comment left by "Geoffrey Miles" at "26/07/2014 - 15:10":
Geoffrey (all) thanks belatedly for your useful comments on this – I was waiting to see how it all ended up on my side before coming back. I don’t think I’d have gone ahead with this purchase if I had really thought about everything and taken on board all the other comments (realistic, helpful and honest all which is why this is a good site ) and put my business head on – I’m a bit rubbish at that, I’ve relied over the years on gut instinct and there is something about this place that just makes me want to go ahead as usual.
I’d be very interested to hear about your journey and if you were successful with the application process. I ended up exchanging with a 10% deposit and applying for bridge financing on the property and I now own it.
It needs a lot of work but would make a brilliant student or professional HMO – equally it could just be a family let but much less profitable and desirable due to no parking and no garden.
Would be great to have a chat
Sue
Sue Whittle
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Sign Up15:44 PM, 9th August 2014, About 10 years ago
Reply to the comment left by "Sue Whittle" at "09/08/2014 - 15:43":
sorry should have added , yes it will be three storeys - there is an attic bedroom
(and a cellar but that is not part of the refurb plan at this stage)
Sue Whittle
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Sign Up15:48 PM, 9th August 2014, About 10 years ago
Reply to the comment left by "John Daley" at "09/07/2014 - 13:40":
John Daley
Thanks for this John,
I will check planning policy and look at census data for density of lettings.
Ive looked up HMO standards which i am more than happy to comply with, and as I said below yes it is indeed three storeys so mandatory licensing....
Geoffrey Miles
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Sign Up20:34 PM, 9th August 2014, About 10 years ago
Reply to the comment left by "Sue Whittle" at "09/08/2014 - 15:43":
Hi Sue
Yes happy to chat. Not sure how it works here but you can e mail me at geoffreydmiles@gmail.com
Will Lewington
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Sign Up22:05 PM, 13th July 2016, About 8 years ago
Reply to the comment left by "Sue Whittle" at "09/08/2014 - 15:43":
Hi Sue,
I am planning to buy a property in central Northampton and covert to a 4 bed HMO, very similar to what you discussed in your post back in 2014.
I'm currently facing the same dilemma, in that my target properties are in an Article 4 designated area.. And I'm unsure whether planning is likely to granted/whether the pre application advice of the council can be relied upon.
I'd love to hear how you found the process and whether you have any advice - I'm unsure how it works on here (this is my first post) If you'd be happy to share your experience with me, it would be fantastic to hear from you.
Kind regards,
Will