Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Mark Alexander - Founder of Property118
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Sign Up15:38 PM, 13th June 2013, About 12 years ago
Perfect, thanks Mark 🙂
AnthonyJames
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Sign Up22:30 PM, 13th June 2013, About 12 years ago
As Mark left a prompt, I will ask this: just had bad is Oxford Council in its treatment of HMO properties and the licensing of landlords? Around 2001-04 I used to own a Victorian house in Southfield Road on the outer edge of the St Clements area, which I let out as a standard unlicensed HMO: 5 professional tenants (a doctor, an engineer, an accountant etc), two storeys, a really nice period property with large bedrooms and unlocked doors, two bathrooms, and plenty of reception space in a 24' x 14' kitchen-cum-lounge at the rear. I was absolutely hammered with demands by an Oxford EHO when I foolishly volunteered to register the property as an HMO - new locks to their approved standard on every external door and window, including first-floor ones, a wired-in smoke detector system, fireproof sheeting installed by a "trained professional" on the underside of every tread of the staircase, fireproofing between the understairs cupboard and kitchen-diner ditto, replace all the Victorian doors with fire doors with intumescent strips and self-closers, locks on all the bedroom doors (thereby invalidating the rear first-floor escape route onto a flat roof via a bedroom's sash window because the door might be locked), pull down and fire-proof the kitchen ceiling (a demand later dropped), a bike and bin store in the small front garden, and the installation of two self-illuminating "green person" fire escape signs and multiple self-adhesive signs on the walls.
Sorry to go on, but the EHO had a mania about fire risks and made it perfectly clear he regarded me as little more than a slum landlord. He basically treated the house as if it were a hotel or set up as separate bedsits, not a houseshare with a single cooking location and multiple escape routes, and a house with a fire-risk and pattern of usage that was little different from a single domestic family with teenage or grownup children still living at home and largely fending for themselves. The character and historical fabric of the house would have been ruined, as would any prospect of letting it to a single family unit one day rather than as an institutionalised houseshare. I've since sold up and steered well clear of investing in Oxford, because I think the council's attitude towards HMOs is aggressive, disrespectful of its own built environment, and way over the top. I've heard nothing to encourage me to believe anything has changed, but am interested to hear your perspective.
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Sign Up9:30 AM, 14th June 2013, About 12 years ago
Tony, you are not the first person to have expressed problems with an EHO in Oxford......... and probably will not be the last. What we have noticed is that they have mellowed over time; I am assuming your property was a three storey one? Before the housing act, and whilst the East Oxford voluntary scheme was in operation, the only definition of an HMO was the old planning class, and this is what caused confusion. Your professional sharers were from a planning perspective living as a family (especially if they were on a single AST) if you were letting by the room you were vulnerable to the property being defined as in the same class as a property full of bedsits, and all the requirements that went with that.
My phone number is on our website (see profile) if you would like to discus this further please feel free to call.
AnthonyJames
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Sign Up15:39 PM, 15th June 2013, About 12 years ago
Thanks Mark - no, the house was an ordinary 2-storey Victorian house with a large flat-roofed kitchen/bathroom extension. There was a single AST, but individual members could leave the houseshare and be replaced on the AST by a new tenant via a Deed of Assignment. I wouldn't say the tenants were all friends who started the tenancy and ended it together, but they knew each other, cooked together on the single oven, shared the same fridge, socialised and so on.
Anyway, my question wasn't about the specifics of my case, but what your experience, good and bad, has been of selective HMO licensing and Article 4 planning restrictions in Oxford. Are they imposing a heavy burden of so-called "improvements" on perfectly normal domestic houses used as HMOs? Are they causing landlords to abandon HMOs in favour of letting to couples or families, leading to even more shortage of supply and rising rents? Are there any signs that the licensing and planning changes are being accompanied by effective use of the existing legislation to improve standards amongst the small percentage of HMOs run by "bad" landlords?
I've no doubt that Oxford Council will adopt its own definition of whether licensing and Article 4 are working, and carefully pitch this definition and adjust its statistics to ensure the schemes will always qualify as a "success". To do otherwise would raise the horrifying possibility that the Council might be capable of being wrong about something. But are the schemes actually having any effects on the ground, besides simply raising revenue from law-abiding landlords?
Mark Crampton Smith
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Sign Up17:21 PM, 15th June 2013, About 12 years ago
Tony, your comments are perceptive. There is no doubt that the landlords and properties that every-one would like to remove from the market place are broadly speaking staying below the radar on the matter of licensing. Indeed I have argued to elected members that the current range of policy is serving to drive the PRS further underground........ I could extrapolate but have done so at length on the blog.
http://www.collegeandcounty.biz/news/is-oxfords-housing-policy-on-the-rocks-20121137
The officers of the city are well intentioned, and there is evidence by the way they have recently restructured the department, that they would like to bring more resources to bear on enforcement and tracking down the "rouge landlords" The problem is that the licensing (now to be annually renewed) of six thousand HMOs (their estimate) is absorbing nearly all the resources they have available....... and so it should as there is a legislative requirement within the act itself that the local authority cannot make any money out of the process. There is no doubt that some of my more cynical clients would consider the whole process as "entrepreneurial bureaucracy" and simply a way of protecting EHO jobs against a backdrop of local government cuts.
There have been some prosecutions…….. and it may be that the high profile cases will have some trickle down impact, however, it could be argued that the prosecutions to date have been relatively “soft” targets.
We can always count on Mark to put a counter perspective, and his recent article on the value of licensing is an interesting one. I myself, would like to see Oxford contracting out some of the work, under the localism bill the mechanism would exist; I believe that much of the day-to-day activity of licensing could be most cost efficient in the hands of the private sector, subject of course to some moderation, and then local authority officers could get on with hunting down the real problems.
Marilyn Solomon
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Sign Up19:15 PM, 25th June 2013, About 11 years ago
Hello Mark. I've only recently started to look at investing in further properties, with a view to this replacing my day job. I've what must be an embarrassingly simple question after read these previous question about letting in Oxford. To be sure, is a HMO licence needed for 3 or more unrelated persons living together(?) regardless of how many floors etc. Am I right on these two facts please? Secondly, are you able to advise if a couple who are unmarried count as 'related'. It will be useful for me but my partner is also advertising his two bed flat so wants to stay within the rules if two sets of unmarried couples were to approach him.
Thank you in advance.
Mark Crampton Smith
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Sign Up23:03 PM, 25th June 2013, About 11 years ago
@Marilyn Sorry I missed your post........ on my way into the wilderness for a couple of days. Briefly, an HMO is defined in the Housing Act as a house comprising of three or more persons living in two or more households...... a couple (whether married or not) is taken to constitute a household, so three people or more living outside a family unit (to my knowledge no one has been prosecuted for living in a menage a trois or even quatre, or more to the point, I know of no landlord who has been successfully prosecuted for letting an unlicensed property on that premise.
As far as licensing is concerned, not all HMOs in all authorities have to be licensed..... all HMOs with five or more occupants over three or more floors must be licensed by the local authority. Some authorities have introduced selective licensing, in a manner that included consultation with landlords, to extend the requirement for licencing to other C4 residential properties, or HMOs. To find out, you will need to contact the local authority; but you might also be aware that some commentators have observed foul play is afoot. Not only are some authorities deemed to be introducing selective licencing by the back door, but some are accused of doing no more than implementing a much needed tax on property to top off some austerity smitten coffers.
Hope this helps! Mark
Mark Crampton Smith
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Sign Up23:06 PM, 25th June 2013, About 11 years ago
Really sorry but I will not be able to pick up posts here for about a week........ really am going away.