Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
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Sign Up8:36 AM, 11th July 2012, About 13 years ago
As much as I think there should be some sort of regulation/licencing - this is over the top by a long way. The US has an efficient system in the form of Section 8 without it costing a fortune to landlords or tenants - why can the UK not do something similar?
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Sign Up10:07 AM, 11th July 2012, About 13 years ago
You know my vernacular when it comes to Landlord license schemes, Mark. I can't think of a comment that you would be able to publish! 🙂
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Sign Up10:51 AM, 11th July 2012, About 13 years ago
Think of it as the first step in having your BTL profits taxed into oblivion
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Sign Up16:06 PM, 11th July 2012, About 13 years ago
Yet another Government scam to replace monies THEY have swindled out of the system and to line their own pockets. Why does the working man always have to pay for Government mistakes, greed and corruption. The best way forward is to start at the begining.Clean up MP`s scandals,salaries,expenses & pensions. Pay MP`s the average wage. Euro MP`s can also have the average wage and PROVE all their expenses, instead of having liberties.
How long will it be before the UK see`s the sights that were seen in the Middle East during 2011 !!!!!
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Sign Up16:51 PM, 11th July 2012, About 13 years ago
Authority is a form of control,nothing else. It has no inherent wisdom. Do not be fooled by the Government. You are its slave. You have to support their deceitful ways.
Silence is the peoples enemy!!
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Sign Up12:53 PM, 12th July 2012, About 13 years ago
Yes Roger. The people forget they have the power. Unfortunatley people either; 1] cant be bothered 2] would rather moan to their friends about a situation rather than stand up for themselves and take action 3] will not unite.....this is where the real power is.
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Sign Up13:14 PM, 12th July 2012, About 13 years ago
People. May you be reminded by the PM himself, that you DO NOT NEED TO GO TO WORK the Government will take Tax money to pay thier salaries and take care of the following;
The official email of the
British Prime Minister
David Cameron hails historic moment of
Welfare Reform
Today marks an
historic step in the biggest welfare revolution in over 60 years. My government
has taken bold action to make work pay, while protecting the
vulnerable.
Key elements of this
include:
The “Benefits Cap” which
ensures no one can get more that £26,000 in benefits (that’s the equivalent of a
taxed income of £35,000).
The “Universal Credit” which
will ensure that work always pays more than being on benefit.
These reforms will
change lives for the better, giving people the help they need, while backing
individual responsibility so that they can escape poverty, not be trapped in
it.
Past governments
have talked about reform, while watching the benefits bill sky rocket and
generations languish on the dole and dependency. This government is delivering
it. Our new law will mark the end of the culture that said a life on benefits
was an acceptable alternative to work.
While we’ve been
putting in place a sensible, modern welfare system that protects the vulnerable,
our opponents have shown they are on the side of Britain’s something for nothing
culture.
We’ve stood up
against the abuse that left taxpayers footing the bills for people on £30,000 or
even £50,000 a year in benefits. It’s a fair principle: a family out of work on
benefits shouldn’t be paid more than the average family in work.
This is a core part
of the government’s task of turning around the legacy of debt, overspending and
waste we inherited. We want money to go to people who need it, not subsidising
the consequences of our broken society. By reforming welfare we will get people
into fulfilling jobs, not abandon them to poverty and dependency, save billions
of pounds of taxpayers’ money and make sure those who really need help get
it.
That’s compassionate
modern government in action.
It’s also a huge
tribute to the Secretary of State for Welfare, Iain Duncan Smith, who has worked
tirelessly and with real moral purpose in tackling the blight of welfare
dependency.
Best
wishes,
David Cameron
MP
Prime Minister
Some Key Welfare Stats:
Universal Credit
Around 2.8 million low to
middle income households will be better-off on Universal Credit (UC).
The average overall gain
will be £29.00 per week under UC.
UC will lift around 900,000
individuals out of poverty, including more than 350,000 children and around
550,000 working-age adults.
Government will invest an
additional £300 million into childcare support under Universal Credit, on top of
the £2bn already spent under the current system.
Removing the hours rule will
mean that around 80,000 more families with children will benefit from childcare
support for the first time.
By October 2017;
approximately 12 to 13 million tax credit and benefit claims will be transformed
into eight million Universal Credit payments.
Benefit cap
The benefit cap of £26,000
will mean that no family on benefits will earn more than the average salary of a
working family (£35,000p.a. before tax).
67,000 households will be
affected by the cap.
Benefit cap will provide
savings of £290m in 2013/14 and £330m in 2014/15 (cash terms) or £275m in
2013/14 and £305m in 2014/15 (at 2011/12 prices).
Housing Benefit
We will set Housing Benefit
at a maximum of £400 a week so that we no longer have the scandal of families on
benefits living in houses that hard working families could never afford.
Housing Benefit costs over
£21bn in 2010/11 [or nearly £23bn this year] and, without reform, would increase
to £26bn by 2014/15 (cash terms). The Housing Benefit reforms that we announced
in the Emergency Budget and Spending Review will result in annual savings of
over £2bn by 2014/15.
Social Sector Size Criteria
will stop the practice of the state paying for rooms that are not being
used.
This will help tackle the
social housing shortage that blights many lives in our towns and cities.
5 million people in England
alone are waiting for social housing.
In London 70,000 households
are getting Housing Benefit for extra bedrooms they do not need – costing the
tax payer £80million a year.
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Sign Up13:24 PM, 14th July 2012, About 13 years ago
Surely the benefit cap should be based on someone on the minimum wage and with some tax credits.
That is more the position that people are in.
Very few earn this so called average of £36000 gross.
So you would be looking at something like £16000 max benefits.
Loads of cheap accommodation up North which is where London claimants should have to go if they cannot afford London prices.
Just because you live in London you have no God given right to stay there supported by the benefit system.
To make it worth working the average wage would have to be about £45000.
No claimant is going to find a job that pays that.
I think the govt are going to be in for an almighty shock when making work pay by being better off by say £100 per week will not motivate people into work.
Would you bother working for an effective £20 per day and that is before tax, travelling, food at work etc.
Govt is in a dream world
Neil Onions
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Sign Up17:46 PM, 14th July 2012, About 13 years ago
It's only the reputable landlords like me and hundreds of others that will register.
The unsavoury types will continue to provide a bad service to thier tenants and Newham will be non the wiser.
Of course Newham will then put up the charges, creep HMO requirements into all rentals and generally make a meal of it, to our financial loss.
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Sign Up23:19 PM, 15th July 2012, About 13 years ago
Caption: Ooops! Did I show 4 dingers. I meant to show two fingers!!