Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Gary Dully
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Sign Up22:28 PM, 21st June 2017, About 7 years ago
My God, at long last the penny might have dropped with these idiots.
Shame about the election then isn't it?
Is this because Gauke has finally been moved?
No houses in Jeremy Corbyns constituency, I notice, so it's luxury apartments as an alternative for the fire victims.
What are the rents on that lot?
Dr Rosalind Beck
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Sign Up22:50 PM, 21st June 2017, About 7 years ago
I have sent the following to IDS and urge others to also write:
Dear Ian
As a landlord, I would like to thank you for your intervention, published in the Telegraph, regarding the Treasury's fiscal attack on landlords and specifically the policy which disallows the finance costs of our businesses as a legitimate expense. If you are able to somehow corral other members to support us in our endeavour to get these outrageous assaults on our businesses reversed, that would be truly appreciated. We are already extremely grateful for your support so far. To date David Jones and Howard Flight have voiced their opposition to this, notably in articles on Conservative Home, but not many others have spoken out. If there could be some coordination to create a parliamentary voice about this, that would be great.
In order for you to have some more background I have pasted below the link to my comprehensive (and yet concise, I believe) report on Section 24 of the Finance (no.2) Act 2015 for you to have a look. As you will be pressed for time, initially if you just scan the Executive Summary and the expert quotes at the beginning, you will get the gist of why we are so furious about this Conservative attack on our businesses, livelihoods and pensions. It will also become apparent what an own goal this really is.
All the best.
Dr Rosalind Beck
Portfolio landlord and campaigner against Section 24.
https://www.property118.com/wp-content/uploads/2016/10/6G0YKMd1Wf.pdf
Even if you just write to thank him for his comments that would be really good as when people stick their necks out like this, it is good to praise their efforts. We did this with Howard Flight and he has written several articles against s24 now. IDS also had several people pointing out the issues related to s24 at a debate at Olympia recently - it shows that these efforts can all pay off.
Appalled Landlord
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Sign Up22:52 PM, 21st June 2017, About 7 years ago
I have sent an email to IDS as well. The more support he gets the better.
Dear Mr Smith
Congratulations on being the first MP to criticise publicly George Osborne's anti-BTL tax attacks, and thank you.
I posted the following comment under the online article from the Sunday Telegraph:
Finally an MP has publicly pointed out a predictable consequence of disallowing mortgage interest for individuals - that they have stopped increasing the supply of dwellings - almost two years after the policy was announced. Hitherto, Lord Flight has been a lone voice.
There are other consequences as well - rents are being increased to cover the extra tax, and tenants on benefits who cannot afford the increases are being evicted, adding to the number of homeless people and the cost of putting them in “temporary” accommodation wherever it can be found.
Other tenants on benefits are being evicted so that the owners can sell with vacant possession.
The predictions of these consequences were not theoretical. They had already been experienced in Ireland where governments twice introduced milder forms of disallowance, and then had to repeal them.
This policy cost the Conservatives votes, and possibly their majority, given that only 75 votes would have swung it. These votes will not come back until George Osborne’s lunatic tax is repealed.
Kind regards
april lee
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Sign Up7:54 AM, 22nd June 2017, About 7 years ago
As a letting agent in somerset i have noticed the change in the lettings market over the past couple of weeks. Throughout the town we have minimal housing available. The rents have rocketed and they will continue to do so.
We have tenants that are looking for a new home as some landlords have no choice but to sell up or increase rent. For these families finding a home is proving very tricky. As an agent we are helpess. We are trying to find a home for these families but with the increasing rents complicated by few homes available i fear they will end up in a b and b or homeless.
We have landlords deciding to manage themselves. As an agent we work for the tenants as well as the landlord. We make sure both are happy. I fear with more landlords doing this proper care and protection will be reduced.
Banning agent fees is a new worry. How will this help tenants? Agents will be forced to up landlord fees, landlords will be forced to up rents to cover extra costs. People will struggle to pay and end up in rent arreas and then eviction. Will the councils be able to rehome? Again as an agent we are tied. We need to cover costs yet care about our customers .
The majority of our landlords do not own multiple properties. For most it is to help with retirement. The rent sinply covers the morgage and maintenance. These working class people are being unessessarily punished. Punished for trying to protect their future.
As an agent we charge one fee just like morgages and holiday firms etc. We do not charge a rediculous amount, very low in comparison to most. We do not charge again whilst they remain at the property. It takes time and money to do these checks.
My proposal is for the goverment to rethink punishing landlords through tax etc and encourage. We need private properties. The councils will not cope without.
To cap fees instead of banning so more cost is not put on landlords and then effect rent prices.
Please look at the rental availability in bridgwater, somerset. We are struggling to find suiteable homes for the people who live here. The desperation from some tenants is upsetting as they struggle to find a home after eviction. We have very limited properties availiable. This will happen across the uk. Never have i known our office to be so quiet.
Mark Alexander - Founder of Property118
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Sign Up8:00 AM, 22nd June 2017, About 7 years ago
Great letters folks, l hope every Property118 member is equally inspired
.
Mark Alexander - Founder of Property118
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Sign Up8:12 AM, 22nd June 2017, About 7 years ago
Richard Bowser of Property Investor News posted the following on Facebook ...
Thank you to all concerned on Facebook yesterday following the comments made in the Sunday Telegraph but I was not alone in lobbying Iain Duncan Smith (IDS) at Olympia last week. Both Carolyn Uphill from the NLA and Peter Littlewood from the SLA also made some very valid arguments to Iain Duncan Smith about S24 and landlord licensing in particular during the panel debate at Olympia. As organisers of the Landlord Investment Show both Steve and Tracey Hanbury also deserve much praise for getting the former Leader of the Conservative Party to their event.
Unfortunately there was insufficient time for all the audience's questions to be answered in the panel debate which was attended by some 300+ landlords but I did get the opportunity to pose a few questions to IDS and was pleasantly surprised at his response. He does seem to grasp some of the main issues affecting private landlords and he quoted examples in the debate of how personal contacts of his were being adversely affected.
I asked him in private a key question on behalf of readers of Property Investor News as to why his party had not raised their intentions at the 2015 General Election to raise taxes on private landlords and as such that many private landlords felt betrayed by the Conservative Party.
His memorable reply was along the lines of:"what you have to understand is that there is Government and then there is the Treasury. It was they who saw an opportunity with George Osborne as Chancellor of the Exchequer at that time - after the 2015 Election - to put a proposal forwards to tax landlords. It was not thought through in respect of the consequences. The Treasury probably thought that Osborne would not run with it but he saw political advantage, went along with it and then subsequently with the 3% extra charge on SDLT".
As IDS has now followed through and made these comments in the recent Sunday Telegraph article on behalf of private landlords, my view is that the tide could be turning and that where possible all landlords should seek to make representations to their local MPs about the absurdity of S24 in particular.
.
Steven Burman
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Sign Up9:43 AM, 22nd June 2017, About 7 years ago
It is all very well Iain Duncan Smith speaking against S24 and the additional stamp duty levy now but where the bloody hell was he 2 years ago when that buffoon Osborne decided to screw us all over?
I have news for you all.....S24 is already here and one newspaper article by a washed up Conservative politician is not going to change anything. Actions speak louder than words!
I would be more than happy to eat my words but I dont believe this changes anything. It is too little too late....many of us are already suffering under the changes made by Osborne with the prospect of worse to come as S24 heads towards full implementation.
I have already started pulling out of the PRS and I know of many others who are doing the same.
A predictable case of 'shutting the stable door afetr the horse has bolted' I'm afraid.
NW Landlord
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Sign Up9:43 AM, 22nd June 2017, About 7 years ago
Excuse my nativity does anyone have a direct contact for him
Whiteskifreak Surrey
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Sign Up10:10 AM, 22nd June 2017, About 7 years ago
A ray of hope...
Does anyone has a link to that article? I would like to pass that to my MP too.
Many thanks
Happy Landlord
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Sign Up10:17 AM, 22nd June 2017, About 7 years ago
I am a life long conservative and actually voted for IDS when he became leader for a short time, however pardon my cynicism but could the conservatives have actually worked out that they have been hitting their core voters with all sorts of legislation and they are now trying to get back all the PRS landlords they have alienated! Self preservation is a strong motive.