Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
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Used only to collect performance data, with any identifiable data obfuscated |
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- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
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- The analytics service(s) used by Our Site use(s) the following Cookies:
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Google |
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_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Luk Udav
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Sign Up10:45 AM, 11th June 2017, About 7 years ago
Reply to the comment left by "Lindsey " at "10/06/2017 - 19:42":
Lindsey: I suspect we are closer than at first appears. There is a huge difference between adding a small amount to someone's tax and completely destroying them (e.g. by S.24). The latter is unforgivable.
I have rooted philosophical objections to the principle of retroactive legislation on things that come in large quanta. It seems arguable that a government could reduce the level of allowable costs going forward - though it makes no sense - but to apply it to property already in ownership is plain wrong morally.
I live in a listed house, and the Tories removed the VAT concession on maintenance/repairs that used to apply. That was morally wrong as it didn't just apply to new purchases, but it didn't threaten me with bankruptcy. (I'm not arguing, by the way, that maintenance of listed buildings is as important as the provision of housing.)
Dickens as a driver for property purchase! Isn't Little Dorrit a horrid warning? (Sorry, I couldn't resist.)
And social justice HAS been reduced in the last 7 years. I could introduce you to a couple of people who have been pauperised by PIP and UC and the vicious DWP. The tribunal system has broken down; around here it's 23+ weeks to get a hearing, during which time a lad I'm helping has zero income (except from me.) He would love to have a job but has a very low intelligence and is functionally illiterate. But you don't hear about this in the Daily Mail or the Sun.
Simon Williams
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Sign Up11:27 AM, 11th June 2017, About 7 years ago
With the Tories just about clinging on to power for now, I suppose the starting point is what they say in their manifesto about offering a better deal and more security for tenants. I think it will be hard for that to translate into something hard-edged like rent controls or mandatory 3 year tenancies, because even if a small number of Tory MPs don't approve, it won't get through. I also think this election has made Boris Johnson a lot more powerful, even if May is able to cling on to power and he doesn't choose to run for PM.
While London Mayor, Johnson appeared not unsympathetic to landlords, saying for example, that the best way to ruin a city was either to carpet bomb it or bring back rent controls.
Barwell's appointment is also mildly encouraging.
The counter-current in all this, is the perception that the youth of Britain have sent a signal in this election to all political parties that their interests need better representation. That will add pressure "to do something on housing".
As ever these days, the best outcome for landlords will be the absence of really bad news. The idea of a future government rowing back, for example, on section 24 is clearly for the birds.
Personally, I hope for a softer Brexit with a less harsh tone on immigration. I am biased of course, because 60% of my tenants are non-UK EU.
I also hope that one day politicians will accept that we need a better deal not only for good tenants, but also good landlords. It is a disgrace that it takes 42 weeks on average to evict a tenant in a contested case. No wonder landlords are becoming more choosy about their tenants and reducing their exposure to riskier tenant groups - the very groups that more rules, red-tape and regulation are ostensibly trying to protect.
Gary Dully
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Sign Up18:43 PM, 11th June 2017, About 7 years ago
Reply to the comment left by "Mark Shine" at "09/06/2017 - 22:29":
Mark,
You obviously want something that is probably based on an idealistic viewpoint.
So let's see if this has a logical basis.
Nick Clegg and Tim Farron are in a party called ... The Liberal "DEMOCRATS"?
So they, large parts of the establishment and even the Bank of England campaign against Brexit for a year and eventually lose a referendum.
The then Prime Minister resigned after accepting the result.
The chancellor was sacked and Boris consigned to a cupboard.
They then campaign for another year, telling everyone that will listen, that we didn't know what we were voting for, the figure on the bus was wrong, then they use the clingers on in the House of Lords to frustrate the Votes already cast.
Theresa May had to twist and turn to even get Article 50 triggered and through the House of Lords.
The Lib Dems show that they are as democratic as a shotgun blast to the face.
We were told during the referendum that ALL votes counted and that's why it was vital to vote, hence the high turnout.
The rule of a referendum is simple, whoever gets the most votes wins.
They signed up, voted on the referendum happening in a Parliament vote and then campaigned like no tomorrow and LOST!
I seem to recall the question asked was, "Should we Leave the EU"?
But no, apparently they accepted the vote, BUT not the TYPE of Brexit .....and a whole list of bullshit excuses to force another referendum.
Then in this election the idiots decided to campaign to legalise cannabis and base their campaign on a second EU referendum.
They lost that campaign, as all the parties have Brexit in their manifesto, except them.
Did they win? - no they got 11 MPs and Vince 'I can Tango' Cable.
They also wanted rent controls on Landlords, without thinking of the consequences.
Next Cannabis.
As a landlord I am sick of dealing with cannabis addiction.
They are biggest bunch of stupid twats I have ever come across in regards to being logical, I refer to both the users of the stuff and the Lib Dems.
They intend to sell the soft stuff to take the trade from the criminals.
They are beyond belief in their naivety.
I see people hooked after 2 puffs of the skunk and they think they want to buy dandelion juice and sunflower seeds from a local shop.
Public Services.
They didn't let the Tories fix the crash, so we are still having to deal with it.
Public spending should have been slashed by 1/3, instead they forced Cameron and later May to drag it out for over a decade.
What good has come from that?
Nothing but pain and knashing of teeth for 10 years.
It could have been done and dusted in 2.
But they held back what had to be done and still has to be done.
£1000 million a week is still being borrowed to support a public sector that can't be dealt with, because of people being unwilling to tell the voters the truth of the problem facing us as a nation.
We only have 35.4 million tax payers in the UK that use the public services. All the others using them DONT PAY TAX!
So the country borrows £1000 million a week on somebody's credit card, on an introductory rate that can't last forever.
But the Liberal Democrats dementia disease is spreading as it seems Corbyn has plans to ignore the fact that he lost, he didn't get as many votes as the conservatives and he says he won the election!
In which case it begs the question,why are the public asked to vote in the first place?
The Liberals are not Democrats, they may be Liberal, but no way are they democratic.
If they ran the UK a business it would be called RBS and that is still making losses 10 years later.
But they keep.saying RED ledger ink is the same as black ledger ink to themselves as well.
Mike D
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Sign Up20:19 PM, 11th June 2017, About 7 years ago
Reply to the comment left by "Dr Rosalind Beck" at "10/06/2017 - 07:39":
Corbyn has the 'air' of a delusional dictator, with his Marxist Leninist views......refused to resign, preparing a queens speech just ignore reality and do what you wish....We better all hope he doesn't get to PM, if he does, he'll definitely ruin the country for the future i think.
My advise to May, go to the middle ground make it a social conservative government for 2 yrs to exhaust Corbyn, leadership challenge, then a new election in 2019/20.
I would move to the liberal 1p on basic rate of tax to pay for NHS and public services.
Build Social housing through councils allowable controlled loans
Stop any further cuts, but moblise a SWAT team of crack consultants to sweep through NHS by hospital to create a model and find the real savings, instead of allowing councils and services to just poorly manage savings by simple redundancies....its clear how poor management they are not to actually improve services without job losses.
The debit of course will rise, its a given as NHS is a money pit, and with lower tax band gone from £6,500 to £11,500, of course, the tax takes are down, only 80% of people pay 20% take, so if you've chopped so much out of the band they can't be collecting very much...hence 1p
Dr Rosalind Beck
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Sign Up21:27 PM, 11th June 2017, About 7 years ago
Reply to the comment left by "Mike D" at "11/06/2017 - 20:19":
Yes, I have no problem with the 1p on tax idea, but what would Labour make of it? They wanted to just slam anyone earning over £80,000 (which would affect many of us landlords facing tax on 'fictitious profit') Not sure if the 1p idea would get through Parliament but could be worth a try - especially if certain Tories don't rebel against their own party, if the DUP are on board and, for that specific policy, the Lib Dems would feel proud of themselves for influencing the Government and then might let other stuff go through. I also think the Conservatives have to slyly steal many of Labour's ideas, compromise on them and so on in order to dilute them.
This can be spun as being humble and sorry and willing to listen blah blah blah.
At the same time, they should also send a clear message to business that they will support them in every way they can - and consult and listen before introducing stuff. This should include supporting us! (yes, I am an eternal optimist). A landlord on FB said that the 4 votes from his family went to the SNP because of s24 and the Conservative candidate then lost by 2 votes. I told Barwell this in my email on Saturday. Barwell himself will have lost landlord votes. It seems that many landlords might not have voted for another party but merely didn't vote Conservative. That could have lost them a few critical seats.
They have to work on appeasing enough people from various parties to get things through, but also have an eye to the electorate who feel betrayed by them. It's going to be a real balancing act. It's like they've presented a really bad essay with practically everything wrong in it, and now have to concentrate - which they should have done in the first place - and completely start from scratch.
Mike D
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Sign Up22:56 PM, 11th June 2017, About 7 years ago
Reply to the comment left by "Dr Rosalind Beck" at "11/06/2017 - 21:27":
I think the 1p on tax is an easy sell....
Stop to Austerity, NHS funding and old person care, public service, that alone shows your listening, also be honest
We've spent 7 yrs on austerity, we've reached a limit on closure, we cut back £100Bn overspend and we have still another £58Bn to get to budget neutral.
We all need health care, 1p on basic rate for all to contribute (in a very socialist way, hence cut Corbyn off at the knees takes away main emotive items, and negates his wider Nationalisation agenda, so do we really need him in next election?)
I wrote to Gavin Barwell tonight actually....dressed it in I've been talking to Chris White, and now we've lost him!! (copied in all communications, including the 16% reduction poll on here and that i and my piers weren't voting for him as a result, maybe why he lost his seat, along with large increases in rent etc. Should give him some new thoughts on the pressures coming in PRS next 6m, and they do not need anymore bad news as we speak!!
Gary Dully
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Sign Up23:09 PM, 11th June 2017, About 7 years ago
Reply to the comment left by "Dr Rosalind Beck" at "11/06/2017 - 21:27":
The Tories have a problem for this weekend, but so does the UK.
There is a lack of communication that rings and sticks.
No matter what political party gets in - it's the same message.
We are spending £1000 million a week more than we pay in taxes, whether by individuals or corporate.
Nobody ever mentions it anymore.
How is that going to get fixed?
Section 24 won't fix it
The bedroom tax won't fix it
Raising corporate tax rates won't fix it
So where is the countries wealth at the moment?
I would suggest that it's tied up in our housing stock, pension funds and company stock.
The BOE also currently has £Billions of phantom money tied up in the propped up banks, money and bond markets.
The taxpayers and poor have none left, apparently, hence the popular idea of Jeremy Corbyn to tax and nationalise assets.
Would you agree to the dementia tax?
By objecting to it are you insisting on a state subsidy to pay for an inheritance that you leave behind?
Discuss.......
Lindsey
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Sign Up7:50 AM, 12th June 2017, About 7 years ago
Reply to the comment left by "Luk Udav" at "11/06/2017 - 10:45":
Luk, I agree, we're not that far apart. On S24 and any retroactive legislation, certainly, we agree. On social justice, I have to wonder, how can they get it so horribly wrong at both ends? I see tenants getting away with blue murder, supported by councils, and people perfectly able in body and mind who have never worked and never intend to. Meanwhile, as you say, people like the lad you're helping (and good for you!) are not getting the assistance they need. Ridiculous.
I wouldn't blame Dickens directly but he certainly gave me a notion of social obligation (I started reading him young). Now you come to mention it, I rather wish I'd had Little Dorritt in mind rather than my favourite Bleak House when I was wondering what to do with my pension. And quite frequently when watching rants on Facebook recently I have been uncomfortably reminded of A Tale of Two Cities.
Lindsey
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Sign Up8:09 AM, 12th June 2017, About 7 years ago
Reply to the comment left by "Gary Dully" at "11/06/2017 - 23:09":
No, I wouldn't agree to dementia tax - assets are sacred. You can mess with my P&L (although I'd rather the profit before tax didn't include fictitious sums that my mortgage company have already taken) but never my balance sheet.
I would agree to pay more NI for social care provision. Or to take out private insurance for it, if that was available.
Mike D
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Sign Up10:04 AM, 12th June 2017, About 7 years ago
This is tricky, if you have no money it doesn't matter
If you have a home at the bottom end of the market, sub £100k lets say, instead of your house being sold to pay the bills now, in excess of £23k then this is actually a big benefit to you, you don't have to sell your home, you get to keep a further £77k, and you don't pay for your care!!
If you have a home over £100k then you stand to loose more of your asset, but now don't have to sell till your death. I would have thought a great Socialist policy......Really shows that a lot of people vote on ideology not on common sense!!
One way or another what ever government needs more tax, we spend more than we earn as a country, and we've taken many at the bottom out of tax.....we still have a £58Bn a year overspend.
I have to say, i was never a fan of the social care anyway, one of the reasons i have property was to control my own future, so i could stay at home, get my own full/part time nurse to look after me and sell a house to fund it at the right time rather than have to be in a nasty and sometimes violent care home badly treated.....we are lucky as a group that's an option i know, but the reality is the care is bad, costly and not enough people pay anything, there are £1,000 a week after all