How do the government expect us to afford to achieve EPC C rating? 

Reply to the comment left by Fiona Wilks at 20/07/2023 - 10:03
Going forward mortgage rates will be tied to epc ratings. Ultimately the capital value of a home will drop to account for the work required to be done to achieve C or B rating.

The reality for a £250k home is knocking £10k off to most likely fit solar. Fitting solar is equal or worth more points than wall insulation. Believe it or not DG is worth very little in terms of points.

I did a flat and was going to replace the big sliding sash windows and also insulate the walls internally.

My assessor ran the numbers before hand (this is why you want an assessor on your side and so pay them more to run different scenarios). The wall insulation gave me 12 points uplift and the new windows 2. 12 got me to 70 points and a C so no point in doing the windows.

Reply to the comment left by John at 20/07/2023 - 10:48
"Going forward mortgage rates will be tied to epc ratings"

Where did you get that from?

Reply to the comment left by Jeff L at 20/07/2023 - 10:54
It’s already happening as some lenders are structuring products around the epc and giving better rates. Some lenders are not lending on low epc properties.

People need to read about agenda 2030 and ultimately agenda 2050. The aim is to decarbonise and it is going to be painful for everyone, not just landlords.

"How does the government expect?"

Quite simply, they don't, haven't you realised yet, we are at war with supranational power that will use "the terrifying power of the purse" including the quite overtly expressed use of increasing property taxes to deprive all of us of everything, that is of course, unless we stop them.

Reply to the comment left by Jeff L at 20/07/2023 - 09:45Quite correct.This happened to me. Unless your external pointing is 100% water that used to run down the cavity will now wick across and cause random damp patches on inside walls. So factor in a couple of extra thousand pounds or more to get the property re-pointed. The ways things are going the slightest damp patch is going to cause landlords a lot of grief.

Reply to the comment left by moneymanager at 20/07/2023 - 11:16
Fully agree and people need to understand what is actually happening to us and society as a whole.

Our systems have been taken over by national corporates. The political classes across the west are going with it as they get bigger rewards for complying.

I am aware and have only been since covid. It is time we started speaking out. I am speaking out on this topic on a very specific area of life which is being affected by this bigger agenda - energy usage and how it will affect the LL. but the subject is massive and eventually we will all realise what is happening to us.

This is going to affect how we travel, how we heat our homes and offices, what we eat, how far we can travel from home. Choices are going to be reduced and it might seem like you are doing “the right thing for society” but longer term we are stripping away the freedoms we have and a high quality of life.

Reply to the comment left by Whiteskifreak Surrey at 20/07/2023 - 10:16
they dont 'save' anything anyway. The EPC gives a 'saving' based on stats made on 'average' consumption.
It does not account for not turning the heating on at all which is clearly the best way of the tenants saving money by far and which will be the case for may more months if not years ahead the way things are going...

I am keeping the total consumption stats myself from gas meter and elec reads when I do LL checks. I'd love to be able to show the EPC guy when it comes to it, what the REAL figures are. Run that in the current EPC system, and the outcome would be very telling...and far more accurate....

Reply to the comment left by John at 20/07/2023 - 09:48
grants ? personally I haven't seen any that don't require tenants on benefits ? painless if you have spare cash for those that don't it's very painful, i'll be selling as there's no way i can make the changes without spending a fortune.

Reply to the comment left by northern landlord at 20/07/2023 - 11:16
If the pointing isn't too bad the easy solution to stop damp penetrating and bridging the cavity Via the insulation is to apply a coat of clear waterproofer such as Thompson's water seal to the outer skin of brickwork, costs about £100.00 for the average semi if you do it yourself.still allows the building to breath but stops water ingress.

Reply to the comment left by Keith Williams at 20/07/2023 - 09:42
Danger, danger. This is not an option.Outer Cavity wall is wet , inner cavity wall is dry, because of the ventilated gap. Fill the gap then look for the damp to bridge the gap and then large areas of mould to appear. You are now stuck because you can't remove the cavity fill