Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
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Used only to collect performance data, with any identifiable data obfuscated |
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This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
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- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
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Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Puzzler
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Sign Up12:17 PM, 19th June 2013, About 12 years ago
I don't think it's a scam as such, I have looked at a property with this charge. I didn't buy it for other reasons. I do have a flat where the management company (the residents) charge a fee for a new tenancy. I think it's a bit steep but it does cover the additional costs and it goes into the communal funds so I am happy with that.
However, you should have been told when this fee was introduced if it is subsequent to your purchase and on what grounds rather than being threatened with legal action for something you knew nothing about. If it keeps the other costs down it may be a good thing, but you need to investigate thoroughly.
Annette Stone
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Sign Up12:44 PM, 19th June 2013, About 12 years ago
Dear Rob,
Although I am a block managing agent by profession I do buy flats as my pension. Some two years ago I bought a flat in a block where it became apparent on completion that the freeholder was making charges like this of £100 plus VAT or £120 plus VAT per year. This was amongst other charges such as £1,200 plus VAT for consent to change your windows. There was no reference to any such charges in the lease. I love nothing more than a fight with a rip off artist!!!
In short I managed to trace my 16 co-lessees, we formed an rtm and took the management away from these guys. I also fought all these fees and got them ALL refunded to all tenants retrospectively.
The story continues as I managed to obtain a lease extension for the flat I had bought at a fair price after a bit of a fight when they saw I was not backing down. I acted for myself as I have done a large number of lease extensions acting for both freeholders and leaseholders over the past year. As the returns I was getting were actually very good I bought another flat and again I am doing the lease extension. This time they are playing hardball and we are set for a Hearing next month. My evidence is overwhelming and if Mark feels it is in order I will post what transpires.
The firm I work for manage a lot of property in London and the South of England. Not everyone loves us but we do always try to be fair. We never advertise and all our work comes from personal recommendations but if there are people out there who do need a change of managing agent or someone to act for them in regards to a lease extension Mark can provide my details and he can also reference our management skills
Lauren Wadey MIRPM, AssocRICS, CIHM
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Sign Up17:30 PM, 19th June 2013, About 12 years ago
Hi Rob,
I think it would be helpful if you could share a copy of your lease with us to help advise if you should be paying this fee of not.
I am familiar with a subletting consent, which seems to be what you are reffering too. If an agent handles the adminstration of this consent or similar for Alterations etc, it is considered to be outside of the contractual remit (in most cases) and will therefore there will usually be an extra charge. (Throw in all the standards minimum charge garb and you wind yp with £100+ fees. )
I think the agent sounds a little hectic though given their lapse in folllowing this up both at the start and following the intial letter. Dont be too alarmed, they appear to be trying (albeit porrly) to enforce the lease covenants.
Hope this helps
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Sign Up10:51 AM, 20th June 2013, About 12 years ago
Hi guys
Thanks the responses.
Just to give you an idea of what I am dealing with, here is the letter Estates and Management Ltd, which is acting on behalf of their client RQ Blocks E and F Ltd.
At the time of purchase, we believe the freeholder was St George Ltd so we have obviously missed something along the way.
I've also copied in a small part of our lease which states consent is required and there may be a reasonable fee.
I find it difficult to accept that we pay considerable costs for a professional letting agent to fully manage our property, yet we are then stung with this fee! If we knew this when we purchased the property back in 2005, we may have decided not to purchase the property. I appreciate your feedback and any advice. I'm not sure as to whether I should get a solicitor involved.
Letter begins:
Estates & Management Ltd
Sublet guidelines
Our client RQ Blocks, Royal Quarter E and F Ltd has clear polices in place, principally to ensure leaseholders' rights are protected and each of you can continue to have quiet enjoyment in accordance with the terms of the lease.
Freeholders consent is generally required under the terms of the lease prior to any subletting subject to certain conditions. Further formal notice must be served on the freeholder and certified copy documentation relating to tenancy agreements should be provided along with our completed application form.
The freeholder must also be notified of any updated correspondence addressed for the leesee. Our team of experts will be able to advise you in relation to particular requirements contained within the lease.
Our fees for ensuring the above relate to our service on behalf of our clients which include reviewing tenancy agreements to ensure that they comply with the terms of the lease and that the tenants are suitable issuing consent documentation, receipting notices, updating our databases, storing copies and making changes to correspondents' address.
As we are sure you will appreciate, legal advice is sought in connection with drafting of all documentation including the licences that we offer and the execution of such documentation incurs costs relating to staff time and additional resources required such as IT infrastructure and lease storage/retrieval.
We should also point out that where leesees fails to comply with the terms of this lease and obtain necessary consent from our client and serve required notices, this results in further administration time and related costs being incurred.
We regularly review our fees to ensure that whilst maintaining a suitable level of service to our clients and lessees, these fees remain reasonable.
At present, we offer two packages in relation to consent to sublet issued on behalf of our client:
* Standard licence
135 GBP: Licence granted to individual subletting arrangement meeting the requirements of the terms of the lease, to include the review of all documentation by our legal and administration team, issuing of all consent documentation and updating our records.
In addition your lease will require that notice of underletting be given to the freeholder.
We have incorporated the form of notice within the application form for your convenience.
As you will see, your lease provides for a registration fee for this notice to be given, our current registration fee is GBP75. Every time a tenant changes or when the tenancy term expire or becomes a rolling renewal fee for consent, a registration fee will become applicable.
* Global licence
GBP330 Licence granted for all subletting arrangements meeting the requirements of the terms of the lease, for a maximum period of five years, to include reviewing all documentation and issuing all consent documentation. The benefit of obtaining a global licence is that the renewal fees are only applicable whenever a tenant changes, and not upon expiry of each tenancy agreement. Upon a tenancy change a reduction of 50 per cent will be offered from our current notice of underletting fee.
Therefore to summarise the fees are as follows:
* FOr respective standard licence GBP 135 together with notice of underletting (GBP75) total: GBP210
* For the provision of retrospective global licence inclusive of underletting fee total GBP330
* Where landlords consent is not required under your lease, then only the notice of underletting fee will be payable.
Where the lease requires a deed of covenant to be entered into, a fee of GBP75 is payable for the preparation and acknowledgement of the document.
Where a letting is to a private company, the names of all the proposed occupants will be required and the freeholder must be notified of any change in occupancy.
You are advised that our client does not commit the following subletting arrangements:
* Tenancies where rental payments are settled by third parties
* Tenancies to housing associations through a private social landlord scheme/local authority.
* Tenancies of part only of the premises.
* Tenancies to asylum seekers
* Tenancies on short term lettings where the term of tenancy is under three months.
* Animals kept by subtenant at the premises, even where consent may have been provided to the lessee.
Please complete our application form with your particular requirements and return it to us with the relevant fee, along with all documentation. If you do not currently have a tenancy agreement, we are still able to provisionally grant consent once we are in receipt of the completed application form and the required fees.
A signed copy of the tenancy agreement should be sent to us as soon as this has been completed. You will see that the application form incorporates the notice of underletting.
Should you have any queries, please contact our team who will be happy to assist.
------------
Our lease:
Alienation
27. Not:
27.1 At any time during the said term to sublet the whole or any part of the Demised Premises save that an underletting of the whole of the Demised Premises (with the prior written consent of the Lessor which shall not be unreasonable withheld or delayed) is permitted in the case of a term not exceeding three years let on an assured short-hold tenancy agreement or letting to a company or any other tenancy agreement whereby the tenant has not obtained security of tenure on any expiry of earlier termination of the term.
27.2 At any time during the said term separately to assign transfer or part with the possession or occupation of any part or parts of the Demised Premises but only to assign transfer or part with the possession whereof as a whole.
27.3 To assign transfer or part with the possession of occupation of the Demised Premises during the last seven years of the said term without the prior consent of the lessor (such consent not to be unreasonably withheld).
Registration
28. WIthin one month after the date of any and every assignment transfer mortgage charge discharge or mortgage or charge lease or tenancy agreement (including any immediate or derivative lease or tenancy agreement of the Demised Premises for any term) any assignment of such lease or tenancy agreement or any grant of probate or letters of administration order of court or other matter disposing of a effecting the Demised Premises or the devolution of or transfer of title to the same to give or procure to be given to the lessor notice in writing in duplicate of such disposition or devolution or transfer of title with full particulars thereof and also at the same time to produce or cause to be produced to them a certified copy of the document effecting or (as the case may be) evidencing such disposition or any other matter for retention by the lessor and also to pay or cause to be paid at the same time to the lessor such reasonable fee as shall be appropriate at the time of registration in each case together with value added tax thereon in respect of any such notice.
Annette Stone
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Sign Up11:22 AM, 20th June 2013, About 12 years ago
Rob, the lease is fairly watertight in that you would have to pay a registration fee and you should really have read the lease before purchase. That having been said a lot of freeholders do try and maximise their returns from these clauses over and above what is reasonable and having to pay a fee at every new tenancy and every renewal is not reasonable,
If the original freeholder was St. George I assume the flats are quite high value but I cannot see any reference anywhere to the new freeholder
Two ideas: One to write to them and suggest that the fees are unreasonable and to offer them £50 plus VAT for the first registration of a tenancy and £25 for subsequent renewals of the same tenancy. You might also ask them for details of a contact person at the freeholders and write to them separately letting them know how you fee. Secondly, how big is your block and is it worth trying to form an rtm. If the freeholder knew you were considering doing this then you might find all the registration fee requests disappearing. Perhaps other people have some other ideas. Whatever you do write to the managing agents and let them know you are contesting this so if they try and sue you for a breach of lease you are covered by having given notice of a disputed charge.
andrew townshend
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Sign Up18:33 PM, 20th June 2013, About 12 years ago
think i would invite them to take me to court, sounds like an 'unfair term in contract' which would not be enforceable .
Annette Stone
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Sign Up18:52 PM, 20th June 2013, About 12 years ago
I hate to contradict anyone but litigation can get very expensive. If this managing agent had two thousand flats under their management (a pretty average sized firm) it would be worth their while going to Court with barristers to argue that their costs were reasonable and Rob could be left with their costs (which they would rack up as high as possible) and his costs which even if he won would wipe out any savings on the registration. Far better to keep arguing, having told them the matter is in dispute and try and get some support from fellow lessees in the same position. There are a lot of things to consider, not least where the registration fee is in relation to the rent as a percentage and how far you want to take this. Arguments like this are not for the faint hearted.
Ian Ringrose
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Sign Up19:44 PM, 20th June 2013, About 12 years ago
Given our experience with Estates and Management Ltd, I would not buy a property that they had anything to do with unless I got a VERY good deal.
Do other landlord’s think the same about E&M?
Mark Alexander - Founder of Property118
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Sign Up21:37 PM, 20th June 2013, About 12 years ago
Hi Ian
E&M are the freehold managers of a few blocks in which I own leasehold flats and I've had no more problems with them than others. My main bug bear with most of these companies is that they serve their bills to the property and I don't get to hear about them until their debt collectors write to me and add on charges. I've never paid those charges as I argue with them and show them proof of previous correspondence informing the management company of my address for invoicing purposes. It used to piss me off because it is bad practice but over the decades I've become philosophical about it. It still happens a lot but I just get on with it and put it down to being a landlord. Utility companies are no better!
DC
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Sign Up21:44 PM, 20th June 2013, About 12 years ago
@ Ian
Yes Ian, I do think the same as you as we own a property managed by E&M and constantly bang our heads against a brick wall with their ever increasing fees, which seem to be as a result of knee jerk solutions to problems that they don't deal with properly ending in huge expense every few months.
@ Rob
We are waiting for a similar letter to drop on our door mat from E&M, although we did register the first tenant but took the decision that all follow-on fees were a rip-off at tenant change-over time.
For all the reasons above we are seriously considering putting the property on the market when the current tenant gives notice, which flies in the face of our long term investment strategy of keeping all our properties for ever more.
As a matter of interest we have another leasehold property that is an excellent place and is immaculately looked after by a very responsible and hard working management company but the leasehold costs each year are crippling.
My advice to anyone is to think very carefully before purchasing leasehold property and also do all your sums very carefully (and add in a contingency quota to cover for constant unknown costs), read the small print carefully before committing to the purchase and remember that you have no control over other owners or their tenants, or even unconnected persons that can cause you unnecessary expense.