Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Lindsey
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Sign Up13:23 PM, 7th June 2017, About 8 years ago
Reply to the comment left by "Kathy Evans" at "07/06/2017 - 11:58":
I have done what I can and put two properties up for sale in a dead market in order to be in base rate band. Currently paying out £800 in mortgages until they sell, which may take a long time as I can't really go below valuation (they have already been downvalued from when I bought them and I need to clear the mortgages). At some point, if some of these changes come in, I will find a very good accountant to see if there is any way I can protect our own homes (not sure that there is, but I can deal with losing my pension but not my home if there is any way not to), give the one tenant who could buy the opportunity to do so, and hand the keys of the other 5 BTLs back, because there is only so much stress one can take.
I am glad we never tagged ourselves as the land of opportunity or we could probably be sued under Trades Descriptions now.
NW Landlord
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Sign Up17:05 PM, 7th June 2017, About 8 years ago
Good article
https://www.mortgagestrategy.co.uk/cover-feature-can-buy-let-market-recover/
Gary Dully
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Sign Up18:58 PM, 7th June 2017, About 8 years ago
Landlords I hope today it's educational.
I am aghast at the 'Entitlement' narrative that is fed by the media.
It starts with bad manners, now staple of Eastenders, Coronation St, Hollyoaks etc.
The only way young people can deal with even the smallest of a problem nowadays is by a nasty confrontation as taught by Eastenders and Hollyoaks.
Then we move on to Entitlement
I am sick of hearing nurses, lefties and worse of all students whinging about the cost of things such as university tuition fees.
The whole point of a degree is that it holds both an educational and financial value.
If you are given something for nothing, it holds no value to you or an employer.
If your parents are seen to struggle to pay for your better education, you tend to value it.
Give something for nothing and to be blunt....
You might as well wipe your arse with it.
There are too many degree holders and they have become worthless.
For example:
If I know a Scottish student paid nothing for their degree and a English student paid £50,000 to obtain theirs, and got the same grades, which one would i pick for the same job?
I would pick the one who paid, every single time, because they have a motivator and hopefully a proven work ethic.
If you have a £50,000 debt after getting one, to me that's brilliant!
They might value it and refuse to work at Aldi for crap money.
As a student, you might just value it and pick relevant subjects that will enhance your career to pay for it, before going to university.
Outside of University Corner
My Gas safety engineer or Electrician has to pay for his City & Guilds qualifications and also their refresher training, but I pay for that qualification when I use them, it's a lifetime investment.
Under Labour they apparently want all kids to go to university for free.
I couldn't think of anything worse, the degree will mean nothing to either the person getting it or any potential employer.
Why bother going at all?, just give them a postal certificate.
What a stupid idea.
It's not even 'progressive' and definitely not fair to do so.
That means that anyone who doesn't go, has to pay for someone who does go.
The person not going, more than likely,will earn less over their careers anyway.
The same applies to owning property.
There shouldn't be a landlord amongst us, that feels any entitlement for the money you borrowed from a bank and took a risk with.
So in summary
On Thursday vote for a party that believes in self reliance.
I will be voting UKIP, as I'm in a safe labour seat.
I think their policy of free university for engineering and technical degrees is a flawed one, unless there is some cost to the student or it will become abused just like our houses are by some tenants.
See you on the other side.
Ian Narbeth
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Sign Up19:42 PM, 7th June 2017, About 8 years ago
Reply to the comment left by "Gary Dully" at "07/06/2017 - 18:58":
Hi Gary
Sorry to hear you are in a safe Labour seat. This site cheered me up today: http://www.electoralcalculus.co.uk/homepage.html
Dr Rosalind Beck
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Sign Up19:51 PM, 7th June 2017, About 8 years ago
Reply to the comment left by "Gary Dully" at "07/06/2017 - 18:58":
Hi Gary. I hope your UKIP candidate isn't an anti-landlord little shit like mine turned out to be.
Gary Dully
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Sign Up20:43 PM, 7th June 2017, About 8 years ago
Reply to the comment left by "Dr Rosalind Beck" at "07/06/2017 - 19:51":
You may have a little shit candidate Ros, but their candidates view is more likely to be personal rather than spin machine diktat.
I would rather have a disagreement with a candidate over policy than a hidden agenda that the Tories dumped on us.
With UKIP they say what they mean and mean what they say.
Conviction politics is the easiest choice in my book.
Aren't you sick of spin?
Happy voting Ros
NW Landlord
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Sign Up20:51 PM, 7th June 2017, About 8 years ago
Unfortunately I haven't got a UKIP candidate in my area I really am stuck as I can't bring myself to vote Tory after what they have done so I have spoil my paper or just not bother my whole family are the same and I thought I'd never say that
Kathy Evans
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Sign Up22:36 PM, 7th June 2017, About 8 years ago
Reply to the comment left by "Gary Dully" at "07/06/2017 - 18:58":
Well, grants worked well enough in the late 60s and 70s. I was a beneficiary and I don't think it made any difference to how much I valued my degree. The problem now is that degrees are worth about as much as 5 O levels were then as too many people go on to higher education (probably more than got 5 O levels) so they end up doing jobs you don't need an education for as it's not possible to tell the difference between the ones who would have been in the minority who went in previous decades and those who should probably have not bothered staying on for the 6th form.
Gary Dully
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Sign Up2:49 AM, 8th June 2017, About 8 years ago
Reply to the comment left by "Kathy Evans" at "07/06/2017 - 22:36":
Sort of confirms my point Kathy.
I value it more than others because I haven't got it.
I had the 11 plus and I got to a Technical School.
It was very hard, I did subjects that stretched me and I failed at quite a lot, especially French, Sports and Music, but in others I was very good at them and my teachers encouraged me to specialise.
That was the point, you learned to FAIL.
You got a grant, others may not have.
I didn't get one,
So I didn't go to university and I didn't get a degree.
I had to pay for my further education and I resented it, but I value it, because of that fact.
I'm a qualified engineer, but I went into a DIY business, then sold life insurance, was a fishmonger, store manager, garage manager and now a landlord.
You may be brighter than me, but I accept that I was assessed and had I have gone I would probably have failed.
That's life, it's a bitch, but I don't need Labour to bankrupt the education budget to prove I'm a bit of a thickie.
Your parents would have told you that your efforts were special and just to get a grant was an achievement in itself.
Not everybody got one,that's because they were valuable.
How did you qualify for a grant?
Was it based on grades, status or a combination?
When you qualified was it in a 50% group of your peers or lower?
I don't want you to answer, as it's personal and none of my business.
I'm glad you got it, I just hope you put it to good use and you value it.
But if it costs £50,000 per student today and if you couldn't get a grant, the other person in Scotland that did get the grant or free course, took it for granted, later got a crappy grade or flunked out because the course was hard, or got it for political science or Classic Catholism and Greek architecture.
That £50,000 has to be paid by someone at some point and unless it's the student, it's going to be my sons who never went to University and will always earn less.
That is what Labour is now offering, but they then say it's wrong to allow kids at school who are bright, not to attend Grammer,Sports, Music or Technical schools.
They are then held back by political dogma and by screaming left wing narrative that those left in normal education are scarred for life, by allowing it.
It's utter ball sack and It just doesn't wash, so it stinks
The kids left behind are not as bright and should be helped for the next assessment .
.
Out of each class of 30 I reckon 6 or 7 are too bright to be there, so they shouldn't be,they are being held back.
But Labour say it's okay for everyone to get a free university course at the working age and not have to contribute to its cost.
Labour thinks that we can all be premier league football managers.
If only that were possible.
But I keep seeing graduates on the telly complain that its cost a lot of money and say they can't get a job.
No wonder, they are greedy ungrateful little shits, that's why they are unemployable.
The poor but bright kids can never get higher than the best at a comprehensive will allow in a particular area.
So you get a factory of average, (the best of the worst and the worst of the best) and nothing outstanding.
Would it not be better that kids are assessed at 9, 11,12, 13 and 14 and placed into areas of where their strengths lie?
No matter what their parents could afford?
Then give them the state provided, Sports, Grammer, Musical or Technical for free with those gifts and our money.
Just one school in each town of each type, it becomes a beacon of hope.
Further education grants should be based on very high achievement, not an Entitlement culture.
That's where kids can thrive,a university degree has now become a badge of mediocre achievement.
There are too many who leave with no direction and no hope, because they don't know what they are good or bad at.
Bring back specialist schools and celebrate the brightest, it's not their fault they are bright and their parents are poor.
# Vote UKIP
Cautious Landlord
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Sign Up7:59 AM, 8th June 2017, About 8 years ago
LOL. 'greedy ungrateful little sh*ts' - that's another way of putting 'overdeveloped sense of entitlement' this country suffers badly from - and not just from the young.