Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Simon Holloway
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Sign Up12:34 PM, 12th November 2020, About 4 years ago
Reply to the comment left by WP at 28/10/2020 - 17:39
From that result, It looks as though the assessor had the age band of the extension wrong on the EPC.
Gunga Din
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Sign Up13:47 PM, 3rd December 2020, About 4 years ago
Question for an EPC assessor (for commercial - shops).
I need a couple of EPCs doing for shops with flats above. My question is, is there simply a box to be ticked for "flat above", or is the quality of the insulation in the shop's ceiling/flat's floor taken into account?
They're Victorian terraces and will likely be marginal score-wise, and I'm wondering whether I'll have to chop into the ceiling or rip up laminate floor, sound-attenuating floorboards to show the assessor the insulation bales, which are now of course totally inaccessible.
Many Thanks
Simon Holloway
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Sign Up16:12 PM, 3rd December 2020, About 4 years ago
I can only speak for from the point of view of the dwellings. The EPC only needs limited information when there is an inhabited area below - either "Another dwelling below" (eg another flat) or "Above a partially heated space" (eg shops or offices). There is no provision for entering the insulation thickness etc into the EPC in these particular cases. I only do domestic EPC's so I don't know how the EPC's for the shops would be entered. Hope that helps.
gachilleos
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Sign Up16:31 PM, 3rd December 2020, About 4 years ago
Reply to the comment left by Gunga Din at 03/12/2020 - 13:47
Hi Gunga,
When we conduct a commercial EPC we look at the structure as a whole. So if part of the ceiling is, for example, a flat roof, that is calculated into the parameters. Saying that, the SBEM software we use, have preset cursors that are selected based on classification and age of the property. If this info cannot be obtained the worst case scenario is assumed.
If there is a flat above, we can choose to input the parameters of a separating floor, whether concrete or timber and if it is suspended tiles found is some office buildings.
There is a parameter that we can enter the u-values for that section, but these need to be provided/calculated prior to the inspection with the evidence to back the figures such as photos of the insulation and the receipts etc.
If there is a building regulations certificate to state it was done to current building regs, this can be entered for the ceiling showing it complies, but again evidence is required.
Hope this helps?
Gunga Din
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Sign Up16:35 PM, 3rd December 2020, About 4 years ago
Thanks for those replies gachilleos and Simon Holloway. I'll gather the evidence and speak to the assessor.
Gunga Din
Jeff Wouters
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Sign Up20:30 PM, 13th October 2021, About 3 years ago
For me the EPC rating turned out to be a handicap in the sale of my property.
I installed 32 mm double glazing, consisting of an 8 mm toughened and an 8mm laminated sheet. The outside walls are 28 cm thick cavity walls, with the result that my flat stays at around 22 degrees all year round and exceptionally needs heating when the temperature goes around 19 degrees inside, outside under 6 degrees for an extended period.
I kept my old indirect geyser system because that provides warm water even if water, gas or electric supplies fail and that system can be fed by a heat pump if necessary, while a heat pump can not provide warm water for a shower directly.
Because the ECP rating calculation does only notice double glazing without making allowance for quality and because it gives me a lower rating for using an old boiler... which I hardly use, I now get a lower rating for very efficient condition.
Can I not get a real energy efficiency valuation somewhere?
Jireh Homes
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Sign Up15:53 PM, 15th October 2021, About 3 years ago
Hi Jeff, recommend you talk with your assessor. It is allowed to overwrite the default U value for the glazing if you have the manufacturer's U data sheet. If the geyser is a secondary heating source for the water, then this should not even be considered. Trust the assessor gave credit for the cavity wall insulation, but please check as may have omitted if not evident.
Robert McPhee
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Sign Up8:29 AM, 5th November 2022, About 2 years ago
I believe it is time for the industry to question the software and test its outputs against the real world. Here is another example of a property's rating being changed from C to D (making it un-rentable from 2025) even though nothing had changed to justify the rating change.
The property, a 83sqm, 3 bedroom 1950s semi-detached property with modern condesning gas combi boiler, all LED bulbs, filled cavity wall insulation and loft insulation was downgraded by the "new" software from its 2011 C rating to a D rating in 2022.
All can discuss the "assumptions" made by the software, but what they can't do is deny the real world energy use by the property.
This property was fully occupied during a 3 year period of March 2019 to March 2022 (here referred to as "the COVID years", so it would have been using more energy than a normal household). During that time it used 1051 cuft of gas, using an average calorific value this is 33,807 kWh of gas over 3 years. this makes it an average of 11267kWh/yr. If we add 220kwh for LED lighting (which is 20 bulbs on for 6 hours a day every day) and we add a significant 1000kwh for other electricity use related to heating and maintenance of a home (not including fridge, freezer, cooking, kettle, tv, internet and other non heating related phantom loads), we get a total use of 12,487kWh per year usage. This makes its Primary Energy use per year 150kWh/sqm. The EPC output shows "Primary Energy Use" as a stated number per year of kWh/sqm, so the calculation above can be compared with an EPC output.
The average real world Primary energy use for this property per year over a 3 year period was 150kwh/sqm.
2011 EPC for this property calculated it as 173kwh/sqm
2022 EPC calculated it as 235kwh/sqm
So the software was close in 2011, but the new software has added 57% extra energy use when compared with the "old" software. Is this due to erroneous inputs? or software assumptions?
Everyone should not just accept an EPC but should check its output with the real energy use of the property, and the industry should not just be saying "The Computer Says So", but be "stress testing" the outputs by comparing them with real world energy use (where possible). This way the "system" can be made more accurate and reduce the number of erroneous EPC category changes.
Mike
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Sign Up12:39 PM, 5th November 2022, About 2 years ago
"If we add 220kwh for LED lighting (which is 20 bulbs on for 6 hours a day every day) and we add a significant 1000kwh for other electricity use related to heating and maintenance of a home (not including fridge, freezer, cooking, kettle, tv, internet and other non heating related phantom loads), we get a total use of 12,487kWh per year usage. This makes its Primary Energy use per year 150kWh/sqm. The EPC output shows "Primary Energy Use" as a stated number per year of kWh/sqm, so the calculation above can be compared with an EPC output".
I only noticed this today, Electric consumption seem way too high for a 3 bedroom property,
So if you take yearly consumption quoted above as 12487kWh, that averages 34.2kWh per day, far too high according to my opinion especially if the primary source of heating is condensing combi boiler.
I have a large 3 Bedroom property and my electric consumption used to be around 4500kWh last year and this year I have taken radical measure to bring it down to around 2200 kWh, and I am on target.
So the point is can we base EPC ratings on occupiers habits, how they use electricity or heating, some occupiers may be happy with 20c heat during winter some may want it at 25c, all of this can make a hell of a lot of difference, the higher is the heat setting higher is the heat loss,
Another thing I have been looking at is Internal Insulation v/s external, again according to my own opinion and experience, external insulation is not as effective as Internal insulation, since with an external insulation you would need a lot of heat energy to bake your walls, if walls remain cool then they will make the room go cold very quickly as they absorb heat, so if you only occupy your home for 12 hours a day and rest of the time you are out to work and commuting, you would tend to put heating on when you have come back home and switch off when you go out, this does not make the walls get to a steady temperature whereby they no longer feel cold and so do not require to steal the heat from the room you are trying to heat, in other words external wall insulation works best when the heating is on constantly and the walls have acquired a comfortable temperature such that when the room feels cold it only needs a bit of heating to top up,
So the whole thing about EPC is rubbish, it depends on a software written by men not aliens from outer space, and depends on inputs entered by incompetent and arrogant humans, so I rubbish all EPC reports if I were given a low rating I would fire that assessor as useless waste of space if he wants evidence for everything we do in our homes, often we do not bother to keep receipts or take photos, so if an assessor insists upon evidence fire him , don't pay him. You have got to be arrogant to deal with arrogant incompetent and unhelpful people, we have loads of them around. Look for a one who understands things.
Ian Cognito
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Sign Up10:47 AM, 7th November 2022, About 2 years ago
You make a very good point, Mike, regarding the benefits of internal v external insulation.
Obviously, the comparison is "everything being equal" and, in reality, it is likely that internal space limilations will necessitate thinner insulation, in which case external MIGHT be the better option.