How easily could I add my name to my Mums Mortgage

How easily could I add my name to my Mums Mortgage

16:04 PM, 1st June 2015, About 10 years ago 2

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My Mum is 60 and has a small mortgage of around £57K on an £800K property. How easily could I add my name to my Mums Mortgage

She has retired with only a small income, and has said that she would find it comforting if I could add my name onto the mortgage.

How easily and what steps would be involved in doing so and can anyone advise of the pros and cons please.

Also, should we expect any reluctance on the part of the existing lender?

Thanks in advance for your assistance.

Khalid


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Mark Alexander - Founder of Property118

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16:06 PM, 1st June 2015, About 10 years ago

Hi Khalid

Why are you considering this and what exactly are you and your Mum trying to achieve?

Is this your Mum's home or a rental property?

When you give me the answers to the above questions I will doubtless have many more.
.

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17:00 PM, 1st June 2015, About 10 years ago

Hi, As Mark has said what are you trying to achieve. It is possible but there are a lot of questions to be asked and a few hurdles to go over. As a lawyer I would have other questions to ask as well

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