Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
BTL INVESTOR SCOTLAND
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Sign Up13:04 PM, 26th February 2016, About 9 years ago
The Statement of Facts and Grounds for the Judicial Review has been released today by Steve Bolton and Chris Cooper. Here is a link to the document.
https://crowdjustice.s3-eu-west-1.amazonaws.com/uploads/froala_editor/fies/Clause%2024%20Judicial%20Review%20-%20Statement%20of%20Facts%20and%20Grounds.pdf
Chris Novice Shark Bait
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Sign Up14:23 PM, 26th February 2016, About 9 years ago
Thanks, Rhys for your comment that reinforces my belief, but may apply to only a few, probably the most vulnerable of the "25%"
My eyes are still spinning from the 30 pages of the J.R. statements of fact kindly posted here, thanks to the contributor.
Can we please keep this thread going, even though we are across 2 topic sections? ANYONE ELSE REALISING CARRIED FORWARD PAST LOSSES ARE TO BE EXTINGUISHED by Clause 24?
Chris.
Gareth Wilson
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Sign Up14:31 PM, 26th February 2016, About 9 years ago
The below important update has just been posted to the Judicial Review Facebook Page by Chris & Steve:
"UPDATE:
Hi all,
Our sincere apologies for the limited updates recently. It has been a very busy few weeks with the priority being to prepare, complete and submit the best possible application for Judicial Review.
Thank you to all of you who provided us with case studies.
If you want more detailed information and an insight into our case, then this can be found in the Statement of Facts and Grounds, which can be downloaded via this link: http://www.propertycoalition.com/letter
This forms part of our application and sets out our case and anticipates some of the points we expect the Government to make in response.
It has been worked on and signed off by Cherie Booth CBE, QC, (the professional name of Cherie Blair) and Conor Quigley QC, who are leaders in the fields of human rights and State aid law respectively. These are the two legal grounds on which our judicial review claim is based.
The Story so far
The legal process has now progressed and our application for judicial review was filed with the Administrative Court in London on 17th February. The application requests the Court’s permission to commence judicial review proceedings in full; this is a preliminary hurdle we need to clear before the substantive challenge can begin.
We expect the Government (specifically, each of HMRC and the Treasury) to respond to our application in due course with what is called an “Acknowledgement of Service”. In its Acknowledgement of Service, a defendant must set out a summary of the grounds on which it intends to contest the application for permission and/or contest the entire claim (depending on the approach the defendant intends to take). We expect the Government to respond aggressively. If they do not respond, the Court will decide the question of permission on the basis of the information that has been provided. In the unlikely (but welcome) event that the Government concedes the claim, it will need to set out how it will remedy the situation, which we have said will require primary legislation to repeal Section 24.
Assuming no extension is granted by the Court, the defendants’ deadline for filing their Acknowledgements of Service with the Court is 16th March – the irony of it being Budget day is not lost on us.
The Government also has what is known as “a duty of candour”, which means that it must be forthcoming with information that might assist the court to understand the Government’s decision-making processes and deal with the issues fairly. We have made various requests for information but none has yet been provided.
The Court will wait for the defendants to file their Acknowledgements of Service before it addresses the question of whether to grant us permission.
At that point, the Court will do one of three things:
1. Grant permission “on the papers” (i.e. without the need for a permission hearing)
The Court would proceed to schedule our claim for a full hearing. At the moment, and if permission is granted, we would expect this substantive hearing to last 2-3 days (although this may change depending on the Government’s response), and for a hearing of that length we will likely have to wait till September, after the Courts’ summer break.
or
2. Schedule a preliminary hearing on permission
This would be a short hearing at which the parties would be invited to make oral submissions to the Court on the question of whether permission should be granted. This can be fitted into the Court’s schedule more quickly – we understand that the wait will probably be in the region of about six weeks.
or
3. Refuse permission on the papers
If permission is refused on the papers, we will have 7 days to request reconsideration and an oral permission hearing. Again, the wait for the hearing would likely be around six weeks. If permission is granted after an oral permission hearing, we are still probably looking at September or later for a substantive hearing.
As you can see, predicting when we might have a definitive answer on permission is difficult, as it depends on the Court’s approach and workload. It might be as early as March or April, if no hearing is required, or could be in the autumn if a hearing is needed.
If we are granted permission then we will launch our next fundraising campaign so we can pre-fund the action.
As the case progresses, we will share relevant information with you as we receive it from the legal team.
Objectives
The primary objective is of course to secure our day(s) in court to make a strong, public challenge to the lawfulness of Section 24.
Beyond that, we are hoping for a positive result but are mindful both that judicial review proceedings are inherently difficult and also that, even if we win, the Government might introduce changes or new measures that are more defensible legally but still unattractive and problematic for hard-working private landlords.
Next Steps
Please keep spreading the word by:
1. Sharing the Facebook page - https://www.facebook.com/clause24/
2. Asking others to register for the newsletter – accessed here - https://www.crowdjustice.co.uk/case/clause24/ by clicking on the “register for updates via CrowdJustice” link at the top of the page.
Best regards,
Steve Bolton and Chris Cooper"
Chris Byways
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Sign Up14:40 PM, 26th February 2016, About 9 years ago
Reply to the comment left by "Gareth Wilson" at "30/11/2015 - 23:14":
Reading some past intellectual postings, then seeing
https://www.landlordtoday.co.uk/breaking-news/2016/2/rental-supply-down-says-arla
The rental supply has gone down and rents are increasing. Who would ever have thought that. Truly amazing.
Even the experts like house price crash and vince cable said it shouldn't happen. - But it has. It is. It will.
Markb
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Sign Up15:37 PM, 26th February 2016, About 9 years ago
Reply to the comment left by "Chris Byways" at "26/02/2016 - 14:40":
Chris you fool!
Rents have not gone up and they will not go up. That is not the way the market works...because if you could charge more rent then you would already be charging it.
I know this is true because Jeremy Hunt smurked at me & told me so... and he knows everything about economics and healthcare and you are just a parasitic landlord.
I don't know what I can do to help you Chris...seems you are deranged
Gareth Wilson
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Sign Up17:36 PM, 26th February 2016, About 9 years ago
Reply to the comment left by "Markb " at "26/02/2016 - 15:37":
I am picturing Jeremy Hunt with a shaved head and garb of a Buddhist monk...
"Do not try to raise your rent, for that is impossible."
"Instead try to raise yourself around the rent... Then you will realise the truth... That there is no rent."
Gareth Wilson
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Sign Up18:48 PM, 26th February 2016, About 9 years ago
"George Osborne and David Cameron blocked plans to build more social housing because it would 'produce more Labour voters', Nick Clegg has claimed,
According to the former deputy prime minister, the chancellor and prime minister rejected repeated Lib Dem attempts to get more money to build homes for people on low incomes.
Clegg quoted the chancellor and prime minister in an interview with The Independent today as telling him: 'All it does is produce more Labour voters.'"
http://www.huffingtonpost.co.uk/2016/02/26/george-osborne-didnt-want-to-build-houses-that-produce-labour-voters-claims-nick-clegg_n_9324920.html
Markb
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Sign Up19:37 PM, 26th February 2016, About 9 years ago
Reply to the comment left by "Gareth Wilson" at "26/02/2016 - 17:36":
Too funny!!!!
I'll never be able to look at him again without that picture appearing in my head
Gareth Wilson
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Sign Up22:52 PM, 26th February 2016, About 9 years ago
You may enjoy reading this:
http://www.telegraph.co.uk/news/politics/conservative/12174983/Boris-Johnson-pulls-ahead-of-George-Osborne-among-grassroots-Conservatives.html
"Boris Johnson pulls ahead of George Osborne among grassroots Conservatives
Exclusive: Grassroots Tories hail Boris Johnson's 'courageous' decision to come out in favour of a Brexit in potentially 'game-changing' moment for party leadership race."
Chris Brown
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Sign Up0:30 AM, 27th February 2016, About 9 years ago
Reply to the comment left by "Chris Byways" at "26/02/2016 - 14:40":
Sorry to have lost touch with all you are doing, Chris, but Kiribati seems along way from it all and much closer to the horizon. I have written to my MP [Olver Covile] to remind him that he can't rely on the unelectability of Jeremy to ensure him of my Vote. But I have thought of taking a part-share tenancy in an HMO in Osborne's constituency, registering it as my prime residence, and voting him out as soon as possible. How many HMOs are there in his constituency, and how many can part-share a flat as prime residence? How many do we need?