Adam Hosker

It's about time.... Read More

You are responsible for the property, not any agent (rent guarantee or not). You should probably seek legal advice and let them inform the council. What your next actions will be, etc..... Read More

Wish you best of luck Saeed. There have been a few Legal Challenges before would recommend you have a read up on them Brown v Hyndburn Borough Council [2018].... Read More

"The landlord may have decided to evict the tenant when communication between the two broke down"

Well? The tenant has still pocketed £3k in rent, just because an APA has been put in place does not negate the bad faith and uncertainty. The landlord should still have an eye on taking possession of the property.... Read More

The customer should use the avenues available to them, such as the courts. Rather than visiting employees houses. Given the customer has not, after 9 years. It sounds like customer is a fantasist.... Read More

Residential Landlord Association (RLA), National Landlords Association (NLA), Landlords Guild, Landlords Union and Landlord Alliance.

Individually a small voice(s) together an influential one.

The RLA Articles of Association is online ( https://beta.companieshouse.gov.uk/company/02869179/filing-history ). Id read from this your efforts would be better placed, getting those members of P118 and Landlord Alliance to put a nominated person down as there proxy vote. With the numbers behind one member force the issues within the RLA? Take up a board membership to continue that direction.

Perhaps the same at the NLA whilst your there, get them to merge resources, members and influence.

Either way, wish you best of luck in your efforts.... Read More

The last thing we need is yet another landlord association.

NLA does not even meet its commitments from subscriptions alone, had to try and "sell" to us to make ends meet.

RLA did better but not much. I'm seeing some creeks.

If anything we need to merge NLA/RLA to give the organisation a loud voice, not a splintered one.

If you think you can do better than one of them? Read there constitution, get in the board, get the votes to take over.... Read More

Let me get this right a Property Ombudsman quits due to high competition. Asks for a monopoly? Yeah, I could have guessed that responce. 🤣
Im going to try that with local council "All the other landlords are getting more tenants in there HMOs. Mine is not as good. So lets get rid of all the other landlords so they have to use me."... Read More

Yes Tobias. Properties do have to be "fit for human habitation" under current rules, what we have is useual propergranda from the people that say "lettings is unregulated". Which we know is nonsence the RLA listed once over 300 statutory requirements on a landlord - the main one for "human habitation" is The housing health and safety rating system ( HHSRS ).

The extent of HHSRS was they once told a landlord - they had to remodel the garden as it had some bumps in the grass which was a trip and fall hazard.... Read More

"have no legal redress against something unless it is in disrepair"
Good? unless something is in disrepair why would anyone want to take action against there landlord. I dont get the point.

"don't have a redress against potential issues" I must have immagined that they have cost free access to EHO and can end up with removal of "no falt possession", rent repayment orders and even may result banning orders for the landlord.

As for Grenfell - bad example. A fire officer signed off on building materials. That was because the extent of the risk was unknown. It did not highlight a fire risk to EHO as it would do today.

"The bill would give private tenants the right to take their own legal action" that does not sound cheap to defend those complaints "made by vexatious tenants" . Its no wonder a housing lawyer wants these changes, his pockets are about to get heavier.... Read More

It is yet to be seen; what increased rental calculations will be? how this will reduce supply of rented properties? and the effect it will have on rents charged by landlords.

The Bank of England has requested such powers as they see Buy to Let as a risk to the economy, the micro-management powers requested of amending the criteria of lenders deciding for both Landlord and Lender what risks they can take in there businesses is seen as the failure of government with "too big to fail" banking

https://bespokefinance.info/blog/view/15-Government-Plans-to-Regulate-Buy-to-Let-Mortgages... Read More

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This any use? Just put together some Advantages and Disadvantages of buying property to rent in a Limited Company.

http://goo.gl/3yzOEQ

Regarding the Envelope Tax from my understanding it does not apply to property that is soley rented out (except if you live in it or a family member does).... Read More

We are unfortunately back to one lender offering 85% LTV after the equity loan provider has reduced there maximum LTV.

(I can here landlord's sighing)

I must say P118 was early on the ball here giving there landlords a great opportunity to increase there borrowing - utilised almost exclusively to expand there portfolios.

https://bespokefinance.info/landlords/85purchase/... Read More

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Legally; they are required by law to give you "reasonable notice". What that means in reality is unknown if they too are being evicted.... Read More

Bradford Council has a standard form titled "Sharing Information With Your Landlord" and each council should have a policy called "Landlord Disclosure Policy" outlining what they can tell you.

I have sent Both to Neil Patterson.... Read More

It comes down to Contract Law I would have thought which an "FCA Policy" can not change that.

If I remember rightly Privity of Contract means you "don't" have to enforce a contract term; its up to the parties to enforce it. So Lender can ignore it but you can enforce it if you want.

As for changing terms; Its not up to the FCA both parties should agree to contract term. One party can change contact, unless it says they can in that contract but that should include notice and a route to decline.

Put simply; this is over the FCA quango's head.... Read More

This is A scheme; join this one or one of the other two. It is compulsory to join one of them soon (not yet) if your an agent.... Read More

Thanks Tessa; so we are Agents bound by current legislation and the Contract agreed with their customers (and rudeness; apparently).

We will see if "landlords" do not have to register with a redress scheme in a year or so; if Tenant can complain to Agent but not the Property Owner - this will be seen as an "anomaly" in parliament by then - the creep of further and additional regulation.... Read More