Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Cider Drinker
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Sign Up12:51 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by TheMaluka at 23/09/2024 - 12:31
You never know which tenants will qualify for legal aid. Even a highly paid pillar of Society can lose their jobs and qualify for help.
dismayed landlord
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Sign Up12:58 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by Northernpleb at 23/09/2024 - 11:45
I can only imagine the stress and difficulties that must cause. I have had similar but never 2 years of not paying. It would have bankrupted me. I can say that the relief that one the last one was eventually rehoused I was beyond words. I did not realise just how much it had been affecting my mental, physical and lifestyle until they were going. Even after the news I was not believing it.
At this point I knew the remaining 2 out of an initial 19 were going. I am never ever going through that again.
My health and my family's well being (it affected us all as I was affected so much by it) will never be worth any amount of money.
S21 already has issues, as has been mentioned many times before by loads of us on here, however the threat of banning it is the last straw. I have served notice on decent tenants now and feel a bit guilty but, you know what? I feel so much better. I'll never be a landlord again. Let the corporations, councils, and government sort it.
I'll not have anyone dictating me how I can use something I pay for or have paid for tell me what I can and cannot do. I did not stand on my own two feet, sacrificed lots of things to be kicked in the teeth.
Neil P
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Sign Up13:03 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by PH at 23/09/2024 - 10:41
“ and here we have it -- ''“Because we cannot build at any cost. These new homes must be warm, secure and most importantly safe.” -- the get out clause.”
This is a good comment but I think it’s wrong, have you ever built houses? You have to jump through so many hoops to make sure they’re up to building regs…so all new houses have to be warm, secure and safe or they won’t get signed off. There’ll be an excuse but not this one!
We have two plots and for over a year have failed to get planning…one will fit 5 houses and the borough council has an overage whereby they get 50% of the uplift in value if planning is granted…yet the local council is throwing up obstacles at every turn (newts, noise, surface water, biodiversity, landscaping, drainage…all legitimate, but the biggest block is that we’ve proposed car parking in front of the houses…they don't like that the cars can be seen from the A road! We’re next to a garage with over 300 cars on the forecourt. How many developments have hidden parking?)
Planning reform is needed for sure. But even then you can’t force the big builders to deliver. What then??
dismayed landlord
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Sign Up13:09 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by Neil P at 23/09/2024 - 13:03yes I have. and you are correct. its not simple. I'll never do it again. the hoops are sometimes ridiculous. I turned down the last option of building even after eventually getting PP as I could not make the figures work. I'd have made a loss. sold it with PP for a good profit.
Downsize Government
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Sign Up13:14 PM, 23rd September 2024, About 2 months ago
I don't think "partnership" means what she thinks it means.
She means partnership in the way slaves and slave masters are partners working together on a plantation.
dismayed landlord
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Sign Up13:28 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by Neil P at 23/09/2024 - 13:03the rest of my reply was cancelled. Yes I have built houses from buying the land to completing the builds. I eventually obtained planning on another site and decided it was not going to be profitable. Not for me - not enough contacts or whatever to make it work. sold for a good profit though!. Its still not built on. The statement was made to encompass the whole issue of building. Rayner has several reasons she could quote not to build. cost/ value for money/ location not required for work/ road infrastructure/ lack of schools/doctors/dentists/hospitals. the list goes on. Therefore the 'get out' clauses are already on the table. Its all empty promises from a clueless government.
Martin
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Sign Up13:31 PM, 23rd September 2024, About 2 months ago
So many things to unpack here.
I am a landlord first and foremost and have been for nearly 20 years.
I have had 2 evictions in that time, both within the last 18 months. The combined cost is around £25,000. The stress of the situation is horrible and the court system isn't fit for purpose. The Council were, in both cases completely useless. I remained on civil terms with both the tenants. Because of this I know that in both cases the not only didn't they abide by, but also weren't aware of the homelessness reduction act of 2017. I can also prove that the housing officer in one case repeatedly lied to the tenant. So much for working with the PRS.
So now as mentioned in a previous post as my houses become vacant I will look to sell.
I am fortunate that a swathe of mine are near an American airbase. So Americans are now the tenant of choice as I know I will always be able to get my house back. If I do rent then I would rather the property sits empty while I wait for a military tenant. So the very system that is supposed to help renters has alienated me to the point where I don't want to rent out anymore.
I have a second smaller company that I am trying to get off the ground. That is a property development and building company. We have recently purchased a plot with outline planning, some 4 months later we are still trying to get detailed through for a bungalow with the same footprint as the outline.
Add to that a CIL ( community infrastructure levy) charge of £18,800 and BNG ( biodiversity net gain) of nearly £30,000, neither of which are payable if you are a self builder, and I'm wondering how the hell anyone can afford to build houses.
This is a project that should sell for £600,000 and at the moment projected costs are at £540,000. Now I can't get watertight before the winter, so costs will rise.
Myself and my business partner will make the decision this week on whether to sell it on or not.
As a footnote to this without a hole being dug in the ground the Council Tax people are chasing to know when they can start charging me.
Angela needs to go right back to grassroots I think.
Politician promises just don't work in anyway in this.
dismayed landlord
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Sign Up13:39 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by Martin at 23/09/2024 - 13:31
for what its worth I would not do it on a 10% margin. Its too tight. 10% is only a contingency amount and in the current climate that's not even practical.
your project is small - you cannot get economies of scale. Even if it took you only year to complete and sell your already down to 8% at best.
Reluctant Landlord
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Sign Up13:52 PM, 23rd September 2024, About 2 months ago
hahahahahaha!!!!
AR wants to talk NOW?
dismayed landlord
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Sign Up14:02 PM, 23rd September 2024, About 2 months ago
Reply to the comment left by Reluctant Landlord at 23/09/2024 - 13:52
yes. so does my local authority. I have 2 going through as sales. then last week the LA sends me an email asking if I want to rent them out - via them. LOL
Are they really that stupid!
done it before - got stitched up and lost money. Twice - yes made a big error on the second by actually believing they had changed. no they have NOT!!
They even told my tenants to stay put until the bailiffs called - apparently - no proof only the tenants word but as they wanted to be evicted to get a subsidised LA home they had no reason to tell me that.
rather pay their CTAX and standing utilities costs than ever go with them again.
reap what you sow!!