A seemingly new scam for landlords to be aware of

A seemingly new scam for landlords to be aware of

15:09 PM, 6th September 2022, About 2 years ago 26

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Hi, I would like to highlight tenants taking advantage of the landlord and Universal Credit and the likes of Shelter, the local housing office and Citizens Advice Bureau being complicit in helping them defraud the landlord and government.

In October 21, I let a flat to a ‘Spanish’ couple who were actually Romanian but had official paperwork having lived in Spain for some time.

Not that this is relevant other than when you consider the issues landlords have in Spain recovering properties that have been squatted in, it is almost impossible to regain possession of the property.

They paid rent in October and the deposit, missed November and told me work had not paid them and asked me for a proof of rent letter, which immediately made me think Universal credit rent claim.

They did not pay me again.

I gave them a section 8 notice when the arrears were 2 months, that was ignored, then I took court action which they ignored.

I asked UC to pay me direct due to 8 week arrears but they refused and continued to pay the tenant after discussing my request with the tenant. I requested this each month – in March, April and May – and then gave up. ]

Court eviction date set for 22 July, ignored, and the tenant told me to my face ‘I’m not going anywhere unless you want to give us another house!’

He speaks fluent English, Spanish and Romanian and he believed he could not be evicted or could at least appeal and drag it out longer having had advice from the CAB.

Fortunately, they failed to advise him as to when to make any spurious appeal.

Bailiff eviction date yesterday, on arrival they first tried to tell the bailiff with Google Translate that they can not speak English until I reminded the guy that he had spoken to me before – then he walked off and left his wife to carry on in Romanian.

They told the bailiff they had not received any correspondence until the bailiff pointed out that he himself had delivered a letter a few days before and he could see it opened on the floor in front of him. The bailiff firmly gave them 30 minutes to get together their stuff and the address of the local housing office.

The woman then says ‘I will stay here whilst my husband goes and sees what they can offer us’. The bailiff laughed.

When they left the property they had no sense of shame or embarrassment and were just laughing with all their compatriots who turned up to support them, which I suppose having had free rent for 8 months in a nice apartment and getting a bonus cheque every month off the UK government would make you laugh.

And they are off to do the same to the next unsuspecting landlord.

They will sit as long as they can and know nothing can be done to them. They are not worried about CCJs with various IDs and names and know the system will keep supporting them and paying them regardless.

To add insult to injury, the emergency housing officer who they went to see then telephoned me wanting chapter and verse of their eviction proof, I had served papers on them and copies of everything. I laughed and said they have been legally evicted after 3 court hearings and I’m not prepared to spend any more time and money on them thank you – if you now thinks its unlawful perhaps you need to contact the court.

None of this wasted time and money and court’s time and fraud would have happened if the Universal Credit payments were made to the landlords, its as simple as that.

The anti-landlord stance is driven by local authorities and CAB etc even though they need landlords on their side.

I’ve had enough and am getting out.

Chris


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Mark Alexander - Founder of Property118

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8:49 AM, 9th September 2022, About 2 years ago

The simple solution to this is to outsource referencing to a reputable company who will underwrite their own due diligence by offering Rent Guarantee and Legal Fees Protection Insurance "RGI".

If the reference isn’t sufficiently positive to qualify the tenant for RGI it’s a simple no.

The other suggestions made here such as bank statements showing rent paid are useful to decide whether or not to invest time and money into referencing.

There is no shortage of people wanting to rent decent home, so stick to a criteria that protects you and choose your tenants wisely.

If you get people who refuse or can’t meet you criteria just remember this … some will, some won’t, so what, who’s next?

Porky

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9:43 AM, 10th September 2022, About 2 years ago

I woukd love to hear what CAB and Shelter have to say about your very detailed report.
Of course, they will say they cannot comment on individual cases and will wash their hands of it or imply they were not contacted by the so called Romanian tenants.
The whole thing stinks. This country is being taken for a ride. What's Labour's view on this? Will they fix it? ...naah!

Beaver

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10:06 AM, 12th September 2022, About 2 years ago

I had a related experience many years ago with a Ghanaian tenant. This lady was in fact my *best ever* tenant. The lady was a single mum, on housing benefit. This was before the rules changed so that councils could get their money back off the landlord if it was found that the tenant wasn't eligible for benefits.

The tenant was a great tenant, always paid the rent on time and in full, looked after the property and got on with the neighbours. Then she suddenly disappeared at high speed one day; one of the neighbours told me that the immigration people had come calling at the door.

Now I will take tenants who are from elsewhere but my agent checks their eligibility (which means continued eligibility i.e. are they still likely to be eligible in a year, do they have British Passports or the other necessary documentation). I don't take people who are in receipt of benefits as I have no powers to check their eligibility.

I would be happy to take UC claimants if the Council paid me or my agent directly and took responsibility for checking eligibility. Otherwise I wouldn't take the risk of taking them.

Omar Shibier

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15:00 PM, 12th September 2022, About 2 years ago

They asked you for “a proof of rent letter”….but the rental agreement is proof of rent…..did you sign one with them?

TrevL

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20:39 PM, 13th September 2022, About 2 years ago

Reply to the comment left by Doug Ellison at 07/09/2022 - 06:12
'Jeremy Corbyn fan'.......BRUTAL!!!

GP

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19:37 PM, 27th September 2022, About 2 years ago

Makesure that when you ask for the County Court Judgement that you include judgements against both husband and wife and any others that way at least a CCJ will show up on checks otherwise they may keep putting forward the clean one for checks.

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