Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Jonathan Clarke
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Sign Up9:56 AM, 15th April 2022, About 3 years ago
Reply to the comment left by Tessa Shepperson at 07/04/2022 - 09:42Tessa
Your headline says
``A kinder way to deal with tenants who are not paying rent``
Vulnerable Tenant is in a real predicament and needs help. They are in financial trouble and owe maybe £5000. As you say in your OP a tenants situation maybe ` absolutely catastrophic` You though have referred them to Julie who will charge them £50 that they can probably ill afford
Surely the `kinder`thing would have been to refer them to The Citizen Advice Bureau which is free
https://www.citizensadvice.org.uk/law-and-courts/discrimination/discrimination-because-of-disability/disability-discrimination-and-debt-problems/
That took me 10 seconds to google . You could have done that
Your underlying motives for posting this thread are very questionable in my view . When asked for a list of organisations you say `I am afraid I don't have such a list` .Just ask your friend / business partner Julie. She will have a list. But you are charging in effect £50 for that list and even then you probably wont want to disclose that list to a landlord or tenants as that will take business away from you .
Your commercial desire to gain £50 from Vulnerable Tenant doesn't look good . Make money providing a service to Landlords by all means I totally get that - but its not kind in my view to try and take £50 off vulnerable tenants
Tessa Shepperson
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Sign Up10:40 AM, 15th April 2022, About 3 years ago
@Jonathan. Maybe if I explain the background. The Helping Tenants in arrears kit was developed with Julie Ford after Julie did a training webinar for my Landlord Law members where she explained how landlords could help tenants by (among other things) sourcing grant aid. We were all blown away by her presentation and the help that she had been able (after a lot of hard work) to give tenants (upon, in most cases, being paid to do so by their landlords).
It occurred to me that it might be helpful to work with Julie to create a kit to help others do similar work as clearly, Julie cannot on her own help all landlords whose tenants are in arrears. Julie currently works with the PRS providing mediation services.
The kit is not aimed at tenants and we do not expect hard-up tenants to pay us anything.
The kit is aimed at landlords and letting agents who want to know how they can help their tenants in arrears of rent. It is not a 'list of sources' for tenants. It is a step by step guide on how to help tenants. It would be very useful for example for a letting agency needing staff training so they can develop a service doing this work for their landlords.
Of course, there are other places where people can get help, and the CAB and the https://www.turn2us.org.uk/ website are two of them. I myself do not specialise in this work as Julie does (my work is helping landlords via my Landlord Law service and developing training services). I put the post up on Property118 as I want people to be aware that this resource exists. There is not a lot of point in doing it if no-one knows about it.
As far as helping tenants is concerned, I have together with solicitor Harriet Thomas at our own expense, developed a mostly free help site for tenants (or 'renters') at https://www.therentersguide.co.uk/ which has a lot of help and guidance, including this article https://www.therentersguide.co.uk/a-guide-to-getting-financial-assistance/ which is based on my experience in developing the kit with Julie. I linked Vulnerable Tenant to this article in my post above.
There is also a. massive amount of free help and advice for both landlords and tenants on my blog at https://landlordlawblog.co.uk/ which I have been writing since 2006.
So far as the £50 fee for Julie's advice is concerned, this goes to Julie not me, and the service is actually intended for landlords and letting agents, not tenants. Although if tenants want to use it, it is there for them.
Jonathan Clarke
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Sign Up17:05 PM, 15th April 2022, About 3 years ago
Reply to the comment left by Tessa Shepperson at 15/04/2022 - 10:40With respect
1) I get the background - you detailed that at length in your opening post
2) The link you supplied Vulnerable tenant was not the links you detailed above
3)You say a hard up tenant is not expected to pay you anything. Can then a vulnerable hard up tenant get a free service direct from Julie?
4) Julie has a specialised role with no doubt years of experience and knowledge . A letting agent cannot learn these skills in a tool kit . They could potentially do more harm than good . Its a bit like a carpenter showing a letting agent a you tube vid on how to hang a door
5) Your renters guide is useful but in reality it collates websites on the net. These tend to overwhelm vulnerable tenants . It then feeds into a sales funnel for you of £115 per half hour
6) Vulnerable tenants need one to one from an experienced provider and the sessions can be intensive. Its quite time consuming . I do this
7) I have 40 years experience dealing with vulnerable persons in housing , substance abuse, domestic violence , debt etc etc I am also a landlord , a mediator , a counsellor , a letting agent.
When as a landlord i need specialist advice i turn to my housing support officer and pay her for that one to one intervention with my tenants. I would not turn to a letting agent. They are often seen as the enemy by vulnerable tenants and the polar opposite of what is wanted. For me its more of a time thing when i don't do the intervention myself as there is only one of me . And there is only one of Julie . You guys are monetising on that with a greatly watered down offering
What the country needs in my view is 100`s of Julies which can be employed directly by landlords and letting agents to engage one to one with their vulnerable tenants in danger of eviction .
But that business model is a far far more complicated one to set up and I understand that . And that is why i see your efforts as principally a commercial enterprise rather than a comprehensive solution to the problem
You are an experienced housing solicitor and i couldn't do your job with a £130 toolkit . But you feel that Julie`s job somehow can.
Sorry you mean well I`m sure but its tinkering with the problem in my view to make some cash and could potentially do more harm than good.
Tessa Shepperson
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Sign Up17:52 PM, 15th April 2022, About 3 years ago
Reply to the comment left by Jonathan Clarke at 15/04/2022 - 17:05
You would have to ask Julie whether she gives a free advice service or not, but I suspect not. At present, she does mediation work for PRS.
I agree that a kit is not perfect, but it is better than nothing. People have to learn somehow and it is a fairly detailed step by step guide.
I agree that 100s of Julies (or 100s of you) would be better but we don't have 100s of Julies. Or 100's of you.
When I did eviction work when I practised as a solicitor I would have found the kit extremely useful and I wish I had had something like it to help me at that time. That's another reason why I suggested to Julie that we write it - and you will see that one of our testimonials is from a solicitor.
As regards the Renters Guide site, it is not there to be a 'funnel' for the telephone advice service. Some tenants want to speak to a specialist solicitor but don't know who to use or how to find someone suitable so we provide an easy way for them to do this (I have a similar service on Landlord Law). The vast majority of the £115 goes to the solicitor giving the advice, not to us!
reader
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Sign Up20:48 PM, 15th April 2022, About 3 years ago
If anyone has access to a local Christians Against Poverty centre their help goes far beyond any CAB advice centre.
CAP will visit you and help the vulunerable throughout a difficult journey. They are mentors not merely debt advisers.
The most vulunerable often do not or cannot seek help without a mentor to guide them step by step. CAP does this together with the vulunerable person.
Jonathan Clarke
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Sign Up21:41 PM, 15th April 2022, About 3 years ago
Reply to the comment left by Tessa Shepperson at 15/04/2022 - 17:52
You said
``we do not expect hard-up tenants to pay us anything.``
That`s `we` and `us` you said .Its clearly a joint venture of some description between you and Julie
And it was you who provided the link to `Vulnerable Tenant` for Julie`s fee paying service.
When i asked do you therefore provide this as a free service for hard up tenants you suddenly no longer wanted to say `we` or `us` as it clearly was getting too hot to handle so you bounced it over to Julie with a...
``You would have to ask Julie whether she gives a free advice service but I suspect not ``
Its a bit cringing if I am honest
Why don't you ask Julie to come on here now that you've dropped her in it !
Talk about passing the buck!
You say
``I agree that 100s of Julies ... would be better but we don't have 100s of Julies``
Well yes there are 100`s of other Julies up and down the country but that would mean a different business model for you.
You are choosing the easier short term more commercially attractive business model which is a tool kit that gives rise to a 10% trained letting agent or landlord being let loose on complex issues often involving tenants often with mental health and addiction issues. A tenant sustainment officer is a proper job which requires proper training . Heres an example of their job description
https://www.broxtowe.gov.uk/media/8938/tenancy-sustainment-officer-job-description.pdf
As you see its a specialised role
Listen to the six Problems on Landlord stories on the site . They are complex and involved and time consuming exercise which draws on all of Julie`s skills . The vast majority of letting agents or landlords even after having a tool kit simply would not have the skills let alone the time to deal with it effectively . They need a Julie to call on. There will be one in their area like there is one in mine. It would be helpful if you provided a link to them all . I recruited mine from a charity . I know one local charity who pay for their volunteers to receive UC training and then give support for free
You side stepped the majority of my other points
You are though deeply immersed in the commercial angle of tenancy support so my words unfortunately fall on deaf ears .
I think I best leave it there