Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Private Housing Provider
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Sign Up10:29 AM, 8th July 2019, About 6 years ago
Reply to the comment left by Bill irvine at 07/07/2019 - 13:38
Well said Bill. I have had countless cases when the Dwp do not follow the national guidance with regards to APA requests then later keep telling me to complain to the MP trying to manipulate their wrong doings into 'policy issues' when it is nothing to do with policies but its their malpractice and maladministration causing the rent arrears.
Mick Roberts
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Sign Up10:31 AM, 8th July 2019, About 6 years ago
Reply to the comment left by Alan Wong at 08/07/2019 - 10:29
I got exactly that reply on Friday. Complaints replying saying it's Policy issue to so I can't forward it to ICE.
Don't think so, there is loads side issues too that will get the complaint too ICE and we'll get the policy issues looked at and changed while we at it. We must all keep complaining to get this daft stuff changed.
Private Housing Provider
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Sign Up10:43 AM, 8th July 2019, About 6 years ago
Reply to the comment left by Mick Roberts at 08/07/2019 - 10:31
The general feeling I am getting is the Dwp themselves are rebelling against UC and do not want to administer it. I feel they are trying to use all the messed up cases deliberately caused by them as an opportunity to get us to complain to the MP to achieve their agenda of scrapping UC or at least get another office to administer it.
I see a pattern of almost deliberate wrong doing then saying it is policy issue when it is not. Sadly they are using landlords rent money to do all this and risking tenancies and the welfare of so many families, children and landlords.
Mick Roberts
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Sign Up12:46 PM, 8th July 2019, About 6 years ago
Reply to the comment left by Alan Wong at 08/07/2019 - 10:43
Yes, amazing how many mistakes they make. My 7 year old lad (who I haven't got) says How can they get it so wrong Daddy.
We could solve a lot by just letting them have email communication with Landlord which has been the case with HB for years. So so simple to solve.
Even if they don't want to talk to us, let us tell them Look this case is wrong, here's the name and address, don't tell me ote, just go away and look at it.
I actually had that on one case, been wrong for 18 months, now gone to ICE, but a woman has looked in meantime after a UC meeting with me and says Ooh yeah system error. If only they allowed us to tell them 18 months ago.
That's it, they playing with people's homes while they get it all wrong.
Bill irvine
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Sign Up14:40 PM, 8th July 2019, About 6 years ago
Reply to the comment left by Alan Wong at 08/07/2019 - 10:29
Good afternoon
I started pursuing rental loss issues as far back as 2014 when, at that time, I was able to secure compensation for PRS and SRS clients. In August 2015 DWP in an exchange with its hierarchy (Neil Couling, Director General et al) it agreed to:
a) Suspending payment of the "housing costs element" pending a decision on the merits of the APA request (as councils did with HB); and
b) Consider "Special Payment" (compensation) requests where maladministration had caused the landlord wholly avoidable rental loss.
However before the ink was dry, it then reneged on its agreements. Some of you may recall my "open letter" to Mr Couling (published here and Property Tribes) reminding him of his broken promises and his scandalous response, where he claimed everything was hunky dory with UC and cautioned me that I was scaremongering. He also maintained "explicit consent" was not an issue and, less than a year later, was forced to withdraw it in relation to APA administration.
Since these events I've been encouraging landlords, UK wide, to pursue any such losses, using the DWP's Complaints Procedures. The problem with that is, it takes months, rather than weeks, to get through the internal stages; when you refer to ICE you then have another 18 months to wait before the investigation stage; plus a further 6 months for an outcome. I now have around 17 cases awaiting investigation, some involving £000,s per claim. If ICE finds in my client's favour this should help other claims still in the pipeline.
We also recently successfully sued DWP in a Small Claims action in Scotland (now called Simple Procedure) and have another case in London, using the Online Money Claim procedure, which has been listed for hearing next month. In these cases, DWP agreed to redirect payments, following an APA request, only to later mess things up by paying the delinquent tenant, who, yet again, misused the sum in question. The London case involves £3500.
In the Scottish case DWP's solicitors tried the strong arm technique of claiming the Sheriff Court did not have jurisdiction and the matter would need to be pursued as a Judicial Review case, where the costs of raising the action would have been prohibitive. However, I drafted a response, on behalf of my PRS client, and DWP conceded on the morning of the scheduled hearing, thus avoiding the court ruling in our favour.
I expect a similar defense from DWP in the London County Court case, where I believe the lower court has jurisdiction. It was certainly the County Court that was used in the past concerning HB/LHA when the Council failed to follow procedure properly. I'll produce a members' briefing once we have the outcome.
So, my advice is, keep challenging DWP, no matter what they throw at you. At some point they'll come a cropper on these critically important issues.
Bill Irvine
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Sign Up15:20 PM, 8th July 2019, About 6 years ago
Reply to the comment left by Bill irvine at 08/07/2019 - 14:40
Bill i have so many real cases I've challenged the Dwp on Apa wrong doings as well as their general administration. I've informed the Scottish Association of Landlords and apparently a senior in the Dwp Louise Cook But with the GDPR, I feel the government has a way to 'disguise' all cases saying no matter what wrongs they've done, I am not allowed to address it publicly so in a way they always can hide their maladministration and malpractice which is a problem for everyone.
Louise Cook from the Dwp never response to any complaint i copy her in too the email complaints. But I am not giving up and continuing to try to hold them accountable for their appalling malpractices as much as I could in a civilise manner.
The issues I am encountering with the Dwp UC office at the moment are:
1. They generally do not communicate with landlord when APA is set up from, when it ends and any changes. They also do not confirm the period any APA payments cover.
2. They have now said to me with APA application outwith rent arrears tiers, I must fill in the secure UC47 form and 'send it by post' only and email application is not acceptable. The adviser said to me that is for security reasons which begs believe and does not make sense. How does sending documents by post make it any more secure apart from giving them another excuse not to process the APA claiming it is lost in the post as the Lha office use to do all the time.
3. They say they will not pay the last months if the tenant does not complete the last assessment period meaning if 30 days pass on that month and the assessment period ends on 31st of that month, the landlord do not get rent paid for 30 days and that is their ill policy.
3. They generally do not follow the guidance for APA and when challenged over the phone, half the time they hang up on the phone if they can not answer a question they know they are wrong with.
4. There is no accountability for their wrong doings in their totally disguised administration all under the pretext of GDPR to hide themselves.
I really feel it is setting this country back decades and the administration is as i tell them over and over again on the phone, uncivilised practice. Not sure what the answer is if this is 2019 government administration in the UK.
Mick Roberts
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Sign Up15:25 PM, 8th July 2019, About 6 years ago
Reply to the comment left by Alan Wong at 08/07/2019 - 15:20
I've said exactly same Alan.
The way UC operate has gone back 20 years. HB as awkward as it was, the senior staff still had common sense, u could talk to em and email em.
With UC, there is no communication whatsoever and their answer is the superbly responsible tenant must deal with it.
The senior UC complaints managers seem to have less intelligence than the lowest ranking HB trainees of 1989.
Bill irvine
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Sign Up16:29 PM, 8th July 2019, About 6 years ago
Reply to the comment left by Alan Wong at 08/07/2019 - 15:20
Hi Alan
Louise Cook is the Senior Partnership Manager, Scotland. I know her well. Recently, I asked her to provide the names of each Work Coach, Account Manager and their email addresses so landlords like you could communicate your queries and concerns direct to the Decision Makers, operating at the coal face. She refused my request, even though I'd received the same information from DWP (already in a template format) for all parts of London. Her reason - the template would quickly be out of date as staff change frequently. Apparently, it's beyond the scope of her and colleagues to update as and when this happens. The real reason for not wishing to share the information is - she, like so many of her senior colleagues, don't want landlords to gain full access as the truth would be told be her subordinates - staff under-resourced, poorly trained; poorly supported, IT deficient etc. etc. I've subsequently written to Neil Couling and Amber Rudd MP twice with not even an acknowledgement. So, I recently wrote to Sir Ian Diamond, Chair of the SS Advisory Committee and Frank Field Chair of W & Ps Committee to expose the level of unaccountably that exists in DWP's hierarchy. Truly shocking!
Mick Roberts
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Sign Up16:58 PM, 8th July 2019, About 6 years ago
Alan, https://universalcreditadvice.com/ has loads of extra tips and help we don't know about. And all the stuff DWP don't want us to know.
And Alan and any other HB LHA UC DWP Landlords listening, if u can put the link of this forum thread on Twitter and tag @NeilCouling and @AmberRudd if enough of us do it one day, the penny might finally drop with them. We're only trying to prevent homelessness and it's shocking that DWP don't want to work with Landlords on that.
The DWP lot on Twitter don't like these Tweets and if they get enough of em, they may act.
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Sign Up21:39 PM, 8th July 2019, About 6 years ago
Reply to the comment left by Mick Roberts at 08/07/2019 - 16:58
Hi i'm new to twitter, but just started the account. How do i tag @NeilCouling and @AmberRudd? I searched it up and it says I have to add a photo then tag them in it?