Readers Question

HMO licence tenants say they are related – Cousins?

HMO licence tenants say they are related – Cousins?

I have a three-bedroom flat and the single room does not meet the council’s new imposed minimum room size of 7.1 square meters and so does not meet the licensing criteria. I have 3 students from...

Local council is offering to lease my flats?

Local council is offering to lease my flats?

Hi everyone, My local council is offering to lease my flats on an interim lease agreement, whereby they would use the properties as temporary accommodation for households owed a duty under S188 or S193...

The Telegraph needs help from investors

The Telegraph needs help from investors...

Hello, my name’s Melissa Lawford, I’m the property correspondent at The Telegraph. I’m writing an article about how the pandemic has reshaped the market and has created new investment...

HELP we have 3 personal BTLs with 3 different lenders and want to incorporate?

HELP we have 3 personal BTLs with 3 different lenders and want...

Hi there all, We have three BTLs with three individual mortgage providers which are Virgin Money, Santander and Halifax in personal names obviously section 24 and the tax implications are an issue. We...

Cautionary tale to include fire cover clause in AST!

Cautionary tale to include fire cover clause in AST!

We own a small bungalow that we rent out via an agent. We picked a local agent as the property is too far away from our home and neither of us has the specialist knowledge to self manage. Over the Bank...

Holiday Let Purchase – Best Through A Company Or Not?

Holiday Let Purchase – Best Through A Company Or Not?

Like so many other Landlords, we’re at a crossroads at present, and about to diversify into the Holiday Let business. It’s something we’ve explored before, especially as two of our BTL properties...

Separate the freehold and leases?

Separate the freehold and leases?

I own the upstairs flat in a converted house of two flats. I also own a 50% share of the freehold. I have had an offer accepted on the ground floor flat and the other 50% share of freehold...

Freehold – what’s it worth?

Freehold – what’s it worth?

Hi, There is a block of 12 residential flats in a small town in West Sussex. They had Ninety-Nine-year leases granted in 1979 with a ground rent of £15 pa, increased in 2009 to £30 pa with another increase...

New gas safety certificate to sell?

New gas safety certificate to sell?

My last tenant has vacated my property, which I now plan to sell off as soon as possible. The Gas Safety Certificate has expired today, and I am wondering if I get a new certificate would it make the property...

How are Councils assisting Afghan refugees to find properties?

How are Councils assisting Afghan refugees to find properties?

There are funds available to LA’s to provide accommodation to Afghani refugees, but they have no properties of their own to offer. Many Social Housing providers (that the LA’s have no choice...

Does estate agent owe me half of the holding deposit?

Does estate agent owe me half of the holding deposit?

An estate agent has refused to pay me half of the holding deposit of tenants who withdrew on the point of signing. Does he have the right to hold onto their full holding deposit? When this has happened...

Buy to Let Tax Advice Required on our Let to Buy Plans Please

Buy to Let Tax Advice Required on our Let to Buy Plans Please...

My wife and I are looking to buy a larger more expensive home and let the one we currently live in. Barclays have offered us some great interest rates because we have a large deposit for the new property...

HMO rooms rated as Band A?

HMO rooms rated as Band A?

After having gained planning permission we recently carried out a renovation of a large house into a 7 bedroom HMO with all the rooms benefitting from their own en-suite, but still having to share kitchen...

Help – Tenant won’t move out of unsafe building?

Help – Tenant won’t move out of unsafe building?

I’m hoping someone can point us in the right direction as Rent Smart Wales, NRLA or the council have been unable to help. We have a building in 3 flats, the top floor is rented to a tenant who has been...

Using the previous landlord’s escrow account?

Using the previous landlord’s escrow account?

I purchased a property with a sitting tenant. The vendor (previous landlord) set up an escrow account as insurance against rent arrears. For various reasons I decided to give the tenant the benefit of...

Tenant Referencing – who do you use for a thorough check these days?

Tenant Referencing – who do you use for a thorough check...

Hello, I used to use TenantReferencing.co.uk and was very happy with their application form and their 9-point checks. They left the market some time ago, and I still haven’t found a suitable replacement...

How to put my rental property on the market?

How to put my rental property on the market?

Hi, I am sure many landlords are probably in the same situation as myself, and I am looking to now sell a rental property. I know I have to give 4 months notice, but can I still get the property on the...

Buying younger children an investment?

Buying younger children an investment?

Hi, I want to purchase a flat for cash, for my two boys (aged 15 & 13yrs). The income will take care of any maintenance and service charges as well, and the balance contributing to their ISA’s.

Reclaiming lost rent – Tenant perspective?

Reclaiming lost rent – Tenant perspective?

Hi, I’m a Landlord of 25 plus years. Registered under the Wales / Cymru scheme. However, I’m here as a Dad of a full-time student. His property was not fully ready at the commencement of the...

Implied surrender of tenancy with 18 months arrears?

Implied surrender of tenancy with 18 months arrears?

My tenant who is over 18 months in arrears promised she would return to the UK from an EU country at the end of June once she has been granted settled status in the UK. She has not returned...

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Wednesday 15th August 2012

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