Readers Question

My 2 hour walk cost me £194 when my tenant could not contact me?

My 2 hour walk cost me £194 when my tenant could not contact...

While I was out on a walk my tenant tried to contact me to say her boiler had broken down and the emergency breakdown co I was insured with would not attend without my permission even though the tenant...

Rent being held back by agent after slipping on to periodic tenancy?

Rent being held back by agent after slipping on to periodic tenancy?

When starting out as a landlord 10+ years ago, I used letting agents to find tenants. One extreme annoyance was having to carefully read through (and often modify) each agent’s own tenancy agreement.

Is having a guarantor a failsafe?

Is having a guarantor a failsafe?

Bearing in mind all the issues that can arise, even things as simple as a rent increase meaning it becomes invalid to enforce on the guarantor (never mind rent arrears and damage!), does anyone do their...

Kitchen Conversion – Planning Permission?

Kitchen Conversion – Planning Permission?

Hi folks, Hope you are all well. I am going to buy a house and can see the following applications regarding this property on the council website.: 1: Kitchen extension to property Address Ref. No: xx/xxxx/FUL...

Land transaction tax in Wales?

Land transaction tax in Wales?

I sold my home in Wales in March 2020, and I moved in with elderly parents who needed care during lockdown etc. I paid support for my parents in their home, so I now wish to buy a neighbouring bungalow...

Can I make a stand by stop paying ground rent or service charge?

Can I make a stand by stop paying ground rent or service charge?

Dear all, We bought a leasehold ground floor flat (no basement below) in a mansion block a few months ago. During the conveyancing process, our Home Buyer report highlighted possible rising damp in the...

One tenant wants to leave?

One tenant wants to leave?

Hi 118 readers, I wonder if someone might be able to advise me, please. I have a couple renting a house, and their initial 6-month tenancy expires next week. I have had an email from one of the tenants...

Avoiding the additional stamp duty by transfer of deeds?

Avoiding the additional stamp duty by transfer of deeds?

I bought a 2-bed flat in 2016 in Scotland as my main residence for £167k and have £77k left on the mortgage, the flat I believe now to be worth only ~£90k. I moved back to England and bought a second...

Deposit recovery after vexatious bullying claim and no address?

Deposit recovery after vexatious bullying claim and no address?

A tenant of mine left my flat with about £7,000 rent arrears: £6,300 during the tenancy and another £750 or so after refusing to vacate, and only leaving after a possession order hearing date had been...

Deed of Trust to Spouse or Ltd Company to reduce Tax?

Deed of Trust to Spouse or Ltd Company to reduce Tax?

I am a high rate income taxpayer with 3 Buy to Let properties in my sole legal name. All three properties have an outstanding mortgage on them. I am a UK citizen married to a US Citizen, we are both UK...

Consent To Let Problem?

Consent To Let Problem?

Between Christmas and New Year, we became aware of a problem regarding consent to let on our home. I bought a property a while back and in 2018 was offered a job elsewhere. I called my lender, HBOS...

Renting out our main residence?

Renting out our main residence?

We have a shared 25% ownership apartment with a mortgage in London which is currently our main residence, and we need to move to the Northwest for 1 or 2 years. We would need to rent out our London apartment...

Do you remember offset mortgages?

Do you remember offset mortgages?

Hi all, Do you remember offset mortgages and in particular if they are still available on Buy to Let property? Has anyone taken one out recently, and how does it work for them? Was it worth the potential...

Flaw in the Tenancy Referencing Process?

Flaw in the Tenancy Referencing Process?

Being a newbie to the rental business, I employed an agent to find me a tenant plus full management of the property. The tenant has now done a ‘flit’ leaving behind all his furniture and unpaid...

Letting agent fees query – 6 months management charge?

Letting agent fees query – 6 months management charge?

Hello everyone, My question is If you pay/select full management for a letting agency for a year’s tenancy, but subsequently the tenant wants to stay on for a FURTHER year and do a new tenancy/renewal...

Nightmare tenants – Aren’t they always?

Nightmare tenants – Aren’t they always?

Hi everyone, I’m new to the forum. I renovated my daughter’s house (Scotland ) which was uninhabited for some time and in poor repair. I footed the bill myself as she was unable to, and I didn’t...

EPC rating low but sticking to Planning Requirements?

EPC rating low but sticking to Planning Requirements?

I have just had an EPC done which refers to the single glazing as ‘very poor’ leading to a D rating overall despite the rest of the report showing Good or Very good in all the other areas.

Form 17 vs Actual Equity Transfer?

Form 17 vs Actual Equity Transfer?

Hello, My wife and I hold a rental property with 50:50 share, due to changes in our employment situation I want to transfer 90% of the income from the property to my wife. I understand I could achieve...

£4,000 Legal Claim for Damages – Advice Please

£4,000 Legal Claim for Damages – Advice Please...

I have received a Solicitor’s Letter (No Claim No Fee Solicitors) sent on behalf of my ex-tenants claiming £4,000 in compensation, although the letter doesn’t say what the compensation is...

Management Agent Overcharging from 2019?

Management Agent Overcharging from 2019?

Dear All, I own a flat in a block of 6 flats and have been up-to-date with my service charge. Every so often, I get an extra fee called “balancing service charge” after which I had made payment...

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Wednesday 15th August 2012

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