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Spiralling finance costs in turbulent times?

Spiralling finance costs in turbulent times?

I’m looking to remortgage and fix for 5 years but I’ve found that 4 of my properties are being classed as commercial which is dictating higher interest rates and ‘setup fees’. The four...

10:44 AM, 20th May 2022, About 2 years ago |  11

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Rent to service accommodation investment advice?

Rent to service accommodation investment advice?

Hi all, Some companies do rent to service accommodation and I am looking for advice on this market, please. This type of contract is where you lease an apartment from them for say 3 to 5 years and you...

10:37 AM, 20th May 2022, About 2 years ago |  2

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Tricky Use Class Issue (D1/E or F1)?

Tricky Use Class Issue (D1/E or F1)?

Can anyone please advise on this? We have had our offer accepted on a little church hall which is being sold by the trustees. It has been used as a parent and toddler group for about 16 years and is only...

11:21 AM, 19th May 2022, About 2 years ago |  8

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Can they build another 2 storeys on top of my block?

Can they build another 2 storeys on top of my block?

Hi everyone, I own a top floor flat in a 3 storey flat roof 1960’s Block and the new freeholders have sent us all a letter saying they intend to build a further two storeys of flats on top of the building.

10:41 AM, 18th May 2022, About 2 years ago |  5

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Transfer of equity with partner not spouse and SDLT?

Transfer of equity with partner not spouse and SDLT?

I own a BTL property in my sole name and intend to transfer the title into joint names with my partner and transfer a small percentage of equity (10-15%). We are not married so it’s not a transfer...

12:19 PM, 16th May 2022, About 2 years ago |  3

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Lease Extension – Tax Implications?

Lease Extension – Tax Implications?

Hi everyone, In 1999 we purchased a one bedroomed leasehold flat. Several years later we extended the lease at some considerable cost. We recently sold the flat and now have to calculate the CGT owing.

12:00 PM, 16th May 2022, About 2 years ago |  3

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CGT on selling a share of my Buy to Let?

CGT on selling a share of my Buy to Let?

I need to raise some finance shortly and one of the options I am looking into is to sell 2/3rds and retain 1/3rd of a freehold BTL property I’ve had for 20 years. Going forward the house will remain...

9:03 AM, 16th May 2022, About 2 years ago |  6

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Letting agent didn’t serve prescribed information for deposit protection?

Letting agent didn’t serve prescribed information for deposit...

Hi everyone, My letting agent didn’t serve the tenants the prescribed information for their deposit protection. This was for a number of properties of mine. I am obviously now in the process of de-instructing...

8:45 AM, 16th May 2022, About 2 years ago |  6

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Can I index link rents into my tenancy agreements?

Can I index link rents into my tenancy agreements?

Hi all, I have just been talking to a fellow landlord and in the discussion, the question and idea came up can we index link the rent into an AST contract? The next question is if this indexing clause...

8:34 AM, 16th May 2022, About 2 years ago |  72

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Smart Property Investment UK – Bank Conversion Site Tour

Smart Property Investment UK – Bank Conversion Site Tour...

How you can do smart property investment in the UK right now. Join me on site of my latest Property Deal, where I have purchased a bank in Rickmansworth. I plan on using Permitted development to turn the...

17:01 PM, 13th May 2022, About 2 years ago |  0

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Personal borrowing hampered by BTL mortgages?

Personal borrowing hampered by BTL mortgages?

Has anyone else found that since the financial crash of 2008 you are unable to get so much as a credit card? We previously had our mortgages in business loans with a single lender. This loan didn’t...

16:03 PM, 12th May 2022, About 2 years ago |  2

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Dry rot in two leasehold flats and the joint freeholder is not responding?

Dry rot in two leasehold flats and the joint freeholder is not...

My daughter owns a 1st-floor leasehold flat with 50% of the freehold. In April last year, dry rot was identified in her staircase and the adjoining exterior wall. The owner of the ground floor flat (GFF)...

15:14 PM, 12th May 2022, About 2 years ago |  2

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Levelling Up and Regeneration Bill gives Councils power over private property

Levelling Up and Regeneration Bill gives Councils power over...

Government released details of the Levelling Up and Regeneration Bill discloses powers that will be given locally to councils to take control over empty properties, second properties and high streets.

10:43 AM, 12th May 2022, About 2 years ago |  12

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Tenant cannot quite raise enough to buy their home?

Tenant cannot quite raise enough to buy their home?

Hi everyone, We have a very good tenant of nearly 13 years standing. However, we would now like to sell the house and the tenants would like to buy the property which is their home. The maximum mortgage...

10:20 AM, 12th May 2022, About 2 years ago |  15

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Guaranteed Rental agency – Can’t get my property back after 3 years

Guaranteed Rental agency – Can’t get my property...

Back in 2013, we signed a contract with a Guaranteed Rental letting agency for a 3 year period. The contract stated that if/when we wanted our property back (after the 3yr period) we would give 2 months...

16:37 PM, 10th May 2022, About 2 years ago |  12

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I am inclined to Ok tenant leaving early before the break clause?

I am inclined to Ok tenant leaving early before the break clause?

I rent out an apartment. The initial contract started on February 13th 2021 and the fixed term was for twelve months. The tenant renewed for a further twelve months from Feb 13th 2022. The tenant is now...

16:22 PM, 10th May 2022, About 2 years ago |  8

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CGT return – Have I got this right and can I use paper?

CGT return – Have I got this right and can I use paper?

My net income for the tax year ending April 2021 will be £20,000 and I expect it to be the same next tax year ending April 2022. However, I now have a vacant property and am considering selling it. I...

10:24 AM, 10th May 2022, About 2 years ago |  28

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The Council has no workers?

The Council has no workers?

My neighbour is a council tenant and is not the best neighbour it is possible to have. Her children have made the fence fall down and that has taken my tenant’s privacy. The fence belongs to the...

13:23 PM, 6th May 2022, About 2 years ago |  5

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Build to Rent – A good idea or not?

Build to Rent – A good idea or not?

I am wondering what subscribers think about the new trend of large build to rent developments. I can see the attraction to young people, with communal hubs, IT suites and on-site coffee shops etc. It means...

11:38 AM, 6th May 2022, About 2 years ago |  4

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Non-Permitted occupier in second bedroom?

Non-Permitted occupier in second bedroom?

Having recently let a two-bedroom flat to a young couple through my local letting agent, the tenants have recently moved in another person to the second bedroom. My letting agent says this new person,

10:19 AM, 5th May 2022, About 2 years ago |  27

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