Readers Question

Liverpool granting licences to Agents and not Landlords?

Liverpool granting licences to Agents and not Landlords?

I have received a letter today from a Letting Agent: “We have been in discussion with Liverpool Council regarding the issuing of licenses under their new Selective Licensing Scheme. We have had a number...

Disclosing confidential tenant details to loss adjuster?

Disclosing confidential tenant details to loss adjuster?

My tenants, a family of about 4 years have absconded. They were 2 months in rent arrears, left the water on and there were other malicious damages. I am currently going through the Landlord Insurance claim.

Inflation linked rent review clauses?

Inflation linked rent review clauses?

Hello Property118’ers, I wish to add inflation-linked rent review clauses to my assured shorthold tenancy agreements moving forward. Can anyone provide a copy of the clauses used that would stand...

Spouse/Partner Leave to Remain visa?

Spouse/Partner Leave to Remain visa?

I have had an application that gives this detail (Spouse/Partner leave to remain) on the biometric card. I have asked for a share code from the prospective tenant. Looking this up on the government website...

Would a Processor Server help where High Court Bailiffs have failed?

Would a Processor Server help where High Court Bailiffs have...

Hi all, I read on this site that some landlords use Process Servers. Can someone please explain how that works? I have two large outstanding debts from previous tenants who have long since been re-housed...

Anyone still taking on ECO3 grant work?

Anyone still taking on ECO3 grant work?

I understand this scheme is still running as the details of the ECO4 have not come out yet. Does anyone know of an installer in the TQ Devon area I could contact, please? I am having difficulty securing...

Selling a small portfolio?

Selling a small portfolio?

Dear 118 members, I’m looking for some feedback/advice on selling a small property portfolio and would like to know how members have found the process. We have 6 flats, 1 house and a shop as well...

EPC exemptions after spending £10k?

EPC exemptions after spending £10k?

I understand that should we be unable to achieve an EPC rated at C on a rental property and I’m thinking of one property in particular where the last EPC was done in 2018 when it was given an E.

I can’t be the only one facing credit frustration or am I doing something wrong?

I can’t be the only one facing credit frustration or am...

Since the crash and subsequent restructuring of the BTL market, our business borrowing has gone from a business loan to a lot of “personal” loans that now appear on our credit searches. I imagine...

Section 24 treatment for financing EPC upgrades?

Section 24 treatment for financing EPC upgrades?

Hi everyone, I was just thinking as a property investor renting out properties about being faced with the high costs of upgrading to meet minimum future energy efficiency standards (EPC). We are being...

Frequency of property inspections?

Frequency of property inspections?

How frequently do people on Property118 inspect their properties? I usually do it six months into a new tenancy and if all looks well then once a year. I am very careful with tenant selection. A niece...

Should she do this?

Should she do this?

My friend allowed someone (call him X) to stay at her empty house from the end of June 2021 as he had nowhere to go. She was going to Spain for a few months and the property was in the throws of being...

Additional SDLT refund criteria?

Additional SDLT refund criteria?

Hi All, I have a question regarding the additional SDLT refund criteria. My wife purchased her property in November 2017 before moving into my property in January 2020. I have owned my owned property since...

Housing Policy – Mosaic or Mystery?

Housing Policy – Mosaic or Mystery?

This morning, the Housing Secretary, Michael Gove, described Housing Policy as a Mosaic as the Government announced several proposals, all of which have already been announced over the last 5 years. These...

Professional Consultant Certificates Vs Structural Warranty Insurance

Professional Consultant Certificates Vs Structural Warranty Insurance...

Structural Warranty Insurance. (A.k.a New home warranties) and professional consultant certificates give financial institutions confidence that the building is in good condition and enables the end purchaser...

Late service of Prescribed Information?

Late service of Prescribed Information?

S21 requires EPC, How to Rent Guide and CGC papers to be issued to a prospective tenant BEFORE the tenancy is agreed or started, or the S21 notice is INVALID. I have read somewhere that LATE service is...

Name on AST and DPS Certificate Spelt Incorrectly?

Name on AST and DPS Certificate Spelt Incorrectly?

I have a tenant who is subletting his room and is refusing to quit his tenancy and return keys. He pays his rent on time and in full every month. Its a single room with shared kitchen and bathroom facilities.

Can tenant claim disrepair when they have got kitchen in this state?

Can tenant claim disrepair when they have got kitchen in this...

An elderly (aged 80), long standing tenant told me on Thursday that she needs work done in her kitchen and I said I would get my builder to see what could be done. Then I looked in the kitchen – there...

Million Pound extension – Lender requiring a structural warranty?

Million Pound extension – Lender requiring a structural...

Two years ago I purchased a 4 Bed house for over £450k via a mortgage with Natwest. The house had a large footprint and my plan was the do an extension of the house. The extension resulted in a new frontage...

HMO bills included – Energy cost doubling and doubling again what are landlords allowed to do?

HMO bills included – Energy cost doubling and doubling...

HMO properties are under rules from the councils such that HMO owners must include bills. With gas and electric bills doubling and doubling again, this makes most HMOs lossmaking. You’re only allowed...

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Wednesday 15th August 2012

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