Readers Question

Are student HMO rentals in decline?

Are student HMO rentals in decline?

Hello everyone, My 4 bed Victorian terrace in Leicester, a big university city, has been rented to students for 7 years through an agency. Last year was a struggle to rent and there have been no viewings...

I’m selling my rental property – but tenants are struggling to find a home

I’m selling my rental property – but tenants are...

Hello everyone, We’ve had a great tenant for over a decade – single mum with 2 boys. She has an IVA (Individual Voluntary Arrangement) but has never missed a rent payment and is no trouble...

What can a tenant’s deposit be used for?

What can a tenant’s deposit be used for?

Hello everyone, I have had a housing benefit tenant, with the rent paid by Universal Credit, since April 2021 and the tenancy ends on 31 October 2022. The rent for April and May was paid on time by Southwark...

Is it time for landlords to have guarantors for all tenants?

Is it time for landlords to have guarantors for all tenants?

Hello everyone, In these difficult economic times, firms are regularly going bust and creating financial problems for their employees, and the SE (self employed) are just as vulnerable. Would it not make...

Unacceptable tenants – do I need to supply a reference?

Unacceptable tenants – do I need to supply a reference?

Hello everyone, We had tenants for 4 years living in our 5 bed house next door. We got on very well and we were quite relaxed with them. Over time however, I came to realise that they were moving in more...

Short-term let over the winter to cover energy prices?

Short-term let over the winter to cover energy prices?

Hello, We have a holiday let and as the cost of living climbs… are considering putting our 5-bed holiday house in Norfolk, that we live next-door to, on a short term let over the winter months. Our...

What to do about CO alarms?

What to do about CO alarms?

Hello everyone, If you have fixed gas appliances in residential premises you let, the Smoke and Carbon Monoxide Alarm (Amendment) Regulations 2022, unintelligible as they are, will affect you from 1st...

Tenant’s poor housekeeping causing property disrepair?

Tenant’s poor housekeeping causing property disrepair?

What to do for the best? I have long-standing tenants (from 2016) who don’t appear to have done any cleaning since then. The shower cubicle resembles a 21st-century Black Hole of Calcutta (i.e. it...

Return of deposit with Blu Tack marks on walls

Return of deposit with Blu Tack marks on walls...

Hello, I value everybody’s opinion here. I had a long term tenant in a flat which has been quite low maintenance. He asked for new carpet which I provided and 4 days later he gave notice, a month...

Shaving Foam Is Dead!

Shaving Foam Is Dead!

Those of you with long memories will recall the talks I gave 5 to 10 years ago about my ‘shaving foam technique’. It got me hated by the #leaseholdscandal keyboard warriors, who saw it as encouraging...

Anyone housed an Afghan family via an AST?

Anyone housed an Afghan family via an AST?

Hello everyone, Isn’t the language barrier the biggest issue at the end of the day? I’ve taken a single Ukrainian lady on in a one bed flat who was fleeing from the war (via reference from...

Head leaseholder wants to muscle in!

Head leaseholder wants to muscle in!

Hello everyone, My wife and I own a leasehold flat in a block of six. A head leaseholder is named on the lease but the freeholder is unknown. We want to extend the lease, so made every attempt to identify...

Loft Flat Is Uninhabitable at 38 Degrees

Loft Flat Is Uninhabitable at 38 Degrees...

Hello everyone, My London (Clapham) Loft flat has become “uninhabitable” and/or “uncomfortable to live in” says my Tenant. She further says it is consistently 4 or 5 degrees higher...

NatWest shut down all of my Bank Accounts – What Can I do?

NatWest shut down all of my Bank Accounts – What Can I...

I Have been with Nat West since I left School – over 50 years ago now. I have never let them down or had a problem with them. Out of the blue, with no notice or warning, yesterday they shut down...

Keep mortgage or cash?

Keep mortgage or cash?

Hi everyone, I have a £100k cash fund in the bank and it is losing 10% ( ?) pa due to inflation. I also have a Buy to Let interest only mortgage in my personal name on a single-let apartment costing 4%...

Do we need a database of rogue tenants?

Do we need a database of rogue tenants?

Hello everyone, I am going to respond to the government’s White Paper consultation. Firstly, there appears to be less support for PRS landlords than we had been led to believe the new Bill would...

Assured Shorthold Tenancy with break clause vs Two-year Fixed Tenancy?

Assured Shorthold Tenancy with break clause vs Two-year Fixed...

We are private landlords by default. For the past 5 years we have had a couple rent our property under an Assured Shorthold Tenancy agreement which includes a usual break clause. We are now looking to...

My own personal holiday home in Spain?

My own personal holiday home in Spain?

Hi, I understand that it’s best to consult a specialist lawyer but I thought I’d ask in case others are in the same position. I have properties in the U.K. in my personal name and am a higher-rate...

BTL lenders asking for EPC C or above?

BTL lenders asking for EPC C or above?

Just a heads up for everyone – I’ve recently remortgaged to fixed rate products due to the continual increase of the Bank of England Base Rate and, no doubt more to come on the 4th of August!

Landlord responsibility to notify LA of new tenancy?

Landlord responsibility to notify LA of new tenancy?

Can anyone advise, please? I had a new tenant move in some time ago. I advised the tenant that he had 4 weeks to notify the Local Authority of his responsibility for Council tax. However, he has only managed...

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