Readers Question

Winter of Discontent: All electric leasehold property question

Winter of Discontent: All electric leasehold property question...

What are peoples’ thoughts re a landlord’s requirement to provide heating in an all-electric leasehold flat, please, and what can be used should there be power cuts? There is no open fireplace.

Selling some properties to reduce our exposure to risk

Selling some properties to reduce our exposure to risk...

My wife and I only found Property118 a few months ago and we’ve since become huge fans. We have read dozens of your articles, mainly about the economic prospects for the rental property market, mortgages,

Guarantors legal liability throughout periodic?

Guarantors legal liability throughout periodic?

I am still uncertain whether a guarantor can be held liable for various debts throughout a periodic tenancy. Referencing a previous posting one member said “The key point is stating they`re responsible...

£400 energy rebate for 4 studio units when tenants are on the edge?

£400 energy rebate for 4 studio units when tenants are on the...

How do my tenants get the £400 energy rebate when they pay their gas bills as part of their rent? I have a house in 4 studio units, the water and gas are included in the rent payment while electricity...

Advice needed on the allocation of residential service charges

Advice needed on the allocation of residential service charges...

Hello everyone, I am a leaseholder in a small block of 6 flats that is self-managed through a limited company in which each leaseholder has an equal share (the Management Company). The flats were created...

Cavity wall insulation to get block down to EPC rating C?

Cavity wall insulation to get block down to EPC rating C?

I have a flat I rent. It is 1 of 4 in a block. It is located on the first floor. The other flat on the same floor is also rented. The 2 flats on the ground floor are both privately owned.

Any out of the box suggestions for the end of student fixed term tenancies?

Any out of the box suggestions for the end of student fixed term...

Hello everyone, All of us as landlords are affected in different ways by the raft of HMRC taxation and government regulation. As a student landlord of 25 years I am struggling to understand how the end...

How to find status of unadopted lane?

How to find status of unadopted lane?

There is a lane at the back of one property (well, at the back of the entire terrace). I don’t know how to find out whether it is private, just unadopted or what. I want to find out as I think the...

Fire risk assessments and FRAEW?

Fire risk assessments and FRAEW?

Hello everyone, I am keen for readers’ views relating to the fire risk assessments and Fire Risk Appraisal of External Walls (FRAEW). I’m just wondering how other professional landlords are...

How to resolve £400 outstanding on a prepayment meter?

How to resolve £400 outstanding on a prepayment meter?

Hello everyone, The property I have just purchased has over £400 outstanding on a secondary prepayment meter in a leasehold flat, resulting in no electricity. The freeholder sells credits for the meters...

Mechanics of putting a clause in a long lease – Lender wants a soft charge?

Mechanics of putting a clause in a long lease – Lender...

Morning All, I have a remortgage renewal and the lender wants to take a ‘soft charge’ on the freehold of the building which houses 6 flats. They say because I am the director of the management...

What is the Universal Credit maximum rent?

What is the Universal Credit maximum rent?

Hello everyone, How do landlords with long term tenants achieve the best rents when they let to tenants receiving Universal Credit? I generally keep my rents low for existing tenants. If they are paying...

Why do HMO bedroom requirements matter?

Why do HMO bedroom requirements matter?

Hello everyone, I have a 3 bedroom flat, that was rented to 3 sharers (friends on 1 AST) for over 10 years. It has 2 doubles and a large single. The new rules meant that I either had to rent it out as...

What is a guarantor’s suitability and need?

What is a guarantor’s suitability and need?

Hello everyone, I am being told, I think, some unusual things about the need for guarantors by a large national agency. First of all they said there was no need for a guarantor if the tenant met the 2.5...

Demand for 18 years of council tax – but tenant has already paid

Demand for 18 years of council tax – but tenant has already...

Hello everyone, We have a rented property which we have rented to the same tenant since 2003, a verbal tenancy of 6 months minimum then periodic. The council sent us a demand in December last year for...

Media Support for Landlords?

Media Support for Landlords?

Ben Beadle of the NRLA has managed to have a much-needed article in support of the PRS published in the Telegraph on Monday 8th August. https://www.telegraph.co.uk/property/buy-to-let/next-prime-minister-needs-undo-damage-unleashed-landlords/...

How do I identifying a freehold owner?

How do I identifying a freehold owner?

Hello everyone, How do I identify the freehold owner of a 999-year leasehold, 2 bed terraced property? I would like to buy the freehold. Also, is it possible to get a ground rent of £1.60 per year to...

Do I need consent to let from the Freeholder?

Do I need consent to let from the Freeholder?

Hello, Do I need consent to let from the Freeholder when I am planning to get a potential tenant on an AST? According to the Section X of the lease document: “To sublet the whole or any part of the...

Refund for damages out of tenant’s deposit

Refund for damages out of tenant’s deposit...

Hello everyone, Based on the level of damage at the end of a tenancy, the tenant agreed to refund me £550 out of his £750 deposit, which was paid to me by the letting agency. Then the agency submitted...

Help with independent subsidence claim needed

Help with independent subsidence claim needed...

Hello, Can anyone suggest where I can find a genuinely independent firm to oppose/fight disinterested insurers for a subsidence claim? There are dozens of biased loss adjusters etc who are paid well by...

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Wednesday 15th August 2012

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