Readers Question

Ground rent notice not received by 18 lease holders?

Ground rent notice not received by 18 lease holders?

Long story short, we had a new landlord who was late sending the march ground rent out and 18 leaseholders did not receive it. We did not know who the new landlord was or any payment details. We made a...

Council tax on uninhabitable property driving me crazy?

Council tax on uninhabitable property driving me crazy?

Hi all, This situation is causing me real stress and I’m not sure where to turn. I bought a property to completely renovate. I told the council that it would be empty and a valuation officer visited...

Transferring property back to myself?

Transferring property back to myself?

Hello, Can you please advise the best way to transfer my flat back to me now? In 2005 I bought my first one-bedroom flat for £265,00.00 getting a mortgage of £238,075.00 2007 I got married and bought...

Selling an HMO?

Selling an HMO?

Hello, We’re thinking of selling a fully tenanted and licensed 5 bed HMO in Aylesbury. Does anyone have any experience of this process and options to sell with tenants in situ? We’re aware...

Letting agency contract?

Letting agency contract?

Hi, Since 2004, I’ve rented out a property using a national letting agency. They introduced the tenant, who is still there, and since 2004 they have charged me 8% just to collect the rent. I want...

Questions with an inherited property?

Questions with an inherited property?

Hi, I have inherited a property worth £900k with no mortgage. I am converting the house into two flats, I have planning permission and I plan to rent out both flats after the work. I plan to get a development...

Can I withhold service charges?

Can I withhold service charges?

On June 4 2022 , the communal roof of my 7th floor apartment which I rent out was breached by rain water causing damage. The event was a major inconvenience to my tenant who had to vacate the premises...

Tenant find service only

Tenant find service only...

Hi, Is it possible for an agent to only find you a tenant and reference them on your behalf – or do you have to be tied into using their AST too? I have used an agent in the past but she insisted...

Over charge mortgage assessment needed

Over charge mortgage assessment needed...

Hi, I wish to have my mortgage statement audited because I think I have been overcharged. I wonder if anyone can share their experience and company they used? Thank you. Nam...

In need of a lift

In need of a lift...

We purchased a flat just over a year ago, we did so as the flat was in a nice area, near to our family and importantly due to our advancing years and my wife’s disability, she is in need of a hip...

DIY conveyancing for transferring own house to ltd company

DIY conveyancing for transferring own house to ltd company...

Hi, I finally decided to transfer my personally owned & lived in property to a ltd company for renting out. I have always lived in this property and will be moving out soon. I understand that transferring...

Renting your main residence and CGT

Renting your main residence and CGT...

I am contemplating renting a family home which we have lived in for 25 years. Given the length of time we have owned our house there is a lot of financial gain in value. I have now learnt that if we rent...

CGT on insurance payout?

CGT on insurance payout?

My wife and I had a rental flat flooded in July 2021. It immediately became uninhabitable and remained so for a year while negotiations with our insurers were ongoing. These were eventually settled for...

Domestic violence & beneficial ownership

Domestic violence & beneficial ownership...

Please help and advise. I am at my wits end. I jointly purchased a property 50/50 with my violent ex-husband. On divorce, our joint building society would not let me take the mortgage on in my sole name...

Fire break wall – Capital Expenditure or Revenue Expenditure?

Fire break wall – Capital Expenditure or Revenue Expenditure?

Hi all. Hopefully, somebody on this superb property resource can help me with a tax query. At the request of my landlord buildings insurance, I have recently had a fire break wall installed in the loft...

Issues with landlord-section 13

Issues with landlord-section 13...

My partner and I have been having issues lately with our landlord. The Property was not in good shape and the landlord was not aware of the state of the property when she tried to let it. The owner (her...

Offer accepted on a house. They have no extension papers or PRC certificate

Offer accepted on a house. They have no extension papers or PRC...

I have had an offer accepted on a semi detached house. It was offers over £260,000. I had an offer accepted for £261,000. It was last sold in 2015 for £255,000 with the current extension, and from the...

Scratched hob – should the tenant pay?

Scratched hob – should the tenant pay?

Hi, I installed a brand new ceramic hob before my tenant moved in, even provided liquid hob cleaner, along with a note asking them to use flat pans only along with user manuals. The tenant has just moved...

Property insurance costs

Property insurance costs...

Hi, I made a claim after my tenants ruined the property, stole the bathroom, kitchen, radiators. The place has been empty since March so large loss of rent. The insurers would only pay for the boiler to...

Obtaining freehold of 2 end of block maisonettes

Obtaining freehold of 2 end of block maisonettes...

Hello all, Looking for some advice and guidance please. I own the leaseholds of two maisonettes (1 up, 1 down) on one end of a block totaling six. There are two other blocks of the same together with...

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Wednesday 15th August 2012

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