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Landlord insurance for flats?

Landlord insurance for flats?

Hi, I own a few flats that are in blocks, they are all unfurnished (so I have no contents) and the buildings insurance is provided for the block via the managing agents/service charge. There doesn’t...

0:02 AM, 9th March 2023, About 2 years ago |  10

InsuranceLatest ArticlesLettings & ManagementReaders Questions
Telltale signs on how spot a bad tenant!

Telltale signs on how spot a bad tenant!

A bad tenant could cost you thousands but how do you spot the bad ones? There are so many stories I read every day of a tenant who trashed a landlord’s property, leaving the landlord to pick up the tab.

11:48 AM, 8th March 2023, About 2 years ago |  0

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Sec 21 issued, 1 tenant leaves, 1 stays?

Sec 21 issued, 1 tenant leaves, 1 stays?

Hi, I have been a landlord for 20 years and am now selling all my properties, one a year, as I’ve had enough of the way things are going against the private landlord. I have done evictions in the...

0:02 AM, 8th March 2023, About 2 years ago |  22

Latest ArticlesLettings & ManagementReaders QuestionsTenant Eviction
Tenant deceased – permitted occupier not paying rent?

Tenant deceased – permitted occupier not paying rent?

Hello, I have recently been notified that the tenant on the agreement has passed away following no rental payments. His son (who is over the age of 21) was a permitted occupier, is refusing to agree a...

10:54 AM, 7th March 2023, About 2 years ago |  7

Latest ArticlesLettings & ManagementReaders QuestionsTenant Eviction
S21 notice/Rent arrears/repossession order?

S21 notice/Rent arrears/repossession order?

Hello, I have a question: My tenant is in rent arrears by 6 months and those arrears now stand at £9,600. I have served the tenant a S21 notice followed by a repossession order. The council pays the tenant...

10:25 AM, 7th March 2023, About 2 years ago |  45

Latest ArticlesLettings & ManagementReaders QuestionsTenant Eviction
A thick fog of stupidity, jobsworths and Section 24

A thick fog of stupidity, jobsworths and Section 24...

I have the unfortunate situation whereby the Child Maintenance Service looks at my pre-tax earnings for their calculation. Obviously, that means they “think” that my mortgage costs are earnings...

9:15 AM, 7th March 2023, About 2 years ago |  16

Latest ArticlesReaders QuestionsSection 24
Do I have to renew EPC?

Do I have to renew EPC?

Hello, Can someone please help? I am in my 70’s and only let two properties, I’m not an experienced landlord. I have had a tenant in a property for 7 years and never put the rent up in all...

0:02 AM, 7th March 2023, About 2 years ago |  6

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Evidence from solicitors?

Evidence from solicitors?

Hello, I have a tenant who has contacted a solicitor regarding the condition of the flat’s drainage problem, mould, damp and mice infestation. I received a letter from her solicitor just after Christmas...

10:55 AM, 6th March 2023, About 2 years ago |  0

Latest ArticlesLettings & ManagementReaders Questions
EPC accuracy and financial decisions?

EPC accuracy and financial decisions?

Hello, Landlords are relying on an EPC to be accurate. Significant decisions are being made based on the EPC information. These decisions will affect tenants. I did comment in the following thread: Two-thirds...

10:09 AM, 6th March 2023, About 2 years ago |  3

EPCLatest ArticlesLettings & ManagementReaders Questions
Fire test certificate needed?

Fire test certificate needed?

Hello, I let a 5 bed semi detached. The house is over 2 floors, ground and first. I have radio controlled fire safety fitted in the hall and landing. My local authority is asking for a fire test safety...

9:35 AM, 6th March 2023, About 2 years ago |  8

Latest ArticlesLettings & ManagementReaders Questions
EPC and banning Section 21?

EPC and banning Section 21?

Hello, I know I may be jumping the gun somewhat but if the proposed minimum EPC rules are sanctioned, and also a ban on Section 21 comes into force, what are the likely outcomes? We will be able to evict...

9:37 AM, 28th February 2023, About 2 years ago |  11

Latest ArticlesLettings & ManagementReaders Questions
Problems with an alcoholic tenant who is now in hospital?

Problems with an alcoholic tenant who is now in hospital?

Hi, I do 6 monthly checks on my tenant and have never had any issues previously. They have been in my house for 18 months and there are no rent arrears. I have been trying to go around since Nov 2022 to...

0:02 AM, 28th February 2023, About 2 years ago |  14

Latest ArticlesLettings & ManagementReaders QuestionsTenant Eviction
Rebuild costs for Landlords Insurance are now higher than market value?

Rebuild costs for Landlords Insurance are now higher than market...

Landlords – How do you calculate your properties’ rebuild value when your insurance is due for renewal? For those who don’t know, the rebuild cost is the amount it would cost to completely...

10:45 AM, 27th February 2023, About 2 years ago |  17

Landlord NewsLatest ArticlesReaders Questions
Ending a 12 months fixed tenancy agreement?

Ending a 12 months fixed tenancy agreement?

Hello. I have a situation that commenced last month and I got some good pointers from here. Tenants are on a 12 month fixed contract ending in Oct 2023. However, due to domestic violence (DV), one of the...

10:16 AM, 27th February 2023, About 2 years ago |  8

Latest ArticlesLettings & ManagementReaders Questions
Boiler/heating cover recommendations?

Boiler/heating cover recommendations?

Hello, I am looking for some advice. I used to have boiler and heating cover for my semi-commercial residential house with British Gas. Now they have closed, I am looking for something similar. Does anyone...

12:07 PM, 24th February 2023, About 2 years ago |  0

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Stamp duty refund on property abroad?

Stamp duty refund on property abroad?

Hi, My husband is Australian and owns a house in Australia. He hasn’t lived in it for over 15 years while living in Europe and his mother was living in it. He is going to try and sell it. In the...

0:10 AM, 24th February 2023, About 2 years ago |  1

Landlord NewsLatest ArticlesReaders Questions
Unoccupied Property Insurance?

Unoccupied Property Insurance?

Hello, we have tenants who will be leaving a property and the property has now been listed for sale. We will need to convert our insurance to unoccupied insurance. The Insurance Company we are with requires...

0:09 AM, 24th February 2023, About 2 years ago |  5

Landlord NewsLatest ArticlesProperty NewsReaders Questions
Who’s in the pecking order – Landlord or tenant?

Who’s in the pecking order – Landlord or tenant?

Hello, Our tenant has contacted us about a neighbour who is keeping chickens. Their hen house and run is at the bottom of our tenant’s garden and he is complaining about daily noise and occasional...

0:07 AM, 24th February 2023, About 2 years ago |  7

Landlord NewsLatest ArticlesReaders Questions
Getting a mortgage on a Qualified Title?

Getting a mortgage on a Qualified Title?

Hello, I own 2 flats in the North East – basically a terrace house that has been split into an upper and a lower flat I put them up for sale 2 years ago and got buyers in the first week –...

0:06 AM, 24th February 2023, About 2 years ago |  0

Latest ArticlesLettings & ManagementProperty Investment NewsReaders Questions
Complaining about Universal Credit?

Complaining about Universal Credit?

Hello, I’m just wondering if any landlord on here has had any success with a complaint against the shambolic way that U/C operates regarding tenant arrears and APA? I’m getting nowhere with the...

0:03 AM, 24th February 2023, About 2 years ago |  2

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