Readers Question

Problems with mould as heating turned down?

Problems with mould as heating turned down?

We have had our flats for over twenty years and they are all in good condition. We have had very little problem with mould until now. Several tenants are complaining and sending photos. I know they have...

Government energy discount – Do tenants or the Landlord get this?

Government energy discount – Do tenants or the Landlord...

Hello, this is the scenario: Landlord owns and rents a property to students. Landlord is the registered payer for energy bills (gas & electric). Landlord receives Government ‘handout’ for...

Claiming deposit?

Claiming deposit?

Hello, a tenant has disappeared after a possession order was granted owing thousands in rent. I have requested the deposit at DPS to be paid to me. I have no contact number or forwarding address for the...

New model for Student HMOs post Renters Reform Bill?

New model for Student HMOs post Renters Reform Bill?

For mitigation against the worst implications of the (expected) Renters’ Reform Bill for my Student HMOs, I am mulling a business model change to…. Leasing individual rooms on a fixed-term...

Only 3 for an HMO beware the sting in the tail?

Only 3 for an HMO beware the sting in the tail?

Hello, As of 9th December 2021 the Lambeth BC decided to reduce the number of unrelated people using shared facilities from 5 to 3 to class it as an HMO. At that time we had 3 gents living in the flat...

HMO changes with existing tenant?

HMO changes with existing tenant?

The Local Borough Council introduced changes to the government’s housing 2004 scheme at end of last year. We initially had potential issues with a 3-bed ground-floor flat however within several months...

Creating a new tenancy while property is on the market for sale?

Creating a new tenancy while property is on the market for sale?

Hello all, a scenario I have not come across before has arisen. I have for sale a large converted Victorian house consisting of 1 x 1 bed and 3 x studio flats. It is fully tenanted with good LHA tenants...

Is there a future market for fully paid in advance 6 month ASTs?

Is there a future market for fully paid in advance 6 month ASTs?

Hello, As we’ve now entered a tougher period for the prospect of increased rent arrears, what do fellow members feel about stipulating that all enquirers, for example to a self managing platform...

You need to be Precise with Precise Mortgages?

You need to be Precise with Precise Mortgages?

I wanted to share a recent experience I’ve had with Precise Mortgages, which other borrowers/prospective borrowers/IFAs may find of interest. 5 years ago I bought a BTL property with a 75% loan from...

Additional HMO licensing coming back in Greenwich?

Additional HMO licensing coming back in Greenwich?

Greenwich had an Additional HMO licensing scheme from 1st October 2017 to 30 Sept 2022. No review of the success or failure of that scheme has been published. Despite that they are consulting on a new...

Is a new tenancy needed when one party of a joint tenancy leaves?

Is a new tenancy needed when one party of a joint tenancy leaves?

Hello, I have a joint tenancy – a couple now splitting up – and one of them has left the house and no longer wants to be on the agreement, since they have to rent somewhere else. Their split...

RTM Settlers Court Nightmare decision for leaseholders?

RTM Settlers Court Nightmare decision for leaseholders?

The Settlers Court supreme court judgement is we believe totally unfair and unreasonable. This decision enables RTM (Right to Manage) companies to only manage their building and not any common parts i.e.

Rogue tenants databases?

Rogue tenants databases?

Hello, I read a lot about Rogue Landlords Databases but nothing about Rogue Tenants Databases. Does any one know of any? It does seem that tenants from hell are at liberty to trash properties, run up huge...

Lettings agency issues?

Lettings agency issues?

Hello, I am looking to move away from my current Lettings agency on a number of properties I own as I have become very unhappy with their levels of service. The agency has also just been sold to a large...

Free loft insulation schemes?

Free loft insulation schemes?

Hello, I have excellent long term tenants in Wales. They have two young children and like most people in their position finances are a bit tight at the moment. I’ve kept the rent well under market...

EPC policy…the road to tenant hell?

EPC policy…the road to tenant hell?

The road to hell is paved with good intentions. Like being obliged to have an EPC to rent a property. So, I’m a landlord and a homeowner. I have in the distant past been a tenant. When I buy a home...

Landlords – Attack back?

Landlords – Attack back?

Hello, I know this will go nowhere. We cannot strike. We cannot ask for more pay. How about – and I’ll keep it short. Every article on the web (excluding offensive material) gets a tag from...

EPC expired with eviction pending?

EPC expired with eviction pending?

Hi everyone, We have a tenant whose EPC has expired (a D) but he doesn`t speak to us, not for any good reason, he just hates landlords (he`s told us) and hates us contacting him about the simplest thing.

Holding Fee Refund?

Holding Fee Refund?

Hello, I’m a student looking for rental properties next year! We paid a holding fee of £400 and haven’t yet signed any lease or paid further deposits, however, we found the letting agent seemed...

Early Repayment Charge?

Early Repayment Charge?

Hello, I currently have a 5 year fixed BTL mortgage with Leeds building society at 2.14%. I am looking to sell the property although I am being asked for an early repayment charge of £3k. Given the base...

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Wednesday 15th August 2012

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