Readers Question

Proof of section 8 notice

Proof of section 8 notice...

How do I prove I’ve served a tenant a Section 8 notice? Since my tenant stopped paying he’s totally dropped of the radar. Won’t return my calls, won’t respond to messages or texts,

To fix or not to fix that is the question for a first timer

To fix or not to fix that is the question for a first timer...

Hello all, I am a prospective first time landlord and am asking for any advice regarding buy to let mortgages. I am looking to buy a property for around £80k (with a £20k deposit). The best interest...

Why are local authorities Paying Housing Benefit directly to tenants?

Why are local authorities Paying Housing Benefit directly to...

I have recently written to Wellingborough Council as follows and would be interested in the views of other landlords (in particular those with a detailed understanding of the relevant legislation): Why...

Housing Disrepair Pre-Action Protocol – need to reply in 20 days!!

Housing Disrepair Pre-Action Protocol – need to reply in...

Can anybody help me please? My previous tenant has appointed a solicitor who has written to me claiming for numerous things. One issue is “Repairs”. The solicitor states that the tenant complains...

First Time Buyer (BTL)

First Time Buyer (BTL)...

Hello Mark, I hope you are well and I will keep this short as I know you get asked a lot of questions. I am a youngish guy, with no dependants. I have roughly £35k sat in the bank and am keen to getting...

Campaigns Against Tracker Mortgage Rate Hikes Reach Parliament

Campaigns Against Tracker Mortgage Rate Hikes Reach Parliament...

The campaigns organised by members of Property118 against hikes to tracker rate mortgage margins moved up a gear yesterday when I was invited to meet with David Morris MP and his aide Andre Walker at The...

Landlords Insurance and pest infestations

Landlords Insurance and pest infestations...

Please can anyone tell me if landlords insurance policies cover pest infestations? Including any damage caused by the pests. We have a problem with rats, the tenant is responsible because of the rubbish...

Eviction Advice – Drug Den

Eviction Advice – Drug Den...

I have a long standing tenant who up until around 8 months ago never caused a problem. Various family issues have resulted in her getting in with the wrong type and she now is dependant on drugs. This...

Receiving a section 21(1)b

Receiving a section 21(1)b...

My daughters landlord has served her with a section 21(1)b Notice to quit as they are selling the house. Her fixed six month tenancy ends on the 8th of February 2014 so the notice has been issued during...

Buy to Let Bungalow purchase requiring a light refurb

Buy to Let Bungalow purchase requiring a light refurb...

I’m currently looking at a bungalow marketed by an estate agent which is a repossession. I expect it to sell for 75k, but it will require approx 5k in refurb costs and I estimate the value on completion...

Scottish AST legality in England? CT query.

Scottish AST legality in England? CT query.

Hi all, I was asked for some advice by a friend, but this one was a little beyond my experience, so I was hoping you guys could help me out. My friend was sharing a house with one other tenant for around...

Buy To Let Mortgage and Renting to a Ltd Company

Buy To Let Mortgage and Renting to a Ltd Company...

Hi All I have another question I would like to put to anyone with experiences of Buy to Let mortgages. I appreciate that with buy to let mortgages there is a restriction with regards to the mortgage holder...

How to find high yielding properties?

How to find high yielding properties?

I’m quite new to investing in property, I’ve been using the landlord calculator and I can’t find any good investments, and what is classed as a good investment. I currently have one buy...

Allowing Family to move into your property

Allowing Family to move into your property...

I have a 4 bedroom house which is empty some 2-3 months as i work traveling around the world, I am considering allowing some family members to move in to the spare rooms just to keep the property full...

Loan To Value or Loan To Purchase Price?

Loan To Value or Loan To Purchase Price?

Hi everyone Are there any BTL lenders that lend against the property valuation rather than the lower purchase price? For example, if the valuation is £100K and the price paid is £90K, will any lenders...

Interest Only or Repayment – what do you do believe and why?

Interest Only or Repayment – what do you do believe and...

I have read lot’s of articles and listened to podcasts. I have also read through Mark’s account of interest vs. repayment mortgage; a lot of professional advice says interest only mortgage...

Selective licence refused

Selective licence refused...

I have been refused a licence from Newham due to association with a convicted criminal. I have been a landlord for over ten years and have had no problems. I have a managing agent but who would be the...

Portfolio growth strategy – how do you fund your next purchase?

Portfolio growth strategy – how do you fund your next purchase?

I’m looking to better understand how fellow landlords have funded their portfolio. I’m very aware there is no single right answer here but would love to hear people’s stories and plans. I see three...

Council charging for new roof – can they?

Council charging for new roof – can they?

Any advise would be greatly received as we have a problem with a new roof being put on a council block where we lease a flat. The block is 1950’s build, we have had the flat 7 years and have always...

Tenant wanting to end tenancy early

Tenant wanting to end tenancy early...

I am a tenant of a property with my partner. Since moving, we have had continuous problems with faults requiring repair. As soon as something is fixed, another problem arises. We’ve been here since...

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Wednesday 15th August 2012

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