Readers Question

Stuck without lost Deed of Trust?

Stuck without lost Deed of Trust?

Hi, I bought a property in 2012. Soon after, I made a Deed of Trust to allow the limited company which I wholly own and manage, to receive rent payments and pay the mortgage. I am thinking of selling the...

The new Making Tax Digital (MTD) tester initiative?

The new Making Tax Digital (MTD) tester initiative?

I was looking around my property related emails and came across a full government blurb on the MTD initiative and wondered………. after reading the benefits and the opportunity to be a tester.

Residents Association in breach of a Fire Safety Order?

Residents Association in breach of a Fire Safety Order?

How can the shareholders of a small Residents Association get the Directors to run the association properly? At present, we are in breach of a Fire Safety Order by 14 months because the Directors have...

Andy Burnham’s Latest Commitment to Renters?

Andy Burnham’s Latest Commitment to Renters?

The Greater Manchester Combined Authority Mayoral Election newsletter arrived this morning. Of the 6 candidates in the running, very few look as though they have any relevant leadership or financial experience.

CCJ extension for professional rogue tenant?

CCJ extension for professional rogue tenant?

I managed to get a CCJ against a rogue tenant almost 6 years ago. The CCJ only covered the outstanding rental she accumulated whilst awaiting the Bailiffs for 8 months. The ruined unit and furniture theft...

BRP cards to be scrapped?

BRP cards to be scrapped?

I have just been sent an email from the Home Office. Looks like those plastic Biometric Residence Permits (BRP) cards are now being phased out and potential tenants now have to open an online account with...

What happens to the subtenants when my contract with the housing association ends?

What happens to the subtenants when my contract with the housing...

Hi, I bought a 5-flat property last year and it’s being sublet and managed by a housing association (this was the case before I bought it too). The housing association has a secure tenancy with the subtenants.

Student HMOs VS Professional HMOs?

Student HMOs VS Professional HMOs?

Hi, hope all is well. I have purchased an HMO that was let to students and I have continued renting to students so far. The property is licensed for this purpose, although the license doesn’t specify...

How can housing associations ensure rent payments amid DWP challenges?

How can housing associations ensure rent payments amid DWP challenges?

Hi, I work for a housing association and last year managed to attach a managed payment to landlord (MPTL) for tenants self rent. Their majority of rent is paid by Housing benefit, but the tenants pay the...

Freeholder nightmare – What are my options?

Freeholder nightmare – What are my options?

Hi there, advice and suggestions will be greatly appreciated. The freeholder of my property has a legal obligation as it states in the Lease, to insure the building and provide me with the relevant documentation...

Is it worth chasing rent arrears and damages?

Is it worth chasing rent arrears and damages?

Hi, a few years ago, my tenants signed a Deed of Surrender (DOS) and they now owe four months rent plus the rent increased they have not paid. I have returned their deposit in full. Four months later...

Can ventilation systems tackle damp in homes?

Can ventilation systems tackle damp in homes?

Hi, with damp and mould being a big issue, are ventilation systems a good idea? This last winter on the south coast there were very few frosts and the air has been very humid and wet. Many houses are damp...

Just be thankful you don’t let in Amsterdam?

Just be thankful you don’t let in Amsterdam?

My daughter is renting out her apartment in Amsterdam, having moved to Leiden. Her tax liability will be based on the size and location of the flat not on the rent charged or profit made after mortgage...

Room sizes and LHA rates?

Room sizes and LHA rates?

Hi, I have a flat with 2 bedrooms but the lounge is huge.  Lounge is irregular shaped 16.38 sqm, Bed 1 is 16.01 sqm, Bed 2 10.34 sqm I would say this is a 2 bed flat obviously but for LHA and room benefit...

Help – Energy supply dispute?

Help – Energy supply dispute?

Hi, in short: this is an EDF supply dispute. Our last tenant had an account with EDF for electricity. The new tenant has asked to have the account released so they can sign up with another supplier. EDF...

The next BTL disaster coming your way!

The next BTL disaster coming your way!

Hi, here’s something I’d like the views of Property 118 readers on. Some of you will have read of my ongoing saga with my tenant. Briefly, after many years I asked him to leave in December 2021 he’s...

Where are the decision-makers who could support landlords and tenants with sensible policies?

Where are the decision-makers who could support landlords and...

Shelter says “26,000 no fault” evictions have been enforced by bailiffs since 2019. If this relates to the 5 million in the PRS then this represents around 7,000 tenancies a year or 0.1% of...

Help – Tenant moved out and no rent payment from Universal Credit?

Help – Tenant moved out and no rent payment from Universal...

Hi, I get direct rent payments from Universal Credit for a tenant who has been in the property for 2 years. The tenant moved out yesterday (17th April) and declared a new address as of 18th April. I’ve...

What’s best for your retirement, BTL or pension?

What’s best for your retirement, BTL or pension?

Hello, buy to let was seen as the ideal ‘pension’ investment for those who didn’t have the luxury of a gold-plated public sector or final salary pension. But with landlords now struggling...

Could adding a reason for eviction change landlords’ image?

Could adding a reason for eviction change landlords’ image?

Whilst reading about how long it’s taken to reform Section 21 evictions, it occurred to me that if five years ago a “Reason for Eviction” field had been added to the application, we might...

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Wednesday 15th August 2012

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