Readers Question

When can I get my property back?

When can I get my property back?

Hi, I need some advice as my tenancy agreement ends in August 2025, I want my property back as I am getting divorced and need a place to live! I have a rental agreement with a housing association, who...

Can I delay the bailiffs?

Can I delay the bailiffs?

Hello, We are slowly (and thankfully) escaping the world of rental properties after almost 20 years, which involves selling our portfolio of 13 properties. We haven’t had the best advice and went...

Tenants subletting flat without permission?

Tenants subletting flat without permission?

Hello, I’m interested to hear your thoughts on the following: • Flat rented out to Party A on a 1 year AST with no break clause. All tenant checks came back green. • Property fully managed by...

Mortgage consolidation query?

Mortgage consolidation query?

Hello, I have 4 BTL interest-only mortgages originally with Mortgage Express, later taken over by Siberite. No missed payments/arrears, and the LTVs are well within the original criteria. P&L is still...

Issued a section 21 but have a Prescribed Information problem?

Issued a section 21 but have a Prescribed Information problem?

Hi, I’m quite new to buy to lets and have educated myself as I go along. I have now learnt the hard way of the importance of being extra careful to issue the correct information in the right time.

Urgent – Guarantor form advice?

Urgent – Guarantor form advice?

Hello, I have been asked to sign as a witness to a deed on a guarantor agreement. My friend’s daughter is renting a property in Belfast from July along with 4 other students. The students have all...

Is my Tarmac trespassing?

Is my Tarmac trespassing?

Hello, There is tarmac to the front and side of my property and my neighbour has told me that it is trespassing on their land along the side of their house where it is under their eave projection, ie it...

A question on section 21 documents needed?

A question on section 21 documents needed?

Hello, I have issued a section 21 notice to my long term tenants recently, their latest rental agreement was dated back in 2010 on a rolling basis. I got advice from NRLA that I don’t need to comply...

Prescribed Information date works both ways – beware!

Prescribed Information date works both ways – beware!

Hello, During Covid, my letting agent sent the Prescribed Information (PI) to my tenant by email the night before the tenant paid his deposit and took the keys. Four years later, after issuing a s21 via...

What happens if my tenant doesn’t remove her belongings?

What happens if my tenant doesn’t remove her belongings?

Hello, Finally, after 8 months I have had the court bailiffs in to repossess my property. However, the tenant wasn’t in and has left all her belongings, including her furniture, in the house. I was...

Urgent help needed: Tenant troubles, rent arrears, and court setbacks

Urgent help needed: Tenant troubles, rent arrears, and court...

Hello, I rented out my only house in April 2022 due to a job opportunity in a different city. Two months into the agreement, the tenant claimed job loss and sought support from DWP and the council. Throughout...

Existing tenants in auctioned flat?

Existing tenants in auctioned flat?

Hello readers, I am again seeking people’s superior knowledge. A flat in a block where I have the Freehold has been sold by auction owing to repossession. It has tenants in situ and they are nice,

Rayburn safety concerns and tenant dispute?

Rayburn safety concerns and tenant dispute?

Hi, we bought a property with a tenant on an AST periodic tenancy from a company that owned a large amount of land as well as our property. The EPC was only an F rating so we set to work on meeting the...

Help please! I need to move into my BTL property

Help please! I need to move into my BTL property...

Hello, I have a BTL property which I have had for two years now. But my circumstances have changed and I now need to move into the property. Can anyone advise me as to whether I am entitled to do so (obviously...

LHA increase – BAP and S13 confusion?

LHA increase – BAP and S13 confusion?

Hello, I am trying to prepare in advance of 1st April when the new LHA rate is applied. According to S13, a rent increase has to happen on the same day the tenant moved in so for this example let’s...

Capital gains tax – Sneaky rules?

Capital gains tax – Sneaky rules?

WARNING For those who aren’t aware:  Taxpayers have 60 days from the date of completion of the disposal (not the date of exchange of contracts) to report the property disposal and pay the estimated...

Facing rent freeze dilemma?

Facing rent freeze dilemma?

Hello, some background the property is based in the London/South East region. Tenants were struggling historically and large arrears built up during covid. Eventually, the tenants recovered and have been...

Scotland – Tenant bringing up notice after I failed to sell?

Scotland – Tenant bringing up notice after I failed to...

Hi, I served notice to my tenant last year and she gave me 28 days notice and vacated. I wanted to sell the property and tried to sell it. But since then, in last 6 months I didn’t get any offers.

High agency fees when terminating property management contract?

High agency fees when terminating property management contract?

Hello, We signed a contract with an agency for them to manage our relationship with the tenants back in 2019. They oversaw tenant referencing, rent collection and contract. Since 2020/21, the fixed term...

A cautionary tale of not having landlord insurance?

A cautionary tale of not having landlord insurance?

Hello, Nice and simple, just visited a friend who got flooded out and is now in temporary accommodation. He tells me his next door neighbour was working abroad and decided to rent out the property. It...

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Wednesday 15th August 2012

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