Neil Patterson

Mark Carney on inflation in a globalised world and the shock waves from China

Mark Carney on inflation in a globalised world and the shock...

These remarks were given by Mark Carney, Governor of the Bank of England, at the Economic Policy Symposium hosted by the Federal Reserve Bank of Kansas City. Recent developments in China can be assessed...

TMW reduce Buy to Let rates to the lender’s lowest point

TMW reduce Buy to Let rates to the lender’s lowest point...

The Mortgage Works (TMW) have reduced their Buy to Let mortgage rates by up to 0.5% on some products leaving their product range with some of the lowest headline interest rates ever. Fixed rates are available...

Does your Landlords Insurance renew in September? Please tell us now and save money!

Does your Landlords Insurance renew in September? Please tell...

For seasonal reasons September is the biggest month for Landlords Insurance renewals. Please make sure you let us know your insurance renewal date and using the power of our Landlords Buying Group we will...

Mark Alexander invited to consult with Chancellor’s advisers on Budget Tax proposals affecting private landlords

Mark Alexander invited to consult with Chancellor’s advisers...

I am very pleased to inform all members and readers that Mark Alexander (founder of Property118) has been invited to consult with advisers to the Treasury Select Committee on the 24th of August in regards...

75% LTV Buy to Let Best Buys

75% LTV Buy to Let Best Buys...

Too often Buy to Let best buy tables can leave you very disappointed as they are usually all based on a low Loan to Value of 60 or even 50% . I have done a more realistic search using a Freehold house...

Mark Carney prepares the country for possible Bank of England base rate rise

Mark Carney prepares the country for possible Bank of England...

Despite some serious economic head winds Mark Carney, the Governor of the Bank of England, is preparing the country for the possibility of an interest rate rise at the beginning of next year. China, the...

Bank of England concerns over Buy to Let risks to Financial Stability

Bank of England concerns over Buy to Let risks to Financial Stability...

The Buy to Let (BTL) market has continued to grow rapidly and now accounts for 15% of all outstanding mortgages and 18% of the total flow of new mortgages as reported in the Bank of England Financial Stability...

New BTL Classic Range from Keystone up to 80% LTV

New BTL Classic Range from Keystone up to 80% LTV...

The New Buy to Let range from Keystone is funded exclusively by the peer to peer lending platform Landbay. The Classic Range is geared towards individuals and limited company applicants looking to purchase...

Bank of England report on the Buy to Let market

Bank of England report on the Buy to Let market...

Buy to Let (BTL) mortgages represented 15% of the total outstanding residential mortgage loans at the end of 2014 with gross advances of new loans recovering back to 2005 levels (see chart A). Total annual...

Bank of England lowest interest rate projections yet

Bank of England lowest interest rate projections yet...

What most Landlords are interested in, because many have Buy to Let mortgages, from my Bank of England quarterly inflation report summaries is what might happen to interest rates in the future. Well the...

EU threat to Accidental Landlord Let to Buy

EU threat to Accidental Landlord Let to Buy...

The Treasury has decided that to conform to the European Mortgage Credit Directive (compulsory by 2016) all Buy to Let contracts, where the mortgage was not entered into solely for business purposes, will...

0% facility fee for new bridging loans

0% facility fee for new bridging loans...

The well established lender Precise Mortgages has enhanced its bridging loans to help increase the range of products, and at the same time provide an even smoother and more efficient process for borrowers.

Buy to Let 10 year fixed rate from TMW

Buy to Let 10 year fixed rate from TMW...

The Mortgage Works (TMW) have recently released the only Buy to Let 10 year fixed rate currently in the market. The product is a 10 year 4.99% fixed until 30/04/2025 with a maximum 75% Loan to Value Stress...

Base Rate held at 0.5% with Inflation at 12 year low

Base Rate held at 0.5% with Inflation at 12 year low...

The Bank of England Monetary Policy Committee (MPC) have voted to hold the Base Rate for another month at 0.5%. It has been at this level since March 2009. This is after inflation fell to a 12 year low...

European Central Bank may start full scale Quantitative Easing

European Central Bank may start full scale Quantitative Easing...

The Euro hit a 9 year low against the Dollar at $1.1864 causing speculation amongst investors that the European Central Bank (ECB) must now start to stimulate the economy by instigating a full scale Quantitative...

Bank of England and Monetary Policy Committee reform transparancy

Bank of England and Monetary Policy Committee reform transparancy...

The Bank of England has announced a raft of transparency, accountability and governance reforms to fulfill its mission to “promote the good of the people of the United Kingdom by maintaining monetary...

TMW to increase Stress Testing

TMW to increase Stress Testing...

The Mortgage Works (TMW) have announced they will increase their standard Stress Testing on all Buy to Let mortgages  that fall between 65% and 75% Loan to Value (LTV) from a Notional rate of 4.99% to...

Low interest rates look like being the long term norm

Low interest rates look like being the long term norm...

After the Bank of England quarterly inflation report, and attending the regional seminar, all the latest indicators have revised down any risk of a rise in the Bank Base Rate. I have been arguing for some...

Short term Buy to Let product with no interest payments until redeemed

Short term Buy to Let product with no interest payments until...

Castle Trust have introduced a new short term Buy to Let product called the Flexible Zero Mortgage, which is designed as an alternative for raising short/medium term finance from 1 to 5 years. The USP...

Landlords Revenge – Prosecuting Rogues

Landlords Revenge – Prosecuting Rogues...

If you are angry about being ‘ripped off’ and being left out of pocket then you probably don’t relish the thought of spending money on solicitors or grovelling to disinterested authorities...

Registered with Property118.com
Monday 7th February 2011

Total Number of Property118 Comments:
3403

Bio

Property118 Ltd MD